|
Statistics at a Glance
| As of March 31, 2007 |
Dollar Amounts in Billions
First Quarter 2007 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,650 |
7,380 |
1,270 |
4 |
1,617 |
27 |
4,720 |
796 |
116 |
404 |
905 |
61 |
| Number of FDIC-Supervised |
5,216 |
4,783 |
433 |
0 |
1,120 |
10 |
2,903 |
313 |
62 |
239 |
543 |
26 |
| Total Assets $ |
11,981 |
10,134 |
1,847 |
2,436 |
149 |
408 |
4,758 |
1,507 |
99 |
46 |
119 |
2,459 |
| Total Loans $ |
7,277 |
5,971 |
1,306 |
1,055 |
99 |
298 |
3,315 |
1,040 |
77 |
10 |
67 |
1,316 |
| Domestic Deposits $ |
6,694 |
5,522 |
1,172 |
683 |
122 |
102 |
3,295 |
955 |
76 |
32 |
98 |
1,331 |
| Net Income (QTR) $ |
35.990 |
31.514 |
4.476 |
5.564 |
0.443 |
3.844 |
13.959 |
3.438 |
0.437 |
0.230 |
0.284 |
7.791 |
| Percent Profitable (QTR) % |
91.1 |
92.0 |
86.1 |
100.0 |
96.1 |
88.9 |
90.7 |
86.4 |
92.2 |
77.5 |
94.3 |
98.4 |
| Average Return on Assets (QTR) % |
1.21 |
1.25 |
0.97 |
0.93 |
1.19 |
3.70 |
1.18 |
0.91 |
1.79 |
2.05 |
0.96 |
1.27 |
| Average Return on Equity (QTR) % |
11.44 |
12.20 |
7.95 |
12.10 |
11.05 |
15.38 |
10.46 |
9.07 |
17.38 |
10.02 |
8.61 |
12.97 |
| Net Interest Margin (QTR) % |
3.32 |
3.38 |
3.06 |
2.46 |
3.91 |
8.17 |
3.73 |
2.71 |
5.03 |
3.15 |
3.63 |
2.89 |
| Equity to Assets % |
10.58 |
10.27 |
12.29 |
7.67 |
10.87 |
24.48 |
11.33 |
10.15 |
10.25 |
20.27 |
11.14 |
9.76 |
| Noncurrent Loan Rate - Total Loans * % |
0.83 |
0.82 |
0.89 |
0.86 |
1.04 |
1.82 |
0.75 |
0.84 |
0.68 |
0.66 |
0.85 |
0.77 |
| Real Estate Loans % |
0.89 |
0.89 |
0.91 |
1.10 |
1.04 |
2.08 |
0.83 |
0.85 |
0.35 |
0.63 |
0.87 |
1.00 |
| C&I Loans % |
0.62 |
0.61 |
0.78 |
0.41 |
1.60 |
1.97 |
0.64 |
0.73 |
1.06 |
1.19 |
1.20 |
0.54 |
| Consumer Loans % |
1.17 |
1.22 |
0.77 |
1.56 |
0.70 |
1.99 |
0.65 |
0.56 |
0.81 |
0.49 |
0.60 |
0.60 |
| Coverage Ratio ** % |
129.89 |
142.42 |
77.20 |
126.57 |
130.62 |
212.73 |
149.58 |
59.67 |
209.78 |
201.00 |
142.43 |
94.97 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.45 |
0.47 |
0.33 |
0.57 |
0.14 |
3.86 |
0.22 |
0.21 |
1.43 |
0.18 |
0.15 |
0.31 |
| Real Estate Loans (QTR) % |
0.10 |
0.10 |
0.08 |
0.21 |
0.04 |
1.57 |
0.09 |
0.09 |
0.14 |
0.03 |
0.05 |
0.08 |
| C&I Loans (QTR) % |
0.35 |
0.32 |
0.76 |
0.07 |
0.48 |
3.96 |
0.29 |
0.28 |
3.11 |
0.27 |
0.30 |
0.33 |
| Consumer Loans (QTR) % |
2.43 |
2.38 |
2.83 |
2.66 |
0.59 |
4.17 |
1.18 |
2.72 |
1.87 |
0.51 |
0.53 |
1.53 |
