What's New:
Items previously featured on the OCC home page

OCC Survey Finds Bank Underwriting Standards Tighten Release 2008-66 | Survey (PDF 1.2MB)

Comptroller Dugan Expresses Concern About Commercial Real Estate Concentrations Release 2008-9 | Speech (PDF)

2008 OCC Fair Lending Conference
Learn about OCC's approach to fair lending supervision. More about this conference.

Comptroller Comments on Proposed FHA Housing Stabilization and Homeownership Retention Act of 2008

News Release 2008-14, Comptroller Dugan Urges Action to Help Communities Suffering from Effects of Mortgage Foreclosure Crisis

Comptroller Dugan participates in a bus tour of affordable housing and development projects with bankers and community groups in Harlem and the South Bronx. Read the Comptroller's statement. View a slideshow of visited sites.

Comptroller Dugan Supports Earned Income Tax Credit (EITC) Awareness Day
Release 2008-8

OCC launches HelpWithMyBank.gov to assist national bank customers News Release 2007-73 | HelpWithMyBank.gov

Comptroller Expresses Concern over Subprime Mortgage Foreclosures; Receives "Making-the-Difference" Award from Credit Counseling Foundation News Release

News Release 2008-5, Comptroller of the Currency Hosts Workshop for New Community Bank Directors in Phoenix

OCC Reminds Consumers to Read Gift Cards' Fine Print
News release | Advisory | PSA Feature (PDF) | PSA (MP3)

The Supreme Court ruled on April 17 that federal preemption standards apply to national bank operating subsidiaries. Press Release | Supreme Court decision | Amicus briefs

OCC Strategic Plan 2007-2012 (PDF 242KB)
Outlines the OCC's long range goals and how the agency intends to accomplish them.

Comptroller Tells House Committee that OCC Supervision Plays Critical Role In Ensuring Compliance with Consumer Protection Standards. Release 2007-57 | Oral Statement (PDF) | Written Testimony (PDF)

Combating Money Laundering and Terrorist Financing: OCC regulations and supervisory programs to implement and assure compliance with the Bank Secrecy and USA Patriot Acts.

OCC announces its 2007 workshop schedule for national community bank directors. Register Now

Recent OCC Statements on Subprime Lending before Congress
Chief National Bank Examiner Emory W. Rushton's Testimony Before Senate Committee and Before House Financial Services Subcommittee.

President's ID Theft Task Force Releases Strategic Plan
The joint task force made up of 17 agencies including the OCC released its strategic plan to fight identity theft. Learn more and read the plan at www.idtheft.gov.

Comptroller Featured on AARP Radio Comptroller of the Currency John C. Dugan was recently featured on AARP radio and discussed credit issues, "non-traditional" mortgages. Listen to the interview (requires RealPlayer). Visit AARP for more.

Subprime Mortgage Lending: Request for Comment on Proposed Statement on Subprime Mortgage Lending HTML

Licensing Manual Update, March 2007
The revised "Charters" (PDF 956KB) booklet of the Licensing Manual series.

Annual Report, Fiscal Year 2006 Highlights include the viewpoint of Comptroller Dugan, a look ahead to 2007, a review of strategic goal support, and a report on financial management.

News Release 2006-126, OCC, CSBS Agree on Consumer Complaint Information-Sharing Plan

OCC Offers Tips to Help Consumers Avoid Cashier's Check Fraud

News Release 2006-104, Comptroller Dugan Tells Senate Panel that Basel II Capital Framework Will Substantially Improve Large Bank Risk Management and Controls

Interest-Only Payments and Payment-Option ARMS: Are They For You? (PDF 2.9MB)
Interagency brochure helps explain exotic mortgages to help consumers understand what they are buying.

News Release 2006-113, Comptroller Speaks to the American Bankers Association about Credit Risk and Loan Loss Reserves

News Release 2006-109, Comptroller Salutes Legislation to Raise Part 24 Community Development Investment Limit

Comptroller Featured on "All Things Considered"
Comptroller of the Currency John C. Dugan recently spoke to National Public Radio on nontraditional mortgages.

News Release 2006-127, OCC Reminds Consumers of Holiday Tips on Gift Cards

OCC is listed as one of the Best Places to Work in the Government for 2005. As a Federal subcomponent, OCC was rated #6 in overall rankings and was rated #1 with women in terms of workplace satisfaction.

