|
Statistics at a Glance
| As of
March 31, 2005 |
Dollar Amounts in Billions
First Quarter 2005 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,930 |
7,598 |
1,332 |
5 |
1,697 |
28 |
4,490 |
972 |
135 |
457 |
1,078 |
68 |
| Number of FDIC-Supervised |
5,243 |
4,791 |
452 |
0 |
1,174 |
10 |
2,650 |
387 |
71 |
255 |
661 |
35 |
| Total Assets $ |
10,282 |
8,589 |
1,693 |
1,876 |
135 |
364 |
3,463 |
1,583 |
111 |
54 |
136 |
2,561 |
| Total Loans $ |
6,201 |
4,980 |
1,221 |
788 |
86 |
272 |
2,397 |
1,109 |
87 |
14 |
76 |
1,372 |
| Domestic Deposits $ |
5,827 |
4,823 |
1,004 |
563 |
110 |
100 |
2,435 |
920 |
61 |
40 |
111 |
1,487 |
| Net Income (QTR) $ |
34.292 |
29.504 |
4.788 |
4.335 |
0.431 |
2.981 |
11.342 |
4.676 |
0.409 |
0.200 |
0.400 |
9.518 |
| Percent Profitable (QTR) % |
94.7 |
94.9 |
93.3 |
100.0 |
97.9 |
96.4 |
94.4 |
93.6 |
95.6 |
84.5 |
96.0 |
97.1 |
| Average Return on Assets (QTR) % |
1.35 |
1.39 |
1.15 |
0.92 |
1.28 |
3.23 |
1.33 |
1.20 |
1.51 |
1.49 |
1.18 |
1.51 |
| Average Return on Equity (QTR) % |
13.13 |
13.70 |
10.45 |
11.38 |
11.83 |
15.22 |
13.48 |
11.02 |
13.49 |
8.87 |
10.79 |
14.81 |
| Net Interest Margin (QTR) % |
3.54 |
3.63 |
3.13 |
2.64 |
4.04 |
8.16 |
3.90 |
2.96 |
4.75 |
3.05 |
3.86 |
3.31 |
| Equity to Assets % |
10.24 |
10.08 |
11.02 |
8.17 |
10.79 |
21.96 |
9.86 |
10.84 |
11.09 |
16.58 |
10.82 |
10.00 |
| Noncurrent Loan Rate - Total Loans * % |
0.75 |
0.80 |
0.52 |
1.22 |
0.97 |
1.68 |
0.60 |
0.52 |
0.64 |
0.94 |
0.81 |
0.71 |
| Real Estate Loans % |
0.59 |
0.64 |
0.47 |
0.91 |
0.86 |
0.12 |
0.55 |
0.50 |
0.53 |
0.89 |
0.78 |
0.70 |
| C&I Loans % |
1.04 |
1.03 |
1.17 |
1.66 |
1.60 |
1.10 |
0.86 |
1.04 |
0.77 |
1.16 |
1.26 |
0.88 |
| Consumer Loans % |
1.25 |
1.31 |
0.71 |
2.00 |
0.71 |
1.85 |
0.49 |
0.34 |
0.68 |
0.99 |
0.71 |
0.72 |
| Coverage Ratio ** % |
172.42 |
178.94 |
131.70 |
136.78 |
151.81 |
258.66 |
211.34 |
97.93 |
260.88 |
171.05 |
166.44 |
150.00 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.47 |
0.52 |
0.23 |
0.76 |
0.12 |
4.39 |
0.22 |
0.10 |
1.50 |
0.22 |
0.22 |
0.18 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.03 |
0.12 |
0.03 |
0.09 |
0.06 |
0.04 |
0.08 |
0.05 |
0.03 |
0.03 |
| C&I Loans (QTR) % |
0.28 |
0.23 |
1.06 |
0.02 |
0.35 |
3.01 |
0.39 |
0.28 |
2.62 |
0.18 |
0.25 |
0.09 |
| Consumer Loans (QTR) % |
2.55 |
2.60 |
2.06 |
2.77 |
0.50 |
4.84 |
1.04 |
1.30 |
2.04 |
0.82 |
1.29 |
