Kent County State Bank, Jayton, Texas, has contacted the Federal Deposit Insurance
Corporation (FDIC) to report that counterfeit checks bearing the name North Laredo Bank and
the routing number assigned to Kent County State Bank are in circulation. The items are
reportedly associated with a nonprofit or charity scam.

The counterfeit items display the routing number 111323809, which is assigned to Kent County
State Bank, but are dissimilar to Kent County State Bank's authentic checks. The counterfeit
items display a logo consisting of the letters "NB" followed by the words "North Laredo Bank"
in the top-center portion of the items. Printed directly below the bank name are the words
"Laredo, Texas." The words "CASHIER'S CHECK" are displayed vertically along the left-hand
side of the counterfeit items and a "NOTICE TO CUSTOMERS" is included in the top-left corner.
The counterfeit items include only one printed line, which is for the authorized signature.

Authentic checks include the words "BANK MONEY ORDER" within a box in the top-center
portion. Printed below the box is the statement: "The Purchase of an Indemnity Bond will be
Required before any official check of this bank will be Replaced or Returned in the event it is
Lost, Misplaced, or Stolen." The bank's name, address and logo are displayed in the bottom-left
corner. Authentic checks have printed lines for the remitter, date, payee, amount and authorized
signature fields.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be
aware that the appearance of counterfeit items can be modified and that additional variations may
be presented.

Any information you have concerning this matter should be brought to the attention of:

Linda Daniels
Cashier & Senior Vice President
Kent County State Bank
102 Donaho Street
Jayton, Texas, 79528
Telephone: (806) 237-2644
Fax: (806) 237-3068
E-mail: Idaniels@jaytonstatebank.com

or

Fred Bradley
Executive Vice President/Operations Manager
E-mail: fbradley@westtexasbank.com

or

Cindra Gass
Assistant Cashier
E-mail: cgass@westtexasbank.com

Kent County State Bank
4515 Quaker Avenue
Lubbock, Texas 79424
Telephone: (806) 771-4141
Fax: (806) 774-2491

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be
forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W.,
Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.
Information related to federal deposit insurance or consumer issues should be submitted to the
FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at
www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive
FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)