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FDIC Banking Review

Table A.17 - Percentage of Community Banks Offering Various Internet Services in 2002 and Expectations for those Services Three Years Later
Type of Service 2002 Three Years Later Change
Track account balances 65 91 26
Transfer funds among accounts 63 89 26
Bill payment 49 81 32
Email-based customer service 35 58 23
Cash management and other small business services 32 65 33
Person-to-person electronic payments 26 54 28
Loan applications 21 70 49
New demand-deposit account applications 18 61 43
New CDs, IRAs, etc. 17 59 42
Bill presentment 16 54 38
Business-to-consumer portal for nonbank products 11 39 28
E-mortgages 9 37 28
Brokerage trades 9 33 24
Business-to-business portal for nonbank products 5 28 23
Sell insurance 5 27 22
Aggregation services 4 37 33
Note: The date in the table's title refers to the survey's publication date. The survey's definition of community bank may differ from that used in this article. See the survey for the definition used. Source: Grant Thornton, Ninth Annual Survey of Community Bank Executives (2002).



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