The adoption by some banks of FAS 159, The Fair Value Option for Financial Assets and Financial Liabilities, affected charge-off and delinquency rate data for 2008:1. Because the effects of the accounting change on the dollar volume of loans reported on banks' loan books were small, the effects of the accounting change on banks' charge-off and delinquency rates were presumably small for the industry as a whole. Information on the dollar impacts on banks' loan books can be found on page 14 in the "Notes on the Data" section beginning with the April 11, H.8, Assets and Liabilities of Commercial Bank in the United States, statistical release. For more information on FAS 159, please refer to www.fasb.org/st/summary/stsum159.shtml.

Charge-off rates for credit cards and other consumer loans were revised to correct a computational error. The revision affects the credit card and consumer loan charge-off rates from 2001 to 2007.

The Federal Reserve Board's Data Download Program (DDP) now provides RSS feeds for users. Subscribers are notified about any updates or changes to the available data.The announcements will also be available on the DDP website. To subscribe to a feed, please visit the main RSS feeds page.

Delinquency rates at "other" banks were revised to correct a computational error. The revisions were almost entirely limited to the residential real estate series.

All of the historical series, with the exception of the delinquency rates for the 100 largest banks, were revised. See method of calculation.

Owing to a reporting problem, delinquency rates for residential and commercial mortgage loans are partially estimated for the 100 largest banks for the third quarter of 1999.