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FDIC Consumer News

Important Update: FDIC Insurance Coverage Increased in Late 2008

In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.

Fall 2005 - A Special Guide for Seniors and Families

For More Information About FDIC Insurance

Go to the FDIC Web site at www.fdic.gov to find consumer resources such as the brochure Your Insured Deposits, the Electronic Deposit Insurance Estimator (an interactive tool allowing you to get a summary of your FDIC coverage), and a 27-minute video on the basics of deposit insurance.

Call our toll-free consumer assistance line at 1-877-ASK-FDIC, which is 1-877-275-3342. For the hearing-impaired, call 1-800-925-4618. The phone line is staffed Monday through Friday, 8:00 a. m. to 8:00 p. m., E.T.

E-mail your questions using the FDIC's Customer Assistance Form at www2.fdic.gov/starsmail/index.asp.

Send a letter to the FDIC, Division of Supervision and Consumer Protection, 550 17th Street, NW, Washington, DC 20429-9990.


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Last Updated 11/14/2005


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