|
Statistics at a Glance
| As of
June 30, 2005 |
Dollar Amounts in Billions
Second Quarter 2005 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,868 |
7,549 |
1,319 |
6 |
1,731 |
29 |
4,546 |
953 |
118 |
422 |
1,004 |
59 |
| Number of FDIC-Supervised |
5,228 |
4,779 |
449 |
0 |
1,201 |
11 |
2,698 |
377 |
65 |
238 |
607 |
31 |
| Total Assets $ |
10,474 |
8,725 |
1,750 |
1,927 |
139 |
372 |
3,648 |
1,642 |
146 |
50 |
127 |
2,422 |
| Total Loans $ |
6,405 |
5,129 |
1,276 |
815 |
90 |
276 |
2,538 |
1,170 |
110 |
13 |
72 |
1,320 |
| Domestic Deposits $ |
5,926 |
4,900 |
1,026 |
582 |
112 |
101 |
2,554 |
939 |
83 |
36 |
104 |
1,414 |
| Net Income (QTR) $ |
33.131 |
27.988 |
5.144 |
3.403 |
0.466 |
2.925 |
12.163 |
4.897 |
0.530 |
0.200 |
0.346 |
8.202 |
| Percent Profitable (QTR) % |
94.5 |
94.5 |
94.4 |
100.0 |
97.8 |
93.1 |
93.7 |
94.0 |
98.3 |
84.4 |
96.1 |
96.6 |
| Average Return on Assets (QTR) % |
1.28 |
1.29 |
1.20 |
0.71 |
1.35 |
3.18 |
1.35 |
1.22 |
1.40 |
1.61 |
1.09 |
1.36 |
| Average Return on Equity (QTR) % |
12.35 |
12.68 |
10.81 |
8.41 |
12.39 |
14.56 |
13.46 |
11.22 |
10.73 |
8.80 |
9.97 |
13.83 |
| Net Interest Margin (QTR) % |
3.49 |
3.57 |
3.12 |
2.57 |
4.13 |
8.43 |
3.86 |
2.87 |
4.23 |
3.06 |
3.86 |
3.24 |
| Equity to Assets % |
10.38 |
10.23 |
11.12 |
8.46 |
10.97 |
21.70 |
10.09 |
10.89 |
12.08 |
18.41 |
11.06 |
9.91 |
| Noncurrent Loan Rate - Total Loans * % |
0.71 |
0.78 |
0.47 |
1.20 |
0.90 |
1.58 |
0.60 |
0.51 |
0.55 |
0.79 |
0.88 |
0.63 |
| Real Estate Loans % |
0.59 |
0.66 |
0.43 |
1.08 |
0.81 |
0.15 |
0.56 |
0.50 |
0.40 |
0.79 |
0.85 |
0.63 |
| C&I Loans % |
0.93 |
0.93 |
1.00 |
1.52 |
1.53 |
1.04 |
0.81 |
0.76 |
0.81 |
0.99 |
1.38 |
0.68 |
| Consumer Loans % |
1.21 |
1.28 |
0.58 |
2.00 |
0.77 |
1.74 |
0.50 |
0.37 |
0.63 |
0.67 |
0.69 |
0.70 |
| Coverage Ratio ** % |
172.58 |
177.39 |
140.33 |
130.60 |
157.80 |
273.74 |
203.68 |
94.16 |
276.94 |
188.05 |
145.90 |
162.68 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.42 |
0.47 |
0.22 |
0.66 |
0.14 |
4.18 |
0.21 |
0.09 |
1.11 |
0.38 |
0.33 |
0.17 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.04 |
0.09 |
0.04 |
0.16 |
0.07 |
0.04 |
0.10 |
0.04 |
0.17 |
0.03 |
| C&I Loans (QTR) % |
0.28 |
0.23 |
1.13 |
0.13 |
0.50 |
2.49 |
0.37 |
-0.05 |
2.70 |
0.79 |
0.60 |
0.08 |
| Consumer Loans (QTR) % |
2.36 |
2.44 |
1.71 |
2.51 |
0.52 |
4.63 |
0.97 |
1.16 |
1.76 |
1.81 |
0.78 |
1.05 |
