|
Statistics at a Glance
| As of September 30, 2007 |
Dollar Amounts in Billions
Third Quarter 2007 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,560 |
7,303 |
1,257 |
4 |
1,634 |
28 |
4,739 |
781 |
120 |
377 |
820 |
57 |
| Number of FDIC-Supervised |
5,193 |
4,767 |
426 |
0 |
1,134 |
10 |
2,916 |
313 |
61 |
229 |
505 |
25 |
| Total Assets $ |
12,707 |
10,793 |
1,914 |
2,644 |
157 |
424 |
5,056 |
1,454 |
96 |
40 |
111 |
2,725 |
| Total Loans $ |
7,704 |
6,380 |
1,323 |
1,200 |
106 |
309 |
3,528 |
1,025 |
77 |
10 |
63 |
1,385 |
| Domestic Deposits $ |
6,741 |
5,572 |
1,170 |
698 |
127 |
111 |
3,402 |
847 |
72 |
28 |
91 |
1,365 |
| Net Income (QTR) $ |
28.669 |
27.270 |
1.399 |
4.454 |
0.510 |
4.137 |
12.160 |
1.133 |
0.275 |
0.223 |
0.295 |
5.483 |
| Percent Profitable (QTR) % |
89.1 |
90.0 |
83.7 |
100.0 |
96.3 |
92.9 |
87.2 |
86.0 |
90.8 |
75.6 |
94.0 |
91.2 |
| Average Return on Assets (QTR) % |
0.92 |
1.03 |
0.30 |
0.69 |
1.31 |
3.98 |
0.98 |
0.32 |
1.17 |
2.23 |
1.07 |
0.83 |
| Average Return on Equity (QTR) % |
8.81 |
10.15 |
2.47 |
8.91 |
11.64 |
16.76 |
9.06 |
3.30 |
10.86 |
11.48 |
9.31 |
7.82 |
| Net Interest Margin (QTR) % |
3.36 |
3.45 |
2.91 |
2.77 |
4.00 |
8.75 |
3.68 |
2.61 |
4.50 |
3.14 |
3.72 |
2.88 |
| Equity to Assets % |
10.45 |
10.20 |
11.86 |
7.78 |
11.32 |
23.07 |
10.85 |
9.44 |
11.89 |
19.58 |
11.58 |
10.56 |
| Noncurrent Loan Rate - Total Loans * % |
1.08 |
1.02 |
1.34 |
1.05 |
1.02 |
1.85 |
1.01 |
1.33 |
0.62 |
0.95 |
0.93 |
0.96 |
| Real Estate Loans % |
1.27 |
1.22 |
1.42 |
1.44 |
1.15 |
2.48 |
1.19 |
1.36 |
0.39 |
0.94 |
0.98 |
1.32 |
| C&I Loans % |
0.64 |
0.63 |
0.79 |
0.33 |
1.33 |
1.96 |
0.69 |
0.94 |
0.74 |
2.01 |
1.15 |
0.59 |
| Consumer Loans % |
1.18 |
1.21 |
0.90 |
1.62 |
0.71 |
1.96 |
0.67 |
0.85 |
0.82 |
0.55 |
0.67 |
0.52 |
| Coverage Ratio ** % |
104.79 |
117.40 |
58.45 |
117.12 |
127.52 |
216.17 |
113.24 |
45.93 |
179.85 |
142.44 |
126.60 |
77.38 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.57 |
0.57 |
0.52 |
0.77 |
0.26 |
3.98 |
0.30 |
0.42 |
1.05 |
0.32 |
0.22 |
0.42 |
| Real Estate Loans (QTR) % |
0.20 |
0.19 |
0.26 |
0.38 |
0.11 |
1.53 |
0.16 |
0.27 |
0.09 |
0.03 |
0.08 |
0.16 |
| C&I Loans (QTR) % |
0.50 |
0.47 |
0.92 |
0.15 |
0.90 |
4.79 |
0.45 |
0.41 |
2.66 |
0.16 |
0.54 |
0.47 |
| Consumer Loans (QTR) % |
2.53 |
2.43 |
3.40 |
3.07 |
0.64 |
4.21 |
1.07 |
4.46 |
1.70 |
0.77 |
0.70 |
1.64 |
| Third Quarter 2006 |
