FDIC: Facts About Bank Investments

...that are not deposits and are not insured by the FDIC

As a valued customer we want you to have a choice of investment and savings options.

In addition to traditional deposit accounts, such as checking, savings, and certificates of deposit, we offer an array of nondeposit investment choices.

Unlike traditional deposit products, nondeposit investment products are not insured. Examples of uninsured investment products include:

annuities

mutual funds

stocks

bonds

government securities

municipal securities

U.S. Treasury securities

When you meet or talk with a sales representative about nondeposit investment products, you should be informed that:

This product is not insured by the Federal Deposit Insurance Corporation.

This product is not a deposit, or other obligation of, or guaranteed by, the bank.

This product is subject to investment risks, including possible loss of principal amount invested.

Look for the logo disclosure (see below) in visual media, such as television broadcasts, ATM screens, billboards, signs, posters, and in written advertisements and promotional materials, such as brochures.

How to Protect Yourself

Never invest in a product you don't understand.

Be sure you have enough information before making an investment. Ask questions until you are satisfied.

Investments ALWAYS entail some degree of risk: understand the risks.

Be sure your sales representative knows your financial objectives and risk tolerance.

Find out more about your registered sales representative or broker/dealer by calling:

Financial Industry Regulatory Authority (www.finra.org)
(formerly the National Association of Securities Dealers)
(800) 289-9999


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