|
Statistics at a Glance
| As of June 30, 2006 |
Dollar Amounts in Billions
Second Quarter 2006 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,778 |
7,480 |
1,298 |
5 |
1,681 |
29 |
4,707 |
863 |
123 |
404 |
911 |
55 |
| Number of FDIC-Supervised |
5,241 |
4,797 |
444 |
0 |
1,158 |
11 |
2,837 |
342 |
64 |
248 |
553 |
28 |
| Total Assets $ |
11,524 |
9,602 |
1,921 |
2,098 |
147 |
377 |
4,550 |
1,767 |
98 |
44 |
117 |
2,326 |
| Total Loans $ |
7,059 |
5,658 |
1,401 |
887 |
98 |
262 |
3,163 |
1,262 |
77 |
10 |
66 |
1,233 |
| Domestic Deposits $ |
6,437 |
5,315 |
1,122 |
631 |
119 |
93 |
3,149 |
1,007 |
71 |
30 |
96 |
1,241 |
| Net Income (QTR) $ |
38.093 |
32.901 |
5.193 |
5.191 |
0.471 |
4.325 |
14.977 |
4.639 |
0.437 |
0.387 |
0.302 |
7.364 |
| Percent Profitable (QTR) % |
93.2 |
93.6 |
91.4 |
100.0 |
96.8 |
89.7 |
93.0 |
92.0 |
95.9 |
77.5 |
95.2 |
100.0 |
| Average Return on Assets (QTR) % |
1.34 |
1.39 |
1.09 |
1.01 |
1.30 |
4.64 |
1.33 |
1.07 |
1.79 |
3.37 |
1.03 |
1.29 |
| Average Return on Equity (QTR) % |
12.99 |
13.67 |
9.87 |
12.45 |
12.02 |
17.10 |
13.04 |
9.92 |
18.38 |
15.64 |
9.53 |
13.96 |
| Net Interest Margin (QTR) % |
3.46 |
3.54 |
3.05 |
2.54 |
4.10 |
9.49 |
3.86 |
2.79 |
4.70 |
3.33 |
3.75 |
3.00 |
| Equity to Assets % |
10.27 |
10.12 |
11.04 |
8.05 |
10.72 |
27.09 |
10.21 |
10.65 |
9.92 |
21.54 |
10.80 |
9.13 |
| Noncurrent Loan Rate - Total Loans * % |
0.70 |
0.70 |
0.68 |
0.90 |
0.88 |
1.83 |
0.58 |
0.66 |
0.72 |
0.73 |
0.76 |
0.63 |
| Real Estate Loans % |
0.66 |
0.66 |
0.67 |
1.07 |
0.85 |
1.93 |
0.57 |
0.66 |
0.47 |
0.69 |
0.78 |
0.78 |
| C&I Loans % |
0.70 |
0.68 |
0.92 |
0.83 |
1.32 |
1.29 |
0.66 |
0.83 |
1.28 |
1.29 |
1.02 |
0.53 |
| Consumer Loans % |
1.14 |
1.20 |
0.65 |
1.56 |
0.74 |
1.89 |
0.63 |
0.52 |
0.79 |
0.57 |
0.58 |
0.53 |
| Coverage Ratio ** % |
158.66 |
174.71 |
91.61 |
145.13 |
156.28 |
228.73 |
196.64 |
70.82 |
203.61 |
202.48 |
161.58 |
130.01 |
| Net Charge-Off Rate - All Loans (QTR) |
% |
0.35 |
0.38 |
0.20 |
0.59 |
0.17 |
3.43 |
0.17 |
0.13 |
0.92 |
0.54 |
0.18 |
| Real Estate Loans (QTR) |
% |
0.06 |
0.06 |
0.04 |
0.10 |
0.05 |
0.77 |
0.06 |
0.04 |
0.06 |
0.03 |
0.06 |
| C&I Loans (QTR) |
% |
0.28 |
0.26 |
0.64 |
0.05 |
0.70 |
3.58 |
0.31 |
0.14 |
2.37 |
0.49 |
0.35 |
| Consumer Loans (QTR) |
% |
1.94 |
1.95 |
1.80 |
2.37 |
0.55 |
3.56 |
0.74 |
1.78 |
1.23 |
2.55 |
0.60 |
| Second Quarter 2005 |
