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{{01-31-05 p.C-12342.1}}

[12,341] In the Matter of TD Bank USA, FSB, Jersey City, New Jersey, Docket No. 04-259p (12-21-04).

Status of bank as insured federal savings bank terminated.

In the Matter of
TD BANK USA, FSB
JERSEY CITY, NEW JERSEY
(Insured Federal Savings Bank)
ORDER OF TERMINATION OF INSURANCE

FDIC-04-259p

Pursuant to section 8(p) of the Federal Deposit Insurance Act, 12 U.S.C. §1818(p), the Federal Deposit Insurance Corporation ("FDIC"), hereby finds that TD Bank USA, FSB, Jersey City, New Jersey ("TD Bank"), is not engaged in the business of receiving deposits, other than trust funds, and issues the following ORDER:

ORDER

IT IS HEREBY ORDERED, that the status of TD Bank as an insured federal savings bank be, and hereby is, terminated at the expiration of June 30, 2005, which is the last day of the first full semiannual assessment period following the date of issuance of this ORDER.

IT IS FURTHER ORDERED, that TD Bank notify its depositors, if any, of the termination of its insured status no later than May 27, 2005, in the manner required by section 308.124(c) of the FDIC's Rules and Regulations, 12 C.F.R. §308.124(c).

Pursuant to delegated authority.

Dated at Washington, D.C., this 21st day of December, 2004.



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