|
Statistics at a Glance
As of September 30, 2003
Dollar Amounts in Billions
Third Quarter 2003 |
All Insured Institiutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
9,237 |
7,812 |
1,425 |
7 |
1,821 |
35 |
4,166 |
1,024 |
166 |
523 |
1,392 |
103 |
| Number of FDIC-Supervised |
5,321 |
4,832 |
489 |
0 |
1,261 |
11 |
2,428 |
402 |
85 |
282 |
811 |
41 |
| Total Assets $ |
8,946 |
7,474 |
1,471 |
1,484 |
129 |
253 |
3,096 |
1,589 |
192 |
62 |
192 |
1,949 |
| Total Loans $ |
5,334 |
4,351 |
983 |
602 |
81 |
204 |
2,086 |
1,081 |
153 |
17 |
108 |
1,001 |
| Domestic Deposits $ |
5,159 |
4,224 |
934 |
401 |
107 |
66 |
2,171 |
932 |
101 |
46 |
157 |
1,178 |
| Net Income (QTR) $ |
30.376 |
25.813 |
4.563 |
4.163 |
0.405 |
2.566 |
9.965 |
5.216 |
0.816 |
0.232 |
0.499 |
6.514 |
| Percent Profitable (QTR) % |
93.5 |
93.7 |
92.3 |
100.0 |
95.9 |
97.1 |
93.1 |
93.3 |
94.0 |
85.1 |
94.5 |
92.2 |
| Average Return on Assets (QTR) % |
1.36 |
1.38 |
1.26 |
1.11 |
1.26 |
4.18 |
1.29 |
1.34 |
1.68 |
1.49 |
1.04 |
1.33 |
| Average Return on Equity (QTR) % |
14.92 |
15.20 |
13.53 |
14.75 |
11.59 |
24.66 |
13.69 |
14.91 |
22.86 |
9.32 |
9.87 |
15.31 |
| Net Interest Margin (QTR) % |
3.65 |
3.75 |
3.19 |
2.87 |
4.08 |
8.68 |
3.92 |
3.32 |
4.71 |
3.01 |
3.83 |
3.21 |
| Equity to Assets % |
9.13 |
9.12 |
9.19 |
7.67 |
10.81 |
16.84 |
9.42 |
8.80 |
7.49 |
15.93 |
10.56 |
8.73 |
| Noncurrent Loan Rate - Total Loans * % |
1.17 |
1.24 |
0.83 |
2.31 |
1.33 |
1.66 |
1.01 |
0.82 |
0.99 |
1.06 |
1.10 |
1.09 |
| Real Estate Loans % |
0.81 |
0.81 |
0.80 |
1.23 |
1.17 |
0.46 |
0.78 |
0.81 |
0.89 |
0.92 |
1.03 |
0.72 |
| C&I Loans % |
2.51 |
2.57 |
1.48 |
4.79 |
2.19 |
1.30 |
1.86 |
1.48 |
2.25 |
1.77 |
1.86 |
2.62 |
| Consumer Loans % |
1.29 |
1.35 |
0.69 |
2.34 |
0.88 |
1.96 |
0.62 |
0.34 |
0.78 |
1.18 |
0.84 |
0.68 |
| Coverage Ratio ** % |
136.49 |
141.11 |
105.72 |
99.37 |
115.98 |
272.04 |
152.57 |
88.68 |
163.93 |
171.68 |
124.55 |
148.34 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.72 |
0.82 |
0.30 |
1.52 |
0.29 |
4.83 |
0.47 |
0.19 |
1.34 |
2.47 |
0.37 |
0.48 |
| Real Estate Loans (QTR) % |
0.10 |
0.13 |
0.03 |
0.11 |
0.09 |
0.13 |
0.12 |
0.05 |
0.31 |
0.05 |
0.09 |
0.13 |
| C&I Loans (QTR) % |
1.17 |
1.19 |
0.80 |
1.83 |
0.73 |
5.00 |
1.05 |
0.62 |
1.85 |
0.58 |
0.80 |
0.94 |
| Consumer Loans (QTR) % |
2.83 |
2.83 |
2.91 |
3.17 |
1.02 |
5.49 |
1.39 |
