Chapter 11: Community Reinvestment Act

• Introduction 55k

Small Bank

• Examination Procedures for Small Institutions 87k
• Ratings 69k
• Public File Checklist 37k
• CRA Ratings Matrix — Small Institutions 41k

Intermediate Small Bank

• Intermediate Small Institution Examination Procedures 68k
• Lending Test Ratings Matrix — Intermediate Small Institutions 41k
• Intermediate Small Institution Community Development Test 39k
• Overall Intermediate Small Institution CRA Rating 54k
• Community Development Test Ratings Matrix—Intermediate Small Institutions 42k
• Public File Checklist 39k

Large Bank

• Examination Procedures for Large Institutions 57k
• Lending, Investment, and Service Tests for Large Retail Institutions 81k
• Community Development Services 39k
• Ratings 61k
• Public File Checklist 49k

Wholesale/Limited Purpose Institution

• Examination Procedures for Limited Purpose and Wholesale Institutions 57k
• Community Development Test 52k
• Ratings 51k
• Public File Checklist 38k
• Community Development Ratings Matrix — Wholesale/Limited Purpose Institutions 40k

Institutions with Strategic Plans

• Examination Procedures for Institutions with Strategic Plans 58k
• Ratings 52k
• Public File Checklist 49k

CRA Ratings System

• Introduction 45k
• Ratings Definitions 76k
• Wholesale or Limited-Purpose Banks 39k
• Banks Evaluated under the Small Bank Performance Standards 52k
• Community Development Test Ratings for Intermediate Small Banks 40k
• Overall Rating 40k
• Strategic Plan Assessments 40k
• Lending Test Matrix 42k
• Lending Test Matrix — cont. 41k
• Service Test Matrix 43k
• Investment Test Matrix 42k

CRA Sunshine – Disclosure and Reporting of CRA-Related Agreements

• Introduction 55k
• Definitions 85k
• Disclosure and Reporting of CRA — Related Agreements Examination Objective 51k
• Examination Procedures 85k
• References 80k
• Job Aids 67k

Community Contacts

• Introduction 54k
• Objectives 54k
• General Guidelines 54k
• Treatment of Confidential Information 54k
• Compliance Report of Examination and CRA Performance Evaluation 54k
• Sharing Information 54k
• Preparation for the Interview 54k
• Review of Information on Assessment Area(s) 48k
• Review Process 61k
• Identify Potential Community Contacts 48k
• Organization Types 60k
• Community-Based Development or Financial Intermediaries 70k
• Conducting the Interview 48k
• Background Information on Community Contact 62k
• Obtaining a Community Profile 62k
• Assessing Opportunities for Financial Institution Participation 62k
• Assessing Opportunities for Participation 62k
• Obtaining Local Perspectives on the Performance of Financial Institutions 60k
• Use of the Community Contact Form 46k

Sampling Guidelines CRA

• Introduction 108k