|
Statistics at a Glance
| As of
September 30, 2005 |
Dollar Amounts in Billions
Third Quarter 2005 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,854 |
7,540 |
1,314 |
4 |
1,732 |
29 |
4,553 |
928 |
125 |
420 |
993 |
70 |
| Number of FDIC-Supervised |
5,245 |
4,795 |
450 |
0 |
1,199 |
10 |
2,731 |
376 |
70 |
244 |
583 |
32 |
| Total Assets $ |
10,700 |
8,904 |
1,796 |
1,839 |
143 |
360 |
3,667 |
1,677 |
109 |
48 |
129 |
2,729 |
| Total Loans $ |
6,577 |
5,266 |
1,311 |
816 |
94 |
267 |
2,571 |
1,198 |
85 |
12 |
72 |
1,462 |
| Domestic Deposits $ |
6,066 |
5,014 |
1,052 |
562 |
115 |
97 |
2,588 |
955 |
65 |
33 |
105 |
1,546 |
| Net Income (QTR) $ |
34.637 |
29.776 |
4.860 |
4.632 |
0.477 |
2.892 |
12.579 |
4.247 |
0.474 |
0.210 |
0.357 |
8.769 |
| Percent Profitable (QTR) % |
94.0 |
94.4 |
92.3 |
100.0 |
97.7 |
93.1 |
93.6 |
92.6 |
96.8 |
82.1 |
95.6 |
95.7 |
| Average Return on Assets (QTR) % |
1.31 |
1.35 |
1.10 |
1.02 |
1.35 |
3.16 |
1.39 |
1.03 |
1.76 |
1.77 |
1.12 |
1.30 |
| Average Return on Equity (QTR) % |
12.69 |
13.29 |
9.93 |
12.34 |
12.34 |
14.43 |
13.55 |
9.59 |
18.23 |
9.18 |
10.27 |
13.27 |
| Net Interest Margin (QTR) % |
3.50 |
3.60 |
3.03 |
2.55 |
4.17 |
9.01 |
3.97 |
2.75 |
4.75 |
2.99 |
3.79 |
3.13 |
| Equity to Assets % |
10.25 |
10.10 |
10.99 |
8.23 |
10.87 |
22.07 |
10.21 |
10.67 |
9.58 |
19.27 |
10.83 |
9.66 |
| Noncurrent Loan Rate - Total Loans * % |
0.74 |
0.75 |
0.69 |
1.02 |
0.88 |
1.83 |
0.61 |
0.73 |
0.67 |
0.78 |
0.82 |
0.62 |
| Real Estate Loans % |
0.67 |
0.66 |
0.69 |
1.07 |
0.85 |
1.00 |
0.56 |
0.75 |
0.51 |
0.77 |
0.81 |
0.66 |
| C&I Loans % |
0.89 |
0.88 |
1.02 |
1.27 |
1.48 |
1.15 |
0.82 |
0.84 |
0.80 |
0.96 |
1.30 |
0.68 |
| Consumer Loans % |
1.14 |
1.20 |
0.58 |
1.49 |
0.80 |
1.92 |
0.51 |
0.37 |
0.72 |
0.76 |
0.65 |
0.69 |
| Coverage Ratio ** % |
162.98 |
179.00 |
92.83 |
146.29 |
158.46 |
253.52 |
199.52 |
64.50 |
256.36 |
191.62 |
155.05 |
156.50 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.51 |
0.59 |
0.20 |
1.19 |
0.16 |
4.28 |
0.23 |
0.10 |
1.39 |
0.18 |
0.20 |
0.26 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.02 |
0.08 |
0.04 |
0.19 |
0.07 |
0.02 |
0.10 |
0.06 |
0.05 |
0.04 |
| C&I Loans (QTR) % |
0.25 |
0.20 |
1.04 |
-0.19 |
0.39 |
2.34 |
0.38 |
0.24 |
2.76 |
0.16 |
0.38 |
0.17 |
| Consumer Loans (QTR) % |
2.90 |
3.04 |
1.69 |
4.93 |
0.91 |
4.63 |
1.00 |
1.21 |
1.80 |
0.80 |
0.75 |
1.13 |
