Text representation of Figure 3 titled: Figure 5: Net Non-Core Funding Dependence Ratio

Figure Title: Figure 5: Net Non-Core Funding Dependence Ratio - Compared to Peer

Group 1 - Aug-04 Examination Date
SPB - -2.13%
Peer - 15.36%

Group 2 - June-05 Examination Date
SPB - 14.83%
Peer - 21.60%

Group 3 - July-06 Examination Date
SPB - 37.71%
Peer - 22.35%

Group 4 - Sept-07 Examination Date
SPB - 28.48%
Peer - 24.07%

Group 5 - Aug-08 Examination Date
SPB - 65.86%
Peer - 29.33%

Source: UBPRs for SPB.