1.79 |
2.71 |
15.48 |
1.17 |
1.45 |
| Third Quarter 2002 |
| Number of FDIC-Insured |
9,415 |
7,931 |
1,484 |
5 |
1,877 |
41 |
4,081 |
1,159 |
206 |
453 |
1,495 |
98 |
| Number of FDIC-Supervised |
5,393 |
4,892 |
501 |
0 |
1,303 |
15 |
2,371 |
446 |
108 |
239 |
879 |
32 |
| Total Assets $ |
8,273 |
6,934 |
1,339 |
1,232 |
125 |
291 |
3,394 |
1,280 |
168 |
49 |
192 |
1,541 |
| Total Loans $ |
4,953 |
4,068 |
885 |
516 |
79 |
222 |
2,259 |
843 |
130 |
13 |
110 |
780 |
| Domestic Deposits $ |
4,779 |
3,928 |
851 |
311 |
102 |
103 |
2,302 |
755 |
82 |
36 |
158 |
929 |
| Net Income (QTR) $ |
27.305 |
23.332 |
3.973 |
2.000 |
0.427 |
2.652 |
10.875 |
4.317 |
0.491 |
0.192 |
0.581 |
5.771 |
| Percent Profitable (QTR) % |
93.7 |
93.8 |
93.2 |
60.0 |
96.4 |
95.1 |
92.4 |
94.8 |
94.2 |
85.9 |
95.1 |
98.0 |
| Average Return on Assets (QTR) % |
1.34 |
1.37 |
1.20 |
0.65 |
1.38 |
3.76 |
1.31 |
1.37 |
1.18 |
1.60 |
1.22 |
1.51 |
| Average Return on Equity (QTR) % |
14.52 |
14.84 |
12.89 |
9.08 |
12.63 |
24.28 |
13.69 |
15.53 |
14.44 |
9.48 |
11.27 |
17.02 |
| Net Interest Margin (QTR) % |
3.96 |
4.08 |
3.41 |
3.15 |
4.29 |
8.96 |
4.21 |
3.44 |
4.38 |
3.38 |
4.13 |
3.47 |
| Equity to Assets % |
9.22 |
9.22 |
9.26 |
7.26 |
11.04 |
15.39 |
9.53 |
8.82 |
7.78 |
16.73 |
10.90 |
8.87 |
| Noncurrent Loan Rate - Total Loans * % |
1.39 |
1.50 |
0.87 |
2.74 |
1.29 |
2.03 |
1.18 |
0.91 |
1.55 |
1.04 |
1.01 |
1.48 |
| Real Estate Loans % |
0.90 |
0.93 |
0.82 |
1.67 |
1.18 |
0.76 |
0.82 |
0.86 |
1.47 |
0.96 |
0.94 |
0.94 |
| C&I Loans % |
2.98 |
3.01 |
2.28 |
5.09 |
1.93 |
1.69 |
2.32 |
2.42 |
2.58 |
1.88 |
1.63 |
3.43 |
| Consumer Loans % |
1.38 |
1.45 |
0.63 |
2.21 |
0.85 |
2.17 |
0.71 |
0.62 |
1.45 |
0.69 |
0.81 |
0.54 |
| Coverage Ratio ** % |
121.71 |
123.42 |
108.12 |
84.21 |
115.37 |
237.25 |
134.27 |
88.40 |
106.03 |
162.00 |
132.87 |
117.46 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.98 |
1.14 |
0.28 |
2.17 |
0.30 |
5.35 |
0.68 |
0.15 |
1.29 |
0.42 |
0.34 |
0.86 |
| Real Estate Loans (QTR) % |
0.12 |
0.15 |
0.05 |
0.14 |
0.09 |
-0.20 |
0.14 |
0.06 |
0.43 |
0.06 |
0.08 |
0.14 |
| C&I Loans (QTR) % |
2.02 |
2.05 |
1.34 |
3.50 |
0.72 |
5.60 |
1.67 |
1.03 |
1.99 |
0.39 |
0.79 |
1.97 |
| Consumer Loans (QTR) % |
3.07 |
3.15 |
2.24 |
4.11 |
0.74 |
5.79 |
1.43 |
1.08 |
1.79 |
1.53 |
1.08 |
2.21 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
|
|
