|
Statistics at a Glance
| As of
December 31, 2005 |
Dollar Amounts in Billions
Fourth Quarter 2005 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,832 |
7,527 |
1,305 |
4 |
1,685 |
33 |
4,617 |
886 |
125 |
425 |
995 |
62 |
| Number of FDIC-Supervised |
5,245 |
4,802 |
443 |
0 |
1,159 |
13 |
2,771 |
351 |
68 |
254 |
599 |
30 |
| Total Assets $ |
10,877 |
9,040 |
1,837 |
1,851 |
142 |
358 |
4,257 |
1,655 |
117 |
48 |
129 |
2,320 |
| Total Loans $ |
6,716 |
5,380 |
1,336 |
830 |
92 |
272 |
2,914 |
1,196 |
93 |
11 |
71 |
1,237 |
| Domestic Deposits $ |
6,221 |
5,153 |
1,068 |
589 |
116 |
94 |
2,961 |
961 |
70 |
34 |
105 |
1,292 |
| Net Income (QTR) $ |
32.886 |
27.709 |
5.177 |
3.664 |
0.395 |
1.963 |
13.962 |
4.199 |
0.396 |
0.442 |
0.307 |
7.557 |
| Percent Profitable (QTR) % |
90.6 |
90.8 |
89.6 |
100.0 |
91.5 |
90.9 |
91.8 |
89.2 |
87.2 |
75.8 |
91.2 |
95.2 |
| Average Return on Assets (QTR) % |
1.22 |
1.24 |
1.14 |
0.79 |
1.13 |
2.23 |
1.32 |
1.03 |
1.36 |
3.78 |
0.96 |
1.32 |
| Average Return on Equity (QTR) % |
11.90 |
12.26 |
10.28 |
9.61 |
10.53 |
10.24 |
12.22 |
11.06 |
13.43 |
19.36 |
8.82 |
13.88 |
| Net Interest Margin (QTR) % |
3.49 |
3.59 |
3.04 |
2.58 |
4.14 |
8.88 |
3.91 |
2.74 |
4.49 |
2.92 |
3.80 |
3.09 |
| Equity to Assets % |
10.29 |
10.10 |
11.23 |
8.30 |
10.56 |
21.58 |
10.84 |
9.39 |
10.11 |
19.51 |
10.83 |
9.53 |
| Noncurrent Loan Rate - Total Loans * % |
0.74 |
0.75 |
0.72 |
0.99 |
0.82 |
1.75 |
0.61 |
0.71 |
0.62 |
0.78 |
0.79 |
0.69 |
| Real Estate Loans % |
0.71 |
0.70 |
0.72 |
1.13 |
0.78 |
1.54 |
0.61 |
0.72 |
0.41 |
0.83 |
0.77 |
0.83 |
| C&I Loans % |
0.76 |
0.75 |
0.88 |
1.03 |
1.32 |
1.23 |
0.66 |
0.88 |
0.69 |
0.88 |
1.20 |
0.67 |
| Consumer Loans % |
1.13 |
1.20 |
0.60 |
1.47 |
0.81 |
1.80 |
0.72 |
0.49 |
0.72 |
0.66 |
0.68 |
0.55 |
| Coverage Ratio ** % |
155.04 |
170.49 |
90.30 |
141.53 |
169.46 |
241.15 |
187.78 |
68.79 |
253.82 |
184.63 |
159.85 |
128.66 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.60 |
0.66 |
0.33 |
0.86 |
0.25 |
6.17 |
0.29 |
0.19 |
1.67 |
0.36 |
0.30 |
0.30 |
| Real Estate Loans (QTR) % |
0.06 |
0.07 |
0.03 |
0.08 |
0.06 |
1.43 |
0.08 |
0.03 |
0.09 |
0.04 |
0.09 |
0.03 |
| C&I Loans (QTR) % |
0.46 |
0.42 |
1.08 |
0.21 |
0.74 |
3.14 |
0.53 |
0.28 |
3.24 |
0.41 |
0.78 |
0.31 |
| Consumer Loans (QTR) % |
3.25 |
3.28 |
3.01 |
3.14 |
1.15 |
6.46 |
1.24 |
3.15 |
2.27 |
0.97 |
0.99 |
1.53 |
| Fourth Quarter 2004 |
