|
FDIC Banking Review
Table 9.
Effects of One Percentage Point Change in Selected Variables on Predicted Probability |
| 1990 |
At Mean |
Increase in Loans Past-Due 90 Days to 1.7964% |
Increase in Nonaccrual Loans to 3.6136% |
| Recovery |
16.41% |
12.52% |
14.29% |
| Merger |
1.82 |
1.59 |
1.55 |
| Remain a problem bank |
80.82 |
84.74 |
83.13 |
| Failure |
0.95 |
1.15 |
1.02 |
| 1995–99 |
At Mean |
Increase in Loans Past-Due 90 Days to 2.1164% |
Increase in Nonaccrual Loans to 3.5111% |
| Recovery |
43.22% |
36.45% |
42.14% |
| Merger |
6.61 |
6.53 |
7.3 |
| Remain a problem bank |
49.93 |
56.65 |
50.12 |
| Failure |
0.25 |
0.37 |
0.45 |
|
