|
Credit Card Activities Manual
Chapter I. – Introduction
Chapter II. – Credit Cards – General Overview
Chapter III. – Identifying Involvement in Credit Card Activities
Chapter IV. – Credit Card Program Development
Chapter V. – Marketing and Acquisition
Chapter VI. – Purchased Portfolios and Relationships
Chapter VII. – Underwriting and Loan Approval Process
Chapter VIII. – Scoring and Modeling
Chapter IX. – Portfolio Management
Chapter X. – Transaction Testing
Chapter XI. – Adverse Classifications
Chapter XII. – Allowances for Loan Losses
Chapter XIII. – Asset Quality Considerations
Chapter XIV. – Credit Card Issuing Rent-a-BINs
Chapter XV. – Liquidity
Chapter XVI. – Earnings
Chapter XVII. – Sensitivity to Market Risk
Chapter XVIII. – Capital
Chapter XIX. – Merchant Processing
Chapter XX. – Third-Party Relationships
Chapter XXI. – Glossary
Appendices
Appendix A – Credit Card Pre-Examination Request List
Appendix B – Merchant Processing Examination Tools
Product and company names used herein may be trademarks of their respective owners. For example, Fair Isaac, FICO, and FICO Expansion are trademarks or registered trademarks of Fair Isaac Corporation. Mention of product and company names within this manual does not represent or constitute endorsement of any such product or company.
|