| First Quarter 2006 |
| Number of FDIC-Insured |
8,790 |
7,491 |
1,299 |
4 |
1,647 |
30 |
4,629 |
864 |
120 |
436 |
1,001 |
59 |
| Number of FDIC-Supervised |
5,235 |
4,792 |
443 |
0 |
1,135 |
12 |
2,786 |
341 |
64 |
261 |
609 |
27 |
| Total Assets $ |
11,210 |
9,333 |
1,877 |
1,972 |
140 |
370 |
3,845 |
1,746 |
99 |
50 |
129 |
2,859 |
| Total Loans $ |
6,864 |
5,498 |
1,365 |
862 |
92 |
250 |
2,715 |
1,246 |
76 |
12 |
71 |
1,540 |
| Domestic Deposits $ |
6,331 |
5,230 |
1,101 |
601 |
115 |
96 |
2,725 |
1,000 |
65 |
36 |
105 |
1,589 |
| Net Income (QTR) $ |
36.903 |
31.713 |
5.190 |
5.560 |
0.440 |
4.169 |
12.880 |
4.496 |
0.524 |
-0.163 |
0.340 |
8.657 |
| Percent Profitable (QTR) % |
93.4 |
93.7 |
91.8 |
100.0 |
96.7 |
93.3 |
93.0 |
91.7 |
96.7 |
81.7 |
95.6 |
100.0 |
| Average Return on Assets (QTR) % |
1.34 |
1.38 |
1.12 |
1.16 |
1.26 |
4.57 |
1.35 |
1.05 |
2.19 |
-1.31 |
1.06 |
1.23 |
| Average Return on Equity (QTR) % |
12.95 |
13.60 |
10.04 |
14.33 |
11.82 |
18.75 |
13.20 |
9.61 |
22.51 |
-6.62 |
9.66 |
12.82 |
| Net Interest Margin (QTR) % |
3.46 |
3.55 |
3.04 |
2.56 |
4.05 |
9.01 |
3.92 |
2.82 |
4.56 |
3.09 |
3.75 |
3.08 |
| Equity to Assets % |
10.38 |
10.23 |
11.12 |
7.95 |
10.81 |
27.22 |
10.29 |
10.81 |
9.63 |
19.39 |
11.04 |
9.55 |
| Noncurrent Loan Rate - Total Loans * % |
0.71 |
0.71 |
0.69 |
0.90 |
0.90 |
1.73 |
0.61 |
0.68 |
0.63 |
0.74 |
0.78 |
0.62 |
| Real Estate Loans % |
0.69 |
0.68 |
0.69 |
1.11 |
0.87 |
1.61 |
0.60 |
0.70 |
0.37 |
0.71 |
0.78 |
0.73 |
| C&I Loans % |
0.71 |
0.69 |
0.89 |
0.78 |
1.43 |
1.30 |
0.71 |
0.67 |
0.83 |
1.08 |
1.07 |
0.57 |
| Consumer Loans % |
1.08 |
1.14 |
0.61 |
1.43 |
0.74 |
1.82 |
0.55 |
0.44 |
0.76 |
0.64 |
0.60 |
0.63 |
| Coverage Ratio ** % |
159.78 |
176.62 |
90.35 |
151.39 |
157.14 |
262.02 |
189.82 |
69.43 |
227.10 |
201.19 |
165.71 |
144.90 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.32 |
0.36 |
0.19 |
0.53 |
0.09 |
2.95 |
0.17 |
0.11 |
0.95 |
0.16 |
0.12 |
0.18 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.03 |
0.11 |
0.02 |
1.01 |
0.06 |
0.04 |
0.06 |
0.00 |
0.02 |
0.05 |
| C&I Loans (QTR) % |
0.22 |
0.18 |
0.72 |
0.03 |
0.28 |
2.21 |
0.27 |
0.15 |
2.21 |
0.14 |
0.28 |
0.15 |
| Consumer Loans (QTR) % |
1.79 |
1.81 |
1.63 |
2.07 |
0.50 |
3.09 |
0.88 |
1.41 |
1.31 |
0.71 |
0.50 |
1.05 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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