Table 1
Demographics of Individuals Enrolled in Money Smart Courses Tend to Correlate with Minority and Low- and Moderate-Income Markets.
Characteristic: Age	Number of Respondents	Percent of Respondents*
Under 25 years	85	13%
25-35 years	188	30%
35-44 years	186	30%
45-54 years	118	19%
55 years or older	53	8%
Unknown	1	0%
Total	631	100%

Characteristic: Race/Ethnicity	Number of Respondents	Percent of Respondents*
White	163	26%
African American	290	46%
Asian	22	4%
Latino	122	19%
Other	28	4%
Unknown	6	1%
Total	631	100%

Characteristic: Education	Number of Respondents	Percent of Respondents*
Less than high school	79	13%
High school	162	26%
Some college or trade	266	42%
College	78	12%
Postgraduate work	45	7%
Unknown	1	0%
Total	631	100%

Characteristic: Annual Income	Number of Respondents	Percent of Respondents*
Under $10,000	133	21%
$10,000–$19,000	170	27%
$20,000–$35,000	175	28%
$35,000 or over	118	19%
Unknown	35	5%
Total	631	100%
*Percentages may not add to 100 due to rounding.
Source: FDIC, A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum Upon Consumers' Behavior and Confidence (Washington, DC, April 2007).