1.13 |
| First Quarter 2004 |
| Number of FDIC-Insured |
9,116 |
7,714 |
1,402 |
6 |
1,730 |
34 |
4,277 |
1,026 |
140 |
519 |
1,297 |
87 |
| Number of FDIC-Supervised |
5,291 |
4,812 |
479 |
0 |
1,192 |
11 |
2,513 |
410 |
72 |
286 |
767 |
40 |
| Total Assets $ |
9,377 |
7,818 |
1,559 |
1,493 |
128 |
332 |
2,898 |
1,396 |
506 |
59 |
168 |
2,397 |
| Total Loans $ |
5,549 |
4,489 |
1,059 |
573 |
78 |
248 |
1,952 |
965 |
392 |
16 |
94 |
1,231 |
| Domestic Deposits $ |
5,348 |
4,401 |
947 |
392 |
106 |
95 |
2,042 |
826 |
319 |
44 |
139 |
1,385 |
| Net Income (QTR) $ |
31.836 |
27.262 |
4.574 |
4.121 |
0.403 |
3.294 |
9.508 |
3.994 |
1.927 |
0.203 |
0.460 |
7.927 |
| Percent Profitable (QTR) % |
94.4 |
94.7 |
92.6 |
83.3 |
97.3 |
94.1 |
93.6 |
93.9 |
95.0 |
88.8 |
95.6 |
97.7 |
| Average Return on Assets (QTR) % |
1.38 |
1.42 |
1.21 |
1.12 |
1.27 |
3.93 |
1.33 |
1.17 |
1.52 |
1.38 |
1.10 |
1.36 |
| Average Return on Equity (QTR) % |
14.85 |
15.51 |
11.86 |
15.15 |
11.81 |
23.27 |
14.10 |
12.91 |
17.46 |
8.39 |
10.28 |
14.88 |
| Net Interest Margin (QTR) % |
3.68 |
3.78 |
3.18 |
2.87 |
3.98 |
9.13 |
3.92 |
3.13 |
4.39 |
3.04 |
3.82 |
3.23 |
| Equity to Assets % |
9.45 |
9.15 |
10.95 |
7.41 |
10.81 |
17.58 |
9.51 |
9.07 |
8.90 |
16.60 |
10.77 |
9.50 |
| Noncurrent Loan Rate - Total Loans * % |
1.00 |
1.08 |
0.67 |
2.10 |
1.21 |
1.86 |
0.83 |
0.72 |
1.08 |
1.05 |
1.01 |
0.78 |
| Real Estate Loans % |
0.75 |
0.79 |
0.64 |
1.19 |
1.07 |
0.36 |
0.71 |
0.72 |
1.24 |
0.86 |
0.98 |
0.55 |
| C&I Loans % |
1.88 |
1.91 |
1.41 |
4.10 |
1.93 |
1.55 |
1.32 |
1.50 |
1.24 |
2.09 |
1.59 |
1.73 |
| Consumer Loans % |
1.36 |
1.44 |
0.64 |
2.59 |
0.79 |
2.01 |
0.60 |
0.31 |
0.64 |
1.14 |
0.84 |
0.68 |
| Coverage Ratio ** % |
151.17 |
156.22 |
116.74 |
102.25 |
128.07 |
273.73 |
175.33 |
88.04 |
110.23 |
159.52 |
139.03 |
179.96 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.64 |
0.72 |
0.28 |
1.30 |
0.12 |
5.22 |
0.31 |
0.12 |
0.71 |
0.70 |
0.24 |
0.34 |
| Real Estate Loans (QTR) % |
0.08 |
0.10 |
0.05 |
0.06 |
0.04 |
0.11 |
0.09 |
0.04 |
0.17 |
0.03 |
0.07 |
0.09 |
| C&I Loans (QTR) % |
0.70 |
0.69 |
0.94 |
1.01 |
0.24 |
4.75 |
0.55 |
0.52 |
0.93 |
1.30 |
0.40 |
0.61 |
| Consumer Loans (QTR) % |
2.99 |
3.03 |
2.58 |
3.51 |
0.58 |
5.62 |
1.31 |
1.35 |
2.23 |
3.49 |
1.05 |
1.31 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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