Avoid foreclosure scams
Homeowners having difficulties making their mortgage payments on time or facing foreclosure should beware of foreclosure scams. read more.....

Is my money safe?
Recent events have caused consumers concern over their financial accounts. There are many safeguards in place to protect your accounts, and most Oregonians do not need to make sudden decisions. Click here for answers to frequently asked questions and links to government-sponsored resources.

Changes to laws pertaining to credit card charges and to improve disclosure take effect July 1, 2010. Click here to read more.

Fall 2008 – Special Edition:
Your New, Higher FDIC Insurance Coverage
How You Can Be Fully Protected

Community First Bank closed, Home Federal Bank acquires deposits
For more information, click here.

Silver Falls Bank closed, Citizens Bank acquires deposits
For more information, click here.

Pinnacle Bank closed, acquired by Washington Trust Bank
For more information, click here.

Identity theft protection act

Online Mortgage Lender Licensing System

Residential Mortgage Lending Business and Operations Report
The annual report form is now available online for the 2008 reporting year and must be completed by March 31, 2009. For more information, click here.

Check-cashing licensing and limits on fees charged
The 2007 Legislature passed HB 2202 limiting the fees check-cashing businesses may charge. The new law also requires licensing of check-cashing businesses as of January 1, 2008. read more

Home Ownership Preservation Event (HOPE)
Medford, Oregon
Get answers from government agencies, non-profit counselors, lawyers, and lenders about refinancing or modifying your loan, new government housing programs, and avoiding foreclosure scams. For more information on this event, click here.

Help for homeowners facing foreclosure
As unemployment continues to rise in Oregon, more and more homeowners are having difficulty making their mortgage payments. They may feel alone, but they do have options, and there are a lot of resources available here in Oregon. Click here for an overview of the foreclosure process, information on new government programs that can help homeowners, contact information for nonprofit foreclosure counselors, and much more.

2009 Discount Rate Applicable to Consumer Finance Loans

Oregon joins the Nationwide Mortgage Licensing System & Registry (NMLSR) for mortgage companies on January 4, 2010 and begins licensing loan originators on April 1, 2010. Click here to for more information.

File a complaint

Identity theft protection act

Obtain a free credit report

Mortgage Lending Workgroup

To encourage a wide range of financial services, products, and information for Oregonians, delivered in a safe, sound, equitable, and fraud-free manner.