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FDIC Consumer News
Important Update: FDIC Insurance Coverage Increased in Late 2008
In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.
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Fall 2004
To Learn More
The Federal Trade Commission provides information on preventing and reporting identity theft. Go to www.consumer.gov/idtheft
or call toll-free hotline at 877-IDTHEFT (438-4338).
The federal regulators of depository institutions can help answer your questions on
identity theft, especially as they relate to banking matters. The agencies recently published a brochure called You Can Fight Identity Theft that focuses on "phishing" scams and is available on the FDIC Web site at www.fdic.gov/consumers/consumer/fighttheft/index.html.
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