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FDIC Law, Regulations, Related Acts

10,000 - INDEX

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U
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

U.S.
 SEE United States
U.S. tri-party repurchase agreement market
 . Definition 7808
Ultimate parent
 . Definition 7628.06
Unaffiliated security holder
 . Definition 9409
Unauthorized electronic fund transfers
 SEE ALSO Electronic fund transfers
 OR Preauthorized electronic fund transfers
 . Consumer liabilities 7364.01, 7394
 . . Accepted card or other means of access 6631
 . . Burden of proof 6631
 . . Electronic Fund Transfer Act 6630
 . Definition 6626, 7362, 7390
Unauthorized use of credit card
 . Definition 6567, 6652.09
Uncertificated security
 . Definition 9440.03
Unclaimed Deposit Account Records
 . FDIC
 . . System of records 2226.15
Unclaimed deposits
 . FDIC receiver or conservator 1207
 . . State property laws 1208
 . . United States deposit 1208
 . Termination of insurance
 . . Notice to depositors 1208, 2290
Uncollected checks
 . Insurance coverage
 . . Closed insured banks 4280, 4701
Undercapitalized
 . Definition 1431, 2252
Undercapitalized insured depository institution
 SEE ALSO Critically undercapitalized
 OR Significantly undercapitalized
 . Brokered deposits
 . . Deposit broker 1359
 . . Prohibitions 1360, 4682
 . . Renewal or substitution 1359, 1435
 . . Solicitation 1361
 . Capital categories 2251
 . . Notice 2251
 . Corrective action 2166.12-A
 . . Administrative procedure 2166.12-A, 2166.15
 . . Application procedure 1434, 2068.09
 . . Capital restoration plan 1433, 2166.16, 2246, 2253
 . . Directives 2166.12-A, 2166.15
 . . Enforcement 2166.16
 . . Reclassification 2166.13, 2252
 . . Removal or suspension of institution-affiliated party 2166.15
 . . Restrictions 1433, 1434, 2068.10-A, 2255
 . . Savings associations 1442
 . . Supervisory actions 1437, 2254
 . Employee benefit plan
 . . Passthrough accounts 4809
 . FDI Act, section 29
 . . FDIC receiver or conservator 4427
 . . RTC receiver or conservator 4427
 . Purchased credit card relationships 6119
 . Risk-based assessment system
 . . Assessment risk classification 2287
Undercapitalized savings association
 . Definition 8740.05
 . Qualified stock issuance 8740.04
Underlying and exposures
 . Definition 2262.37, 6120.59
Underlying asset
 . Definition 7660
Understated APR
 . Definition 5049
Understated finance charges
 . Definition 5050
Undertaking
 . Definition 8822.27
Underwriter
 SEE ALSO Credit underwriting
 OR Insurance underwriting
 . Capital notes
 . . Covered transaction 4206
 . Definition 8979, 9176.04, 9289, 9365
 . Delegated authority
 . . FRB Division of Banking Supervision and Regulation Director 6188
 . Foreign banks and banking
 . . Foreign activities 7634.01
 . FRB's Regulation Y
 . . Nonbanking activities closely related to banking 6110.07
 . Insured nonmember banks
 . . Discount brokerage service 4131
 . . Foreign activities 2850
 . Investment Company Act of 1940
 . . Securities transactions 9311
 . Registered investment company
 . . Contract 9307
 . . Eligibility 9299
Undesignated information
 . Definition 7196.05
Unearned fees
 . Federally-related mortgage loans
 . . Prohibitions 7004, 7079
Unexpected operational loss (UOL)
 . Definition 2262.37, 6120.60
Unfair method of competition
 . Federal Trade Commission
 . . Cease-and-desist order 8551
 . . Complaints 8551
 . . Unlawful practices 8551
 . Insured depository institutions
 . . Contract 1371
Unfair or deceptive acts or practices
 . Collecting a debt
 . . Late payment charges 7412, 7412.13
 . Consumer credit contract
 . . Confession of judgment 7411, 7412.08
 . . Garnishment 7411, 7412.09
 . . Security interest in household goods 7412, 7412.09
 . . Waiver of exemption 7411, 7412.08
 . Disclosure requirements
 . . Cosigner 7412, 7412.11
 . Fair Debt Collection Practices Act
 . . Debt collection 6620, 6622, 6624.12, 6624.19
 . False or misleading statement
 . . Cosigner liability 7412, 7412.11
 . Federal Trade Commission
 . . Cease-and-desist order 8551
 . . Complaints 8551
 . . Rule Concerning Preservation of Consumers' Claims and Defenses 7163
 . . Rules and regulations 8551
 . . Unlawful practices 8551
 . FRB's Regulation AA
 . . Consumer complaint procedure 7409
 . . Consumer credit contract 7411
 . . Consumer credit practices 7409
 . . Credit Practices Rule 7412.04
Uniform commercial code
 . Definition 7418, 7418.48
 . FRB's Regulation CC
 . . Interpretations 7418.110
Uniform financial institutions rating system
 . FDIC Statement of Policy
 . . Composite CAMELS rating 5079
Uniform Gifts to Minors Act
 . Insurance coverage
 . . Custodial account 2356
Uniform interagency consumer compliance ratings
 . FDIC Statement of Policy
 . . Federal Financial Institutions Examination Council 5213
Uniform rules
 . Definition 2128
Uniform settlement statement
 SEE ALSO HUD-1 Uniform Settlement Statement
 OR HUD-1A Settlement Statement
 . RESPA 7073
 . . Federally-related mortgage loans 7000
Uniform Standards of Professional Appraisal Practice
 . Appraisers 4555
Unimpaired capital and unimpaired surplus
 . Definition 9386
Uninsured branch
 . Definition 7492
Uninsured deposits
 . Definition 1069
 . Deposit broker
 . . Affiliated insured bank 4678
 . Employee benefit plan
 . . Pledge of assets 4777
 . FDIC Improvement Act of 1991 8550.22-A
 . Solicitation
 . . Advertising 4712
Uninsured institutions
 SEE Noninsured institutions
Unit investment trust
 . Definition 9298
 . Insured nonmember banks
 . . Loans or extensions of credit 4188
 . Investment company 9323
 . . Insurance coverage 4490
Unit of general local government
 . Definition 7418, 7418.48, 7425
Unit of measure
 . Definition 2262.37, 6120.60
United States
 . Definition 2867, 6086, 7418, 7425, 7581, 8383, 8486, 8486.02, 8516.12
 . Deposit insurance
 . . Full faith and credit 4277, 4288, 4289, 4373, 4438
United States Congress
 . Agency records
 . . Information not withheld 8027
 . FDIC Improvement Act of 1991
 . . Credit crisis 8550.32
United States deposit
 . Definition 1208
United States depository institutions
 . Definition 2262.06-D, 6115, 6120.08, 7586.32
United States employees
 . Assault and resistance 8282
 . . Protection 8296
United States funds
 . Insurance coverage
 . . Public unit accounts 2364, 4757
United States government agency
 . Definition 2262.06-D, 6120.08, 6120.16
United States government guaranteed loans
 . Federally-related mortgage loans
 . . Discriminatory practices 9703
 . Lending limits of the Comptroller of the Currency
 . . Exceptions 9391
 . Risk-based capital 6120.02-B-3
United States government sponsored agencies
 SEE ALSO Government-sponsored enterprise
 . Definition 2262.06-E, 6120.09
United States obligation
 SEE Government obligations
United States person
 . Definition 7841, 8386, 8516.06-D, 8516.08-B, 8516.08-E, 8516.08-K, 9262, 9266
United States resident
 . Definition 7582
United States savings bond
 . Definition 8249
 . Government securities
 . . Exemptions 8249
United States securities
 . Definition 7841, 9192
 . Insurance coverage
 . . Clearing agency 4200
 . . Deposits 4253
 . . Money market instruments 4535
United States Treasury securities
 . Securities Exchange Act of 1934
 . . Exemptions 8249
Unlisted trading privileges
 . Delegated authority
 . . FRB Division of Banking Supervision and Regulation Director 6190
 . National securities exchange 9201
Unofficial Personnel System
 . FDIC
 . . System of records 2226.01
Unposted credits or debits
 . Assessment
 . . Assessment base 2288
 . Closed insured banks 4311, 4914
 . Definition 2292
Unregistered exchange
 . Securities Exchange Act of 1934
 . . Securities transactions 9186.07
Unregistered investment company
 SEE ALSO Investment company
 . Investment Company Act of 1940
 . . Securities transactions 9298.03
Unregistered securities
 . Capital notes
 . . Subordinated notes and debentures 4399
 . Interstate commerce
 . . Prohibitions 8984.01
 . Securities transactions
 . . Mail or telephone 8984.01
Unsafe or unsound practices or conditions
 SEE ALSO Conditions endangering safety or soundness
 . Capital adequacy 2246
 . Capital categories
 . . Reclassification 2166.13, 2252
 . Contract
 . . Limitations 1371
 . Removal or suspension of institution-affiliated party
 . . Corrective action 2166.15
 . Termination of insurance
 . . Notice to primary regulator 1131
Unsecured credit
 . Consumer credit practices
 . . Loan and credit applications
Unusual circumstances
 . Definition 8027
Upper-income
 . Definition 2786.01
Usufruct account
 SEE ALSO Trust account
 . Insurance coverage
 . . Beneficial ownership 4254, 4271
Usury
 SEE Mortgage usury laws
 OR State usury laws