OCC 2006-33, Bank Secrecy Act/Anti-Money Laundering: Notification on the Release of the Revised BSA/AML Manual WORD ASCII
Manual available in HTML, and in PDF in full (PDF 1.58MB) and in parts -- introduction/core overviews and procedures (PDF 826KB), expanded overviews and procedures (PDF 788KB) and appendices (PDF 493KB). Also available in hard copy for $15. Order here.

News Release 2006-108, Comptroller of the Currency Praises Interagency Work on Non-Traditional Mortgage Guidance

Katrina Lessons One Year Later
The OCC and other FFIEC member agency offer tips on how financial institutions can be better prepared for natural disasters and other contingencies in "Lessons Learned From Hurricane Katrina."

News Release 2006-91, OCC Publishes Newsletter Covering Revisions to the Community Reinvestment Act

News Release 2006-48, Comptroller Dugan Expresses (PDF) Concern about New Types of Mortgages That Offer Low Initial Monthly Payments, but Higher Payments Later

News Release 2006-96, Comptroller Dugan Tells House Panel that Goal of Basel II Capital Framework And Commercial Real Estate Guidance is to Address Risks Facing Banking System

News Release 2006-84, OCC Issues Guidance on Gift Cards
OCC 2006-34, Gift Card Disclosures: Guidance on Disclosure and Marketing Issues WORD

Servicemembers Civil Relief Act Advisory Letter 2004-8

OCC Consumer Protection News: Combating Abusive Lending; Protecting against Identity Theft; Resolving Complaints; Writing a Check; Credit Card Practices

March 2006 biennial National Community Reinvestment Conference, co-sponsored by the four bank regulatory agencies

Contact Your Lender PSAs
Federal financial regulators are sponsoring public service announcements (PSAs) to encourage people affected by last year's hurricanes to contact their lenders.

OCC Anti-Fraud Resources
OCC's new feature provides Consumers and Bankers with information and resources to effectively identify, report, and combat fraud.

Protect yourself against Identity Theft
OCC's new feature page brings together information from a variety of federal agencies that can help you know the risks and protect yourself against Identity Theft.

News Release 2005-75, OCC Releases Consumer Advisory: "Writing a Check: Understanding Your Rights"

News Release 2005-107, Comptroller Dugan Discusses Credit Risk

News Release 2005-95, Comptroller Dugan Tells Bankers that Long Fight to Shed Outdated Laws Promoted Innovation and Broad Range of New Consumer Products and Services

Take the OCC Web Site User Survey: August 29 through September 12, 2005
Your feedback is very important to us—it will be used to make improvements to our site. This survey takes about five minutes, and is strictly confidential.

John C. Dugan Becomes 29th Comptroller of the Currency
John C. Dugan was sworn in as the 29th Comptroller of the Currency on August 4, 2005, following Senate confirmation on July 29, 2005.

• Read the full story
• View Mr. Dugan's bio
• See past Comptrollers

News Release 2005-64, FFIEC Issues the Bank Secrecy Act/Anti-Money Laundering Examination Manual
Transmittal letter (PDF) | Q&A (PDF) | Fact sheet (PDF) | Introduction/Overview (PDF) | Core/Expanded Examination Procedures (PDF) | Appendixes (PDF)

OCC Releases Quarterly Journal, Vol. 24, No. 2 (June 2005) on the Web
Contains first quarter 2005 condition and performance of commercial banks; licensing decisions; appeals; links to speeches, testimony, and interpretations; mergers; and financial performance data.

OCC Listed as One of the Best Places to Work in the Federal Government

News Release 2005-49, Acting Comptroller of the Currency Julie L. Williams Tells Senate Banking Committee Credit Card Disclosures Can be Improved, Urges New Approach to Consumer Disclosures for Financial Products and Services

News Release 2005-45, Acting Comptroller Williams Discusses Management and Supervision of Reputation Risk In Large Banking Organizations; Stresses Important Role of Ethics and Corporate Values

OCC Enhances Appearance of its Web Site

News Release 2005-56, OCC Publishes Ombudsman Report and Customer Assistance Brochure

OCC Releases 3rd Quarter Edition of Quarterly Journal on the Web
Contains third quarter 2004 condition and performance of commercial banks; licensing decisions; links to speeches, testimony, and interpretive letters; mergers; and financial performance data.

Notice of Comptroller of the Currency Fees for Year 2005: Amendment to Year 2005 Fee Structure