![](https://webarchive.library.unt.edu/eot2008/20090513044119im_/http://www.fdic.gov/images/spacer.gif)
|
Table 1. Summary Statistics in Level (as a percentage unless indicated otherwise)
Variable Name (1) |
Full Set of Data (2) |
In 1989 (3) |
In 2000 (4) |
Obs |
Mean (Std. Dev.) |
Obs |
Mean (Std. Dev.) |
Obs |
Mean (Std. Dev.) |
Uninsured deposit 1/ |
20630 |
94,747 (633,882) |
1846
|
91,110 (655,872) |
830 |
153,909 (1,061,837) |
Total deposits 1/ |
20630 |
478,418 (4,281,228) |
1846 |
409,267 (2,728,150) |
830 |
809,934 (9,181,614) |
Dependent Variable |
|
UninsDep |
20630 |
14.91 (13.98) |
1846 |
13.75 (13.74) |
830 |
19.16 (15.17) |
Price Factors |
|
UninsIntMarg |
20030 |
1.59 (1.55) |
1761 |
2.21 (1.57) |
826 |
1.74 (0.93) |
JumboIntMarg |
20030 |
-0.01 (1.48) |
1761 |
-0.04 (1.41) |
826 |
0.03 (0.91) |
DepIntMarg |
20601 |
-0.33 (0.83) |
1843 |
-0.44 (0.92) |
829 |
-0.19 (0.77) |
Bank Specific Variables |
|
Assets 1/ |
20630 |
725,633 (6496123) |
1846 |
666,980 (4882174) |
830 |
1,088,684 (11,900,000) |
Size |
20630 |
12.49 (0.86) |
1846 |
12.44 (0.89) |
830 |
12.69 (0.86) |
AssetGrowth |
18768 |
8.64 (54.54) |
1839 |
6.34 (12.56) |
830 |
7.59 (12.70) |
Equity |
20630 |
9.02 (3.31) |
1846 |
8.20 (2.48) |
830 |
10.46 (4.37) |
RoA |
20630 |
1.11 (1.06) |
1846 |
1.08 (0.74) |
830 |
1.30 (0.82) |
Loans |
20630 |
59.26 (15.13) |
1846 |
60.81 (15.00)> |
830 |
62.67 (14.97) |
ResidLoans |
20621 |
34.70 (22.67) |
1845 |
31.17 (21.25)> |
829 |
40.28 (24.98) |
NonCLoans |
20375 |
1.70 (2.21) |
1763 |
1.87 (2.07) |
829 |
0.76 (1.08) |
Macroeconomic Variables |
|
GDP |
20630 |
3.03 (1.46) |
1846 |
3.55 (0.00) |
830 |
5.09 (0.00) |
Infl |
20630 |
2.70 (0.82) |
1846 |
3.96 (0.00) |
830 |
2.23 (0.00) |
Treas1 |
20630 |
6.11 (1.44) |
1846 |
8.44 (0.00) |
830 |
6.17 (0.00) |
1/ In thousands of 1996 U.S. dollars.
Back to document
|