Chart 5
Money Smart Graduates Reported That They Were More Likely to Pay off Their Entire Credit Card Balance Each Month
	Pay the full balance	Pay more than the minimum	Pay the minimum	Pay less than the minimum	Total
Follow-up	29.4%	62.0%	8.6%	0.0%	1
Pre-training	19.8%	62.9%	13.4%	3.8%	1
Source: FDIC, A Longitudinal Evaluation of the Intermediate-term Impact of the Money Smart Financial Education Curriculum Upon Consumer’s Behavior and Confidence (Washington, DC, April 2007).