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Maintaining Credit

Knowing what creditors evaluate is important. Some of the things they look at include:

  • Your credit/loan application
  • Your credit report
  • Your bill-paying history
  • How many accounts you have and what kind
  • Whether or not you make payments on time
  • How long you’ve had your loans/accounts
  • Unused portions of lines of credit
  • Collections actions
  • Outstanding debt
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HOT LINKS
Getting Credit: What you need to know about your credit
Get the FTC brochure here.
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