V
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Value
 . Definition 3184, 9289
Value-at-risk (VAR)
 . Definition 2262.14, 2262.37, 6120.29, 6120.60
Variable rate account
 . Definition 7430, 7461
 . Interest on deposits
 . . Calculations 7437
Variable rates
 . Disclosure requirements
 . . Credit other than open end 6664, 6950
 . . FRB's Regulation Z 6958, 6902.21
 . . Home equity plans 6652.01, 6902.09
 . . Residential mortgage transactions 8890.12
Vault cash
 . Definition 7580
VEF bank
 . Definition 8516.16-C
Very low-income families
 . Definition 1487
Vested interest
 . Definition 4984.26
Victim
 . Definition 6610.15
Violates
 . Definition 6047, 6063
Violation
 . Definition 1072, 2129, 8735
Virginia
 . Garnishment restriction
 . . State exemptions 7118
Voluntary liquidation
 . Edge Corporation 7518
Voting rights
 . Beneficial ownership
 . . Affiliates 4118
 . . Interlocking relationship 4080
 . Change in Bank Control Act of 1978
 . . Employee stock ownership plan 4082
 . . Shareholders 4137
Voting securities
 . Definition 2054, 6086, 7788, 9290
 . Savings and loan holding company
 . . Proxy 8734
Voting securities or other voting interests
 . Definition 8516.12
Voting shares
 . Definition 2054
Voting stock
 . Definition 2054
Voting trust
 . Financial Institutions Regulatory and Interest Rate Control Act of 1978 (FIRA) or (FIRIRCA)
 . . Loans or extensions of credit 4018
 . FRB's Regulation O
 . . Aggregate lending limit 4018
 . . Principal shareholder 4026, 4030, 4493
 . Investment Company Act of 1940
 . . Registered investment company 9317
 . Representative or nominee
 . . Acquisition of control 4092
 . . Interlocking relationship 4048
 . . Management official 4048
 . Securities Exchange Act of 1934, section 16 exemption
 . . Securities transactions 9432.13