| Number of FDIC-Insured |
8,868 |
7,549 |
1,319 |
6 |
1,731 |
29 |
4,545 |
953 |
118 |
422 |
1,005 |
59 |
| Number of FDIC-Supervised |
5,228 |
4,779 |
449 |
0 |
1,201 |
11 |
2,698 |
377 |
65 |
238 |
607 |
31 |
| Total Assets $ |
10,474 |
8,725 |
1,750 |
1,927 |
139 |
372 |
3,648 |
1,642 |
146 |
50 |
127 |
2,422 |
| Total Loans $ |
6,405 |
5,129 |
1,276 |
815 |
90 |
276 |
2,538 |
1,170 |
110 |
13 |
72 |
1,320 |
| Domestic Deposits $ |
5,926 |
4,900 |
1,026 |
582 |
112 |
101 |
2,554 |
939 |
83 |
36 |
104 |
1,414 |
| Net Income (QTR) $ |
34.346 |
29.201 |
5.145 |
3.403 |
0.465 |
2.926 |
12.381 |
4.898 |
0.530 |
0.199 |
0.346 |
9.197 |
| Percent Profitable (QTR) % |
94.4 |
94.4 |
94.4 |
100.0 |
97.7 |
93.1 |
93.7 |
94.0 |
98.3 |
84.4 |
96.1 |
96.6 |
| Average Return on Assets (QTR) % |
1.34 |
1.37 |
1.20 |
0.71 |
1.35 |
3.18 |
1.39 |
1.22 |
1.40 |
1.60 |
1.09 |
1.60 |
| Average Return on Equity (QTR) % |
13.18 |
13.71 |
10.82 |
8.41 |
12.40 |
14.56 |
13.99 |
11.22 |
10.73 |
8.76 |
9.95 |
17.21 |
| Net Interest Margin (QTR) % |
3.64 |
3.75 |
3.13 |
2.57 |
4.14 |
8.43 |
3.95 |
2.87 |
4.23 |
3.07 |
3.86 |
3.74 |
| Equity to Assets % |
10.38 |
10.23 |
11.12 |
8.46 |
10.96 |
21.70 |
10.09 |
10.89 |
12.08 |
18.41 |
11.06 |
9.91 |
| Noncurrent Loan Rate - Total Loans * % |
0.72 |
0.78 |
0.47 |
1.20 |
0.90 |
1.58 |
0.61 |
0.51 |
0.55 |
0.78 |
0.88 |
0.63 |
| Real Estate Loans % |
0.59 |
0.66 |
0.43 |
1.08 |
0.81 |
0.15 |
0.56 |
0.50 |
0.40 |
0.79 |
0.85 |
0.63 |
| C&I Loans % |
0.93 |
0.93 |
0.98 |
1.52 |
1.52 |
1.04 |
0.81 |
0.74 |
0.81 |
0.97 |
1.39 |
0.68 |
| Consumer Loans % |
1.21 |
1.28 |
0.58 |
2.00 |
0.75 |
1.74 |
0.50 |
0.37 |
0.63 |
0.67 |
0.69 |
0.70 |
| Coverage Ratio ** % |
172.53 |
177.32 |
140.41 |
130.60 |
157.98 |
273.75 |
203.52 |
94.15 |
276.94 |
188.50 |
146.02 |
162.67 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.43 |
0.49 |
0.22 |
0.66 |
0.15 |
4.18 |
0.22 |
0.09 |
1.11 |
0.40 |
0.34 |
0.18 |
| Real Estate Loans (QTR) % |
0.06 |
0.06 |
0.04 |
0.09 |
0.04 |
0.16 |
0.07 |
0.04 |
0.10 |
0.04 |
0.17 |
0.03 |
| C&I Loans (QTR) % |
0.29 |
0.23 |
1.12 |
0.13 |
0.52 |
2.49 |
0.38 |
-0.05 |
2.70 |
0.96 |
0.61 |
0.09 |
| Consumer Loans (QTR) % |
2.39 |
2.47 |
1.71 |
2.51 |
0.55 |
4.63 |
1.01 |
1.16 |
1.76 |
1.83 |
0.88 |
1.12 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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