|
Statistics at a Glance
As of June 30, 2004
Dollar Amounts in Billions
Second Quarter 2004 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
9,079 |
7,691 |
1,388 |
6 |
1,775 |
36 |
4,351 |
995 |
145 |
489 |
1,195 |
87 |
| Number of FDIC-Supervised |
5,278 |
4,800 |
478 |
0 |
1,215 |
11 |
2,553 |
400 |
79 |
272 |
707 |
41 |
| Total Assets $ |
9,649 |
8,048 |
1,600 |
1,555 |
136 |
334 |
3,031 |
1,402 |
161 |
57 |
156 |
2,817 |
| Total Loans $ |
5,783 |
4,672 |
1,111 |
614 |
86 |
253 |
2,072 |
1,005 |
132 |
15 |
87 |
1,519 |
| Domestic Deposits $ |
5,456 |
4,499 |
957 |
404 |
110 |
89 |
2,125 |
800 |
80 |
42 |
128 |
1,678 |
| Net Income (QTR) $ |
31.184 |
26.646 |
4.538 |
2.582 |
0.431 |
3.411 |
10.178 |
4.114 |
0.613 |
0.183 |
0.428 |
9.245 |
| Percent Profitable (QTR) % |
94.0 |
94.3 |
92.0 |
83.3 |
97.0 |
91.7 |
93.3 |
94.3 |
96.6 |
83.4 |
95.6 |
95.4 |
| Average Return on Assets (QTR) % |
1.31 |
1.34 |
1.16 |
0.68 |
1.27 |
4.09 |
1.36 |
1.21 |
1.54 |
1.29 |
1.10 |
1.33 |
| Average Return on Equity (QTR) % |
13.87 |
14.64 |
10.59 |
9.30 |
11.92 |
22.96 |
14.47 |
13.76 |
19.37 |
7.83 |
10.44 |
13.43 |
| Net Interest Margin (QTR) % |
3.64 |
3.72 |
3.23 |
2.81 |
4.05 |
9.04 |
3.93 |
3.18 |
4.63 |
2.92 |
3.84 |
3.26 |
| Equity to Assets % |
9.50 |
9.22 |
10.94 |
7.18 |
10.52 |
18.02 |
9.34 |
8.65 |
7.99 |
16.27 |
10.38 |
10.23 |
| Noncurrent Loan Rate - Total Loans * % |
0.89 |
0.96 |
0.60 |
1.81 |
1.09 |
1.70 |
0.73 |
0.73 |
0.86 |
0.91 |
0.95 |
0.69 |
| Real Estate Loans % |
0.67 |
0.72 |
0.56 |
0.96 |
0.99 |
0.25 |
0.65 |
0.73 |
1.00 |
0.80 |
0.92 |
0.56 |
| C&I Loans % |
1.61 |
1.62 |
1.32 |
3.62 |
1.79 |
1.34 |
1.10 |
1.37 |
1.54 |
1.62 |
1.55 |
1.38 |
| Consumer Loans % |
1.29 |
1.37 |
0.65 |
2.42 |
0.78 |
1.87 |
0.57 |
0.50 |
0.55 |
0.89 |
0.79 |
0.65 |
| Coverage Ratio ** % |
163.34 |
168.38 |
129.36 |
113.46 |
138.30 |
281.46 |
193.27 |
78.18 |
181.44 |
179.15 |
144.88 |
185.39 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.58 |
0.65 |
0.25 |
0.99 |
0.18 |
5.11 |
0.32 |
0.11 |
1.15 |
0.41 |
0.29 |
0.31 |
| Real Estate Loans (QTR) % |
0.07 |
0.09 |
0.03 |
0.03 |
0.06 |
0.09 |
0.10 |
0.03 |
0.07 |
0.02 |
0.08 |
0.07 |
| C&I Loans (QTR) % |
0.59 |
0.56 |
1.20 |
0.44 |
0.47 |
3.14 |
0.65 |
0.58 |
2.19 |
0.38 |
0.51 |
0.46 |
| Consumer Loans (QTR) % |
2.89 |
2.97 |
2.17 |
3.16 |
0.61 |
5.67 |
1.21 |
1.13 |
2.12 |
2.52 |
1.14 |
1.56 |
| Second Quarter 2003 |