W
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Waiver
 . Definition 2238.02
Walkaway clause
 . Definition 1188.14-F, 2262.06-L-1, 6120.15
Well capitalized
 . Definition 1431, 2251, 2847, 3120, 3136, 6028, 6087, 7614, 7628.23, 7788, 8890.01
Well capitalized insured depository institution
 . Brokered deposits 4902
 . . Interest rates limitation and regulation 4775
 . Definition 4658
 . Deposit broker
 . . Registration 4733, 4763
 . Risk-based assessment system
 . . Assessment risk classification 2286
Well managed
 . Definition 3124.12, 6028, 6088, 7614, 7628.23, 7788
Well secured loan
 . Definition 5082
Whistleblower protection
 . Financial institutions 1401, 8404
Wholesale banks
 . CRA
 . . Performance tests and standards 2786.06, 2786.19
 . Definition 2786.02
Wholesale exposure
 . Definition 2262.37, 6120.60
Wholesale exposure subcategory
 . Definition 2262.37, 6120.60
Wholesale expsoure subcategory
 . Definition 2262.37
Wholly owned subsidiary
 . Definition 2858, 9290
Wholsale funds transfer
 SEE Monetary instruments transactions
Williams Act
 SEE ALSO Beneficial ownership
 . Registered securities
 . . Beneficial ownership 9209, 9211
Window-period loan
 . Definition 9536
Wire transfer
 . Definition 7418, 7418.49, 7425
 . Fraud 8299
 . Funds availability
 . . Schedules 7425
 . Insurance coverage
 . . Insured state nonmember banks 4200
Wisconsin
 . Truth in Lending Act requirements
 . . Preemption 6974
Withdrawal of funds
 . Demand deposits 2311
 . Depository institutions
 . . Policy 7428.04
 . Early withdrawals 7575
 . Savings deposits
 . . Automatic 1263
Withdrawal shipment control list
 . Definition 9432.17
Withholding order
 . Definition 2238.03
Witnesses
 . Adjudicatory proceedings
 . . Deposition 2140
 . FDI Act, section 10(c)
 . . Investigation 2164
 . Fees or charges 2134, 6988.10, 8022, 9806
 . Immunity 8310.02
 . Monetary instruments transactions
 . . Summons 8516
Women's depository institutions
 . Definition 6988.29
 . Federal National Mortgage Association
 . . Insured deposits 4729
Worker's compensation
 . Insurance coverage
 . . Passthrough accounts 4273, 4302
Wrap-around mortgages
 . FRB's Regulation O
 . . Insider indebtedness 4038
 . . Preferential loans 4038
Written
 . Definition 8978
Written agreements
 . Capital requirements
 . . Capital restoration plan 2262.09
 . Definition 2245
 . Delegated authority
 . . Federal Reserve banks 6191
Written appraisal
 . Definition
Wyoming
 . Truth in Lending Act requirements
 . . Exemptions 6976


X
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


Y
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

Year 2000
 SEE Y2K compliance
You
 . Definition 2394, 2736

Z
A B C D E F G H I J K L M N O P Q R S T U V W X Y Z


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