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State Revolving Fund (SRF)

Drinking Water SRF Clean Water SRF Needs Surveys

Drinking Water State Revolving Fund

Congress established the Drinking Water State Revolving Fund (DWSRF) as part of the 1996 Safe Drinking Water Act (SDWA) Amendments. The goal of the program is to provide states with a financing mechanism for ensuring safe drinking water to the public. States can use federal capitalization grant money awarded to them (along with the required twenty percent state match), to create revolving loan funds and other types of assistance to drinking water systems.

Loans made under the program can range from interest-free to market rates with repayment terms of up to twenty years. Loan repayments to the states will provide a self-sustaining source of infrastructure financing. The DWSRF Program also places an emphasis on small and disadvantaged communities, and on programs that encourage pollution prevention as a tool for ensuring safe drinking water.

Community water systems, both publicly and privately owned, and non-profit non-community water systems are eligible for funding under DWSRF Program. Eligible projects include infrastructure replacement and other programs which will ensure safe and affordable drinking water supplies.

While it is important to address current infrastructure needs, the 1996 SDWA Amendments emphasize the prevention of future contamination problems. States have the flexibility to set aside a portion of the DWSRF capitalization grant to develop prevention programs including source water protection, capacity development and operator certification.

3d Bar graph of funds available to state drinking water revolving fund


EPA Region 7 DWSRF Contact: Judy Novak - WWPD/SRFB
Phone: (913) 551-7360

State Contacts

Iowa Department of Natural Resources:
Dennis Alt, (515) 725-0275
Mike Anderson, (515) 725-0336

Kansas Department of Health and Environment:
Dave Waldo, (785) 296-5503

Missouri Department of Natural Resources:
Darrell Osterhoudt, (573) 751-1187

Nebraska Department of Environmental Quality:
Rick Bay, (402) 471-4200
Jack Daniel, (402) 471-0930

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Clean Water State Revolving Fund

With the passage of the Amendments to the Clean Water Act(CWA) in 1987, Congress provided for the replacement of the federal Construction Grants program with the Clean Water State Revolving Fund program(CWSRF). The program provides capitalization grants to the states to be used as the basis(along with a required twenty percent state match), to create revolving loan funds which provide low-interest loans to municipalities to finance wastewater infrastructure projects, and to fund water quality projects such as nonpoint source and estuary management.

The states set the loan terms, which may be interest-free to market rates, with repayment periods up to twenty years. Terms may be customized to meet the needs of small and disadvantaged communities. Loan repayments are recycled to perpetuate the funding of additional water protection projects.

Public involvement is an important element of the SRF Programs. Before applying for a capitalization grant, a state is required to provide information about the respective programs and the projects to be funded in an Intended Use Plan which is available for public review and comment. The Intended Use Plan is a requirement in both the Clean Water and Drinking Water State Revolving Fund programs.

3-d Bar graphs of funds available between 1989 and 2001


EPA Region 7 CWSRF Contact:

Nancy Healy - WWPD/SRFB
Phone Number: (913) 551-7713

State Contacts

Iowa Department of Natural Resources:
Wayne Farrand, (515) 281-8877

Kansas Department of Health and Environment:
Rod Geisler, (785) 296-5527

Missouri Department of Natural Resources:
Ann Crawford, (573) 751-1302

Nebraska Department of Environmental Quality:
Rick Bay, (402) 471-4200

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2000 Clean Water Needs Survey(CWNS)

The 2000 Clean Water Needs Survey (CWNS) Report to Congress was completed on August 20, 2003. The Report summarizes the estimated capital costs for water quality projects and other activities eligible for support as authorized by the 1987 Clean Water Act Amendments. Eligible activities include the planning, design and construction of publicly owned wastewater collection and treatment systems and projects controlling combined sewer overflows, storm water (SW) and non-point source (NPS) pollution. Also included for SW and NPS needs are one-time expenditures for program development and implementation. Objectives of the 2000 CWNS include updating cost estimates and technical data, providing geographical location data for all facilities, and improving the cost estimates for storm water and non-point source pollution needs.

The CWNS can serve as the basis for the allocation formula for CWSRF State Capitalization Grants, a source of environmental data, and information to develop allocation strategies for point and non-point source pollution (TMDLs).

For More information on the Clean Water Needs Survey, please go to the Headquarters page.

Drinking Water Infrastructure Needs Survey

The Regional Coordinator works with EPA Headquarters, contractors and the four States to conduct the Drinking Water Infrastructure Needs Survey, which determines the funding needed to comply with current/future federal regulations and replace aging infrastructure. Information from the Survey is used as a basis for the allocation formula for DWSRF State Capitalization Grants.

The 1999 Drinking Water Infrastructure Needs Survey Report to Congress was just released in February 2001. The needs of American Indian and Alaska Native water systems are included. Needs are reported for source, transmission/distribution, treatment, storage and other projects.A census was completed of systems serving a population of greater than 40,000. The remainder of the systems were statistically sampled.

Total needs (in terms of January 1999 dollars) for the Region 7 States are listed below:

Iowa   $2,847,000,000
Kansas   $1,646,000,000
Missouri   $2,180,000,000
Nebraska   $832,000,000
National $150,939,000,000

For More information on the Drinking Water Needs Survey, please go to the Head Quarters page.

For more on information on State Revolving Funds, visit EPA's Drinking Water SRF page, or the Clean Water page.

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