| Number of FDIC-Insured |
9,268 |
7,833 |
1,435 |
6 |
1,826 |
37 |
4,118 |
1,045 |
183 |
524 |
1,429 |
100 |
| Number of FDIC-Supervised |
5,322 |
4,834 |
488 |
0 |
1,262 |
10 |
2,396 |
422 |
91 |
276 |
829 |
36 |
| Total Assets $ |
8,923 |
7,485 |
1,438 |
1,429 |
128 |
294 |
3,122 |
1,408 |
380 |
65 |
195 |
1,903 |
| Total Loans $ |
5,250 |
4,294 |
956 |
567 |
79 |
218 |
2,078 |
921 |
309 |
17 |
110 |
952 |
| Domestic Deposits $ |
5,167 |
4,248 |
919 |
375 |
105 |
101 |
2,204 |
832 |
184 |
48 |
160 |
1,158 |
| Net Income (QTR) $ |
30.198 |
25.492 |
4.707 |
3.606 |
0.399 |
2.901 |
10.123 |
5.172 |
1.388 |
0.104 |
0.523 |
5.982 |
| Percent Profitable (QTR) % |
94.1 |
94.0 |
94.7 |
66.7 |
96.3 |
97.3 |
93.6 |
95.3 |
97.8 |
83.8 |
95.1 |
95.0 |
| Average Return on Assets (QTR) % |
1.38 |
1.39 |
1.32 |
1.04 |
1.26 |
4.01 |
1.31 |
1.49 |
1.49 |
.065 |
1.08 |
1.29 |
| Average Return on Equity (QTR) % |
15.08 |
15.28 |
14.10 |
14.44 |
11.62 |
23.75 |
14.02 |
16.50 |
17.53 |
4.23 |
9.82 |
14.83 |
| Net Interest Margin (QTR) % |
3.73 |
3.82 |
3.29 |
3.01 |
4.03 |
8.44 |
3.98 |
3.25 |
4.59 |
2.80 |
3.86 |
3.27 |
| Equity to Assets % |
9.09 |
9.04 |
9.39 |
7.08 |
10.87 |
17.13 |
9.40 |
9.01 |
8.58 |
15.34 |
11.04 |
8.51 |
| Noncurrent Loan Rate - Total Loans * % |
1.23 |
1.32 |
0.84 |
2.39 |
1.43 |
1.83 |
1.06 |
0.89 |
0.92 |
1.02 |
1.10 |
1.24 |
| Real Estate Loans % |
0.84 |
0.85 |
0.81 |
1.42 |
1.24 |
0.48 |
0.80 |
0.88 |
0.56 |
0.91 |
1.02 |
0.78 |
| C&I Loans % |
2.66 |
2.70 |
1.80 |
4.82 |
2.21 |
1.57 |
1.93 |
1.80 |
1.92 |
2.03 |
1.95 |
3.00 |
| Consumer Loans % |
1.30 |
1.37 |
0.66 |
2.25 |
0.87 |
1.97 |
0.67 |
0.45 |
1.22 |
0.76 |
0.81 |
0.67 |
| Coverage Ratio ** % |
132.54 |
136.06 |
107.61 |
98.61 |
107.07 |
264.78 |
147.91 |
85.93 |
128.42 |
157.58 |
123.38 |
134.28 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.79 |
0.90 |
0.31 |
1.39 |
0.25 |
5.37 |
0.56 |
0.18 |
0.89 |
0.55 |
0.31 |
0.56 |
| Real Estate Loans (QTR) % |
0.12 |
0.15 |
0.05 |
0.17 |
0.08 |
0.25 |
0.15 |
0.06 |
0.16 |
0.32 |
0.08 |
0.13 |
| C&I Loans (QTR) % |
1.34 |
1.33 |
1.52 |
1.53 |
0.73 |
5.79 |
1.31 |
1.05 |
2.03 |
0.60 |
0.74 |
1.12 |
| Consumer Loans (QTR) % |
3.01 |
3.06 |
2.56 |
3.81 |
0.65 |
5.84 |
1.41 |
1.35 |
1.86 |
1.68 |
1.01 |
2.04 |
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* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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