| Second Quarter 2004 |
| Number of FDIC-Insured |
9,078 |
7,694 |
1,384 |
6 |
1,775 |
36 |
4,350 |
997 |
144 |
488 |
1,195 |
87 |
| Number of FDIC-Supervised |
5,279 |
4,805 |
474 |
0 |
1,215 |
11 |
2,554 |
400 |
79 |
272 |
707 |
41 |
| Total Assets $ |
9,649 |
8,050 |
1,598 |
1,555 |
136 |
334 |
3,031 |
1,402 |
161 |
57 |
156 |
2,817 |
| Total Loans $ |
5,783 |
4,673 |
1,111 |
614 |
86 |
253 |
2,071 |
1,005 |
132 |
15 |
87 |
1,519 |
| Domestic Deposits $ |
5,463 |
4,507 |
956 |
410 |
110 |
89 |
2,125 |
801 |
80 |
42 |
128 |
1,678 |
| Net Income (QTR) $ |
31.155 |
26.638 |
4.518 |
2.582 |
0.430 |
3.403 |
10.159 |
4.115 |
0.613 |
0.181 |
0.428 |
9.245 |
| Percent Profitable (QTR) % |
93.9 |
94.3 |
91.9 |
83.3 |
96.8 |
91.7 |
93.2 |
94.5 |
96.5 |
83.4 |
95.6 |
95.4 |
| Average Return on Assets (QTR) % |
1.31 |
1.34 |
1.16 |
0.68 |
1.27 |
4.08 |
1.36 |
1.21 |
1.54 |
1.28 |
1.10 |
1.33 |
| Average Return on Equity (QTR) % |
13.85 |
14.63 |
10.55 |
9.30 |
11.89 |
22.93 |
14.45 |
13.76 |
19.37 |
7.78 |
10.44 |
13.43 |
| Net Interest Margin (QTR) % |
3.64 |
3.72 |
3.23 |
2.81 |
4.05 |
9.03 |
3.93 |
3.18 |
4.63 |
2.92 |
3.84 |
3.26 |
| Equity to Assets % |
9.50 |
9.22 |
10.94 |
7.18 |
10.52 |
18.01 |
9.35 |
8.65 |
7.99 |
16.25 |
10.38 |
10.23 |
| Noncurrent Loan Rate - Total Loans * % |
0.89 |
0.96 |
0.59 |
1.81 |
1.09 |
1.70 |
0.73 |
0.73 |
0.86 |
0.93 |
0.95 |
0.69 |
| Real Estate Loans % |
0.67 |
0.72 |
0.55 |
0.96 |
0.99 |
0.25 |
0.65 |
0.72 |
1.00 |
0.81 |
0.92 |
0.56 |
| C&I Loans % |
1.61 |
1.62 |
1.32 |
3.62 |
1.80 |
1.34 |
1.10 |
1.38 |
1.54 |
1.69 |
1.50 |
1.38 |
| Consumer Loans % |
1.29 |
1.37 |
0.64 |
2.42 |
0.78 |
1.87 |
0.57 |
0.50 |
0.55 |
0.89 |
0.82 |
0.65 |
| Coverage Ratio ** % |
163.10 |
167.98 |
129.93 |
113.46 |
137.99 |
279.80 |
193.01 |
78.19 |
181.44 |
176.63 |
145.25 |
185.39 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.58 |
0.65 |
0.25 |
0.99 |
0.18 |
5.08 |
0.32 |
0.11 |
1.15 |
0.41 |
0.29 |
0.31 |
| Real Estate Loans (QTR) % |
0.07 |
0.09 |
0.03 |
0.03 |
0.06 |
0.09 |
0.10 |
0.03 |
0.07 |
0.02 |
0.08 |
0.07 |
| C&I Loans (QTR) % |
0.59 |
0.56 |
1.20 |
0.44 |
0.47 |
3.14 |
0.65 |
0.49 |
2.20 |
0.38 |
0.51 |
0.46 |
| Consumer Loans (QTR) % |
2.88 |
2.96 |
2.17 |
3.16 |
0.62 |
5.63 |
1.26 |
1.11 |
2.12 |
2.52 |
1.14 |
1.56 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans |
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