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FDIC Consumer News
Important Update: FDIC Insurance Coverage Increased in Late 2008
In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.
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Winter 2005/2006
For More Information About Preventing Internet Fraud
The FDIC Web site at www.fdic.gov features brochures, consumer alerts
and articles published in FDIC Consumer News on topics such as safe
banking over the Internet and protecting against identity theft online.
You can also watch an FDIC video about protecting against online scams.
OnGuard Online is a Web site that has tips from the federal government
and the technology industry to help consumers protect against Internet
fraud, secure personal computers and avoid ID theft. The site, which
is maintained by the Federal Trade Commission (FTC), can be found
at www.onguardonline.gov/index.html.
The FTC's Web site also has a wide assortment of consumer information
on topics such as shopping and paying safely online and avoiding ID
theft. Start at www.ftc.gov/ftc/consumer.htm.
The new "Looks Too Good to be True" Web site, a joint
effort of federal law enforcement agencies and corporate partners,
is intended to educate consumers on how to avoid Internet frauds.
The site, which is funded by the United States Postal Inspection Service
and the FBI, is located at www.lookstoogoodtobetrue.com.
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