| Third Quarter 2004 |
| Number of FDIC-Insured |
9,024 |
7,660 |
1,364 |
6 |
1,783 |
35 |
4,385 |
1,000 |
136 |
458 |
1,138 |
83 |
| Number of FDIC-Supervised |
5,265 |
4,797 |
468 |
0 |
1,230 |
11 |
2,572 |
405 |
74 |
261 |
675 |
37 |
| Total Assets $ |
9,877 |
8,245 |
1,632 |
1,566 |
138 |
368 |
3,195 |
1,405 |
212 |
54 |
148 |
2,792 |
| Total Loans $ |
5,981 |
4,815 |
1,166 |
621 |
88 |
270 |
2,183 |
1,022 |
162 |
14 |
83 |
1,539 |
| Domestic Deposits $ |
5,564 |
4,587 |
977 |
403 |
111 |
103 |
2,229 |
805 |
104 |
40 |
120 |
1,648 |
| Net Income (QTR) $ |
32.443 |
27.725 |
4.718 |
3.373 |
0.453 |
3.598 |
10.600 |
3.980 |
0.594 |
0.205 |
0.419 |
9.220 |
| Percent Profitable (QTR) % |
94.1 |
94.4 |
92.8 |
100.0 |
97.0 |
85.7 |
93.3 |
94.3 |
95.6 |
85.6 |
96.2 |
95.2 |
| Average Return on Assets (QTR) % |
1.33 |
1.36 |
1.17 |
0.86 |
1.33 |
4.10 |
1.34 |
1.15 |
1.16 |
1.53 |
1.14 |
1.34 |
| Average Return on Equity (QTR) % |
13.54 |
14.17 |
10.71 |
11.97 |
12.40 |
21.06 |
13.13 |
13.21 |
10.67 |
9.16 |
10.66 |
13.52 |
| Net Interest Margin (QTR) % |
3.62 |
3.71 |
3.18 |
2.67 |
4.14 |
8.76 |
3.92 |
3.12 |
4.04 |
3.02 |
3.89 |
3.34 |
| Equity to Assets % |
10.13 |
9.97 |
10.98 |
7.27 |
10.87 |
20.78 |
10.40 |
8.74 |
13.62 |
16.95 |
10.92 |
10.25 |
| Noncurrent Loan Rate - Total Loans * % |
0.85 |
0.91 |
0.58 |
1.66 |
1.03 |
1.77 |
0.69 |
0.74 |
0.74 |
0.92 |
0.94 |
0.64 |
| Real Estate Loans % |
0.65 |
0.69 |
0.54 |
0.92 |
0.96 |
0.07 |
0.61 |
0.72 |
0.84 |
0.85 |
0.90 |
0.55 |
| C&I Loans % |
1.41 |
1.43 |
1.09 |
3.09 |
1.73 |
1.32 |
1.02 |
1.25 |
1.43 |
1.35 |
1.55 |
1.15 |
| Consumer Loans % |
1.32 |
1.39 |
0.67 |
2.33 |
0.80 |
1.94 |
0.57 |
0.61 |
0.49 |
0.90 |
0.81 |
0.77 |
| Coverage Ratio ** % |
165.49 |
171.23 |
127.99 |
115.30 |
143.05 |
255.85 |
196.30 |
72.55 |
202.13 |
179.98 |
145.42 |
196.59 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.51 |
0.57 |
0.24 |
0.89 |
0.20 |
4.24 |
0.28 |
0.10 |
1.10 |
0.27 |
0.26 |
0.26 |
| Real Estate Loans (QTR) % |
0.07 |
0.08 |
0.04 |
0.07 |
0.06 |
0.07 |
0.09 |
0.03 |
0.26 |
0.03 |
0.06 |
0.05 |
| C&I Loans (QTR) % |
0.45 |
0.41 |
1.06 |
0.35 |
0.53 |
5.26 |
0.55 |
0.37 |
1.96 |
0.47 |
0.63 |
0.18 |
| Consumer Loans (QTR) % |
2.58 |
2.64 |
1.99 |
2.87 |
0.68 |
4.62 |
1.17 |
1.28 |
2.01 |
1.31 |
1.01 |
1.65 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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