The Farmers State Bank, Quinton, Oklahoma, has contacted the Federal Deposit Insurance
Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in
circulation.

The counterfeit items display the routing number 103104874, which is assigned to The Farmers State
Bank. Embedded in the top border of the items is the following security wording: "THIS DOCUMENT
HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL
WATERMARK." Located in the upper-left corner is an oval "FSB" logo and the bank's name italicized in
solid lettering directly below the logo. The counterfeit items are cream and brown in color.

Authentic cashier's checks display security statements embedded in both the top and bottom borders
and are printed on blue check stock. The circular "FSB" logo is located in the upper-left corner.
Directly below the logo is the bank's name printed in italicized font, each letter having a dark outline and
an unfilled center.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware
that the appearance of counterfeit items can be modified and that additional variations may be
presented.

Any information you have concerning this matter should be brought to the attention of:

Cheryl Davis
Vice President and Cashier
E-mail: cdavis@crosstel.net

or

Shirley Russell
Compliance Officer
E-mail: srussell@crosstel.net

or

Ginger Blankenship
Deposit Administration Officer
E-mail: gingerb@crosstel.net

The Farmers State Bank
P.O. Box 610
Quinton, Oklahoma 74561
Telephone: (918) 469-3337
Fax: (918) 469-3388

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be
forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-
4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to
federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that
can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at
www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC
Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)