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Rep. Grace F. Napolitano’s Statement on the Credit Card Holder’s Bill of Rights
The Credit Card Holder’s Bill of Rights (HR 627) ends the worst of the unfair and deceptive practices that are an everyday part of business for the credit card companies.   Banning retroactive rate hikes on existing balances and requiring 45 days’ notice before rate hikes on new purchases are common sense and a just and fair way to protect American consumers.   Also, credit card companies should not be in the business of giving credit cards to children. It is unfortunate that we even need to pass regulations stopping companies from issuing cards to most minors.   I believe that a “deal is a deal” and that credit card companies should not be allowed to increase people’s rates whenever they want with little notice.   # # # # (read more)

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Rep. Napolitano Speaks Out on Behalf of ACE
April 28, 2009

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