| Number of FDIC-Insured |
8,976 |
7,631 |
1,345 |
5 |
1,731 |
34 |
4,424 |
990 |
132 |
466 |
1,119 |
75 |
| Number of FDIC-Supervised |
5,264 |
4,805 |
459 |
0 |
1,190 |
11 |
2,608 |
405 |
70 |
264 |
682 |
34 |
| Total Assets $ |
10,106 |
8,414 |
1,692 |
1,881 |
139 |
383 |
3,302 |
1,504 |
104 |
52 |
143 |
2,598 |
| Total Loans $ |
6,119 |
4,904 |
1,214 |
799 |
88 |
294 |
2,278 |
1,061 |
83 |
13 |
80 |
1,422 |
| Domestic Deposits $ |
5,719 |
4,727 |
991 |
559 |
113 |
106 |
2,320 |
863 |
58 |
38 |
117 |
1,546 |
| Net Income (QTR) $ |
31.212 |
26.480 |
4.733 |
3.626 |
0.363 |
3.340 |
10.223 |
4.510 |
0.418 |
0.227 |
0.352 |
8.154 |
| Percent Profitable (QTR) % |
90.4 |
90.1 |
91.7 |
100.0 |
89.7 |
88.2 |
91.0 |
91.6 |
93.2 |
80.0 |
91.4 |
94.7 |
| Average Return on Assets (QTR) % |
1.25 |
1.28 |
1.14 |
0.77 |
1.06 |
3.72 |
1.25 |
1.22 |
1.50 |
1.74 |
0.99 |
1.27 |
| Average Return on Equity (QTR) % |
12.35 |
12.80 |
10.30 |
9.68 |
9.78 |
19.31 |
12.64 |
11.74 |
14.30 |
9.94 |
9.11 |
12.37 |
| Net Interest Margin (QTR) % |
3.63 |
3.73 |
3.18 |
2.60 |
4.14 |
9.47 |
3.97 |
3.05 |
4.74 |
3.27 |
3.89 |
3.37 |
| Equity to Assets % |
10.29 |
10.11 |
11.18 |
8.05 |
10.78 |
20.56 |
10.10 |
10.55 |
11.36 |
17.47 |
10.79 |
10.23 |
| Noncurrent Loan Rate - Total Loans * % |
0.80 |
0.86 |
0.55 |
1.29 |
0.92 |
1.95 |
0.63 |
0.54 |
0.64 |
0.98 |
0.86 |
0.74 |
| Real Estate Loans % |
0.61 |
0.65 |
0.51 |
0.94 |
0.84 |
0.09 |
0.56 |
0.54 |
0.34 |
0.93 |
0.84 |
0.70 |
| C&I Loans % |
1.16 |
1.17 |
1.00 |
2.08 |
1.57 |
1.16 |
0.90 |
0.84 |
0.77 |
1.41 |
1.32 |
1.02 |
| Consumer Loans % |
1.39 |
1.46 |
0.73 |
2.07 |
0.80 |
2.14 |
0.55 |
0.37 |
0.76 |
1.02 |
0.76 |
0.77 |
| Coverage Ratio ** % |
168.08 |
174.67 |
126.89 |
135.34 |
156.78 |
219.07 |
206.15 |
97.19 |
259.70 |
169.03 |
154.80 |
156.40 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.60 |
0.68 |
0.28 |
1.10 |
0.31 |
4.65 |
0.35 |
0.15 |
1.44 |
0.54 |
0.36 |
0.24 |
| Real Estate Loans (QTR) % |
0.08 |
0.10 |
0.05 |
0.18 |
0.12 |
0.09 |
0.11 |
0.05 |
0.14 |
0.10 |
0.13 |
0.05 |
| C&I Loans (QTR) % |
0.58 |
0.53 |
1.34 |
0.49 |
0.96 |
0.45 |
0.72 |
0.76 |
2.46 |
0.65 |
1.01 |
0.30 |
| Consumer Loans (QTR) % |
2.95 |
3.02 |
2.27 |
3.62 |
0.80 |
5.19 |
1.34 |
1.67 |
2.19 |
2.42 |
0.98 |
1.21 |
* Nonaccruing loans and loans past due 90+ days ** Loss reserve as a percentage of noncurrent loans |
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