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FDIC Consumer News
Important Update: FDIC Insurance Coverage Increased in Late 2008

In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.


Fall 2004

New Insurance Publications Available in Spanish

The FDIC’s two new publications to help explain federal deposit insurance coverage are now available in Spanish. One brochure, Insuring Your Deposits (Seguro Para Sus Depósitos), answers basic questions that individuals andfamilies ask most frequently. The other publication, Your Insured Deposits —FDIC’s Guide to Deposit Insurance Coverage (Sus Depósitos Asegurados), is acomprehensive guide to the deposit insurance rules.

You can read or download the English and Spanish versions of these publications at www.fdic.gov/deposit/deposits/index.html on the FDIC’s Web site. Single copies are available free of charge by completing the online order form at www2.fdic.gov/depositinsuranceregister or by calling or writing the FDIC’s Public Information Center.


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Last Updated 11/19/2004 communications@fdic.gov

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