| Number of FDIC-Insured |
8,743 |
7,449 |
1,294 |
4 |
1,691 |
29 |
4,710 |
845 |
125 |
398 |
886 |
55 |
| Number of FDIC-Supervised |
5,235 |
4,794 |
441 |
0 |
1,140 |
10 |
2,915 |
323 |
60 |
221 |
523 |
23 |
| Total Assets $ |
11,754 |
9,761 |
1,992 |
2,129 |
152 |
382 |
4,673 |
1,790 |
107 |
42 |
117 |
2,361 |
| Total Loans $ |
7,167 |
5,733 |
1,434 |
887 |
102 |
272 |
3,255 |
1,260 |
85 |
9 |
66 |
1,230 |
| Domestic Deposits $ |
6,474 |
5,322 |
1,152 |
601 |
122 |
70 |
3,217 |
1,017 |
76 |
29 |
95 |
1,246 |
| Net Income (QTR) $ |
38.067 |
32.899 |
5.168 |
4.815 |
0.489 |
3.879 |
15.319 |
4.658 |
0.419 |
0.222 |
0.311 |
7.955 |
| Percent Profitable (QTR) % |
92.4 |
92.9 |
89.4 |
100.0 |
93.4 |
79.3 |
89.3 |
82.7 |
88.8 |
71.6 |
92.0 |
101.8 |
| Average Return on Assets (QTR) % |
1.31 |
1.36 |
1.06 |
0.92 |
1.30 |
4.09 |
1.32 |
1.06 |
1.60 |
2.12 |
1.07 |
1.35 |
| Average Return on Equity (QTR) % |
12.67 |
13.31 |
9.70 |
11.77 |
12.05 |
15.07 |
12.90 |
10.00 |
16.20 |
9.43 |
9.75 |
14.12 |
| Net Interest Margin (QTR) % |
3.38 |
3.48 |
2.90 |
2.44 |
4.06 |
9.54 |
3.78 |
2.64 |
4.95 |
3.18 |
3.70 |
2.97 |
| Equity to Assets % |
10.41 |
10.31 |
10.91 |
7.82 |
10.94 |
27.18 |
10.39 |
10.54 |
9.76 |
22.46 |
11.11 |
9.73 |
| Noncurrent Loan Rate - Total Loans * % |
0.73 |
0.74 |
0.71 |
0.90 |
0.86 |
1.90 |
0.65 |
0.65 |
0.77 |
0.73 |
0.76 |
0.66 |
| Real Estate Loans % |
0.70 |
0.71 |
0.70 |
1.08 |
0.87 |
1.84 |
0.66 |
0.64 |
0.69 |
0.73 |
0.76 |
0.79 |
| C&I Loans % |
0.73 |
0.71 |
0.97 |
0.78 |
1.39 |
1.59 |
0.69 |
0.90 |
1.19 |
1.04 |
1.10 |
0.62 |
| Consumer Loans % |
1.17 |
1.22 |
0.75 |
1.54 |
0.75 |
1.94 |
0.66 |
0.62 |
0.77 |
0.70 |
0.61 |
0.58 |
| Coverage Ratio ** % |
148.16 |
163.40 |
85.02 |
141.80 |
157.66 |
213.38 |
173.98 |
68.97 |
169.54 |
197.70 |
163.11 |
122.09 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.40 |
0.43 |
0.27 |
0.64 |
0.15 |
3.86 |
0.19 |
0.18 |
1.21 |
0.12 |
0.17 |
0.23 |
| Real Estate Loans (QTR) % |
0.07 |
0.07 |
0.06 |
0.13 |
0.05 |
0.76 |
0.08 |
0.06 |
0.10 |
0.03 |
0.03 |
0.04 |
| C&I Loans (QTR) % |
0.30 |
0.27 |
0.73 |
0.08 |
0.37 |
3.46 |
0.30 |
0.14 |
3.88 |
0.06 |
0.36 |
0.21 |
| Consumer Loans (QTR) % |
2.25 |
2.23 |
2.41 |
2.69 |
0.60 |
3.98 |
0.88 |
2.49 |
1.52 |
0.61 |
0.66 |
1.24 |
* Nonaccruing loans and loans past due 90+ days ** Loss reserve as a percentage of noncurrent loans |
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