|
Statistics at a Glance
As of September 30, 2001
| Dollar Amounts in
Billions |
Commercial Banks |
Savings Institutions |
Total |
| 3rd Qtr 2001 |
3rd Qtr 2000 |
3rd Qtr 2001 |
3rd Qtr 2000 |
3rd Qtr 2001 |
| Number of FDIC-Insured |
8,149 |
8,375 |
1,552 |
1,613 |
9,701 |
| Number of FDIC-Supervised |
4,997 |
5,129 |
515 |
531 |
5,512 |
| Total Assets $ |
6,556 |
6,067 |
1,287 |
1,201 |
7,843 |
| Total Loans $ |
3,861 |
3,779 |
871 |
823 |
4,732 |
| Domestic Deposits $ |
3,614 |
3,327 |
789 |
728 |
4,403 |
| Net Income $ |
17.353 |
19.257 |
3.476 |
2.540 |
20.829 |
| Percent Profitable % |
92.5 |
93.4 |
90.6 |
91.3 |
92.1 |
| Average Return on Assets % |
1.08 |
1.28 |
1.09 |
0.86 |
1.08 |
| Assets under $1 Billion % |
1.17 |
1.23 |
0.85 |
0.70 |
1.10 |
| Assets over $1 Billion % |
1.06 |
1.29 |
1.16 |
0.90 |
1.07 |
| Average Return on Equity % |
12.16 |
15.05 |
12.67 |
10.44 |
12.28 |
| Net Interest Margin % |
3.93 |
3.93 |
3.27 |
2.92 |
3.77 |
| Equity to Assets % |
8.94 |
8.59 |
8.68 |
8.32 |
8.71 |
| Noncurrent Loans * % |
1.34 |
1.03 |
0.82 |
0.67 |
1.25 |
| Real Estate Loans % |
0.93 |
0.77 |
0.78 |
0.62 |
0.89 |
| C&I Loans % |
2.17 |
1.52 |
1.68 |
1.39 |
2.15 |
| Consumer Loans % |
1.42 |
1.35 |
0.79 |
0.78 |
1.36 |
| Coverage Ratio ** % |
131.68 |
160.96 |
110.12 |
132.34 |
128.98 |
| Net Charge-Off Rate % |
0.96 |
0.61 |
0.27 |
0.19 |
0.83 |
| Real Estate Loans % |
0.29 |
0.09 |
0.06 |
0.03 |
0.22 |
| C&I Loans % |
1.30 |
0.69 |
1.40 |
0.90 |
1.30 |
| Consumer Loans % |
2.71 |
2.08 |
2.08 |
1.57 |
2.63 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
|
| All Insured Institutions |
Sept. 30,
2001 YTD |
2000 |
1999 |
1998 |
1997 |
1996 |
| Credit Card Loans |
| Held on Balance Sheet $ |
218 |
266 |
227 |
242 |
243 |
242 |
| Securitized and Sold $ |
329 |
306 |
395 |
261 |
193 |
156 |
| Unused Commitments $ |
2,809 |
2,537 |
2,129 |
2,042 |
1,677 |
1,402 |
| Total Credit Card Lines $ |
3,356 |
3,108 |
2,751 |
2,544 |
2,112 |
1,799 |
| Credit Card Loss Rate $ |
4.79 |
4.28 |
4.39 |
5.15 |
5.10 |
4.32 |
| No of Personal Bankruptcies |
1,096,881 |
1,217,628 |
1,281,360 |
1,397,695 |
1,349,510 |
1,124,286 |
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