|
Statistics at a Glance
| As of September 30, 2008 |
Dollar Amounts in Billions
Third Quarter 2008 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,384 |
7,146 |
1,238 |
26 |
4 |
1,587 |
4,811 |
826 |
101 |
297 |
692 |
40 |
| Number of FDIC-Supervised |
5,134 |
4,715 |
419 |
9 |
0 |
1,108 |
3,021 |
345 |
54 |
172 |
414 |
11 |
| Total Assets $ |
13,574 |
12,050 |
1,523 |
468 |
3,263 |
168 |
6,078 |
1,059 |
72 |
36 |
95 |
2,335 |
| Total Loans $ |
7,990 |
6,942 |
1,048 |
344 |
1,396 |
114 |
4,255 |
737 |
61 |
8 |
54 |
1,020 |
| Domestic Deposits $ |
7,222 |
6,273 |
949 |
154 |
1,013 |
134 |
4,014 |
600 |
59 |
25 |
77 |
1,147 |
| Net Income (QTR) $ |
1.726 |
8.284 |
-6.558 |
0.451 |
3.702 |
0.424 |
-1.677 |
-3.100 |
0.165 |
0.012 |
0.151 |
1.599 |
| Percent Profitable (QTR) % |
75.9 |
77.3 |
67.7 |
80.8 |
100.0 |
91.4 |
69.0 |
75.1 |
86.1 |
79.1 |
87.1 |
67.5 |
| Average Return on Assets (QTR) % |
0.05 |
0.28 |
-1.73 |
0.39 |
0.49 |
1.01 |
-0.11 |
-1.17 |
0.93 |
0.13 |
0.64 |
0.28 |
| Average Return on Equity (QTR) % |
0.53 |
2.86 |
-18.64 |
1.84 |
6.59 |
9.21 |
-1.03 |
-15.07 |
9.99 |
0.67 |
5.70 |
3.17 |
| Net Interest Margin (QTR) % |
3.37 |
3.40 |
3.17 |
9.28 |
2.69 |
4.00 |
3.64 |
2.99 |
4.80 |
3.07 |
3.88 |
2.45 |
| Equity to Assets % |
9.63 |
9.67 |
9.33 |
20.86 |
7.13 |
11.07 |
10.67 |
7.99 |
9.15 |
19.55 |
11.20 |
8.61 |
| Noncurrent Loan Rate - Total Loans * % |
2.31 |
2.23 |
2.83 |
2.35 |
2.27 |
1.40 |
2.40 |
2.88 |
0.93 |
0.91 |
1.25 |
1.78 |
| Real Estate Loans % |
3.12 |
3.12 |
3.13 |
2.22 |
3.54 |
1.69 |
3.19 |
3.04 |
0.90 |
0.97 |
1.35 |
2.74 |
| C&I Loans % |
1.01 |
1.00 |
1.28 |
3.10 |
0.55 |
1.75 |
1.09 |
0.83 |
0.71 |
1.54 |
1.58 |
0.95 |
| Consumer Loans % |
1.50 |
1.53 |
1.10 |
2.44 |
1.85 |
0.76 |
0.93 |
0.70 |
1.00 |
0.49 |
0.75 |
0.67 |
| Coverage Ratio ** % |
84.69 |
88.69 |
63.85 |
248.14 |
104.00 |
91.62 |
70.75 |
57.38 |
211.15 |
146.05 |
96.94 |
83.19 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.42 |
1.43 |
1.35 |
6.24 |
1.44 |
0.41 |
1.21 |
1.03 |
2.00 |
0.43 |
0.34 |
1.11 |
| Real Estate Loans (QTR) % |
1.18 |
1.21 |
1.03 |
3.38 |
1.74 |
0.29 |
1.13 |
0.99 |
0.82 |
0.11 |
0.16 |
1.30 |
| C&I Loans (QTR) % |
1.05 |
0.97 |
2.77 |
8.94 |
0.67 |
1.00 |
1.00 |
0.34 |
4.09 |
0.02 |
0.62 |
0.58 |
| Consumer Loans (QTR) % |
3.56 |
3.56 |
3.57 |
6.37 |
2.78 |
1.00 |
2.76 |
2.24 |
2.56 |
1.25 |
1.09 |
1.89 |
| Third Quarter 2007 |
| Number of FDIC-Insured |
8,559 |
7,303 |
1,256 |
28 |
4 |
1,634 |
4,739 |
780 |
120 |
376 |
821 |
57 |
| Number of FDIC-Supervised |
5,193 |
4,767 |
426 |
10 |
0 |
1,134 |
2,915 |
313 |
61 |
229 |
506 |
25 |
| Total Assets $ |
12,706 |
10,792 |
1,914 |
424 |
2,644 |
157 |
5,054 |
1,454 |
96 |
40 |
111 |
2,726 |
| Total Loans $ |
7,704 |
6,381 |
1,323 |
309 |
1,200 |
106 |
3,528 |
1,025 |
77 |
10 |
63 |
1,385 |
| Domestic Deposits $ |
6,740 |
5,570 |
1,170 |
111 |
698 |
127 |
3,401 |
847 |
72 |
28 |
91 |
1,365 |
| Net Income (QTR) $ |
28.714 |
27.372 |
1.342 |
4.228 |
4.454 |
0.508 |
12.279 |
1.101 |
0.275 |
0.219 |
0.295 |
5.355 |
| Percent Profitable (QTR) % |
89.0 |
89.9 |
83.5 |
92.9 |
100.0 |
96.2 |
87.1 |
85.8 |
90.8 |
75.8 |
94.3 |
91.2 |
| Average Return on Assets (QTR) % |
0.92 |
1.03 |
0.29 |
4.07 |
0.69 |
1.30 |
0.99 |
0.31 |
1.17 |
2.20 |
1.07 |
0.81 |
| Average Return on Equity (QTR) % |
8.83 |
10.18 |
2.37 |
17.07 |
8.91 |
11.61 |
9.15 |
3.21 |
10.86 |
11.33 |
9.32 |
7.65 |
| Net Interest Margin (QTR) % |
3.35 |
3.43 |
2.90 |
8.75 |
2.69 |
4.00 |
3.69 |
2.61 |
4.50 |
3.14 |
3.72 |
2.88 |
| Equity to Assets % |
10.45 |
10.20 |
11.85 |
23.17 |
7.78 |
11.32 |
10.86 |
9.44 |
11.89 |
19.54 |
11.58 |
10.55 |
| Noncurrent Loan Rate - Total Loans * % |
1.08 |
1.02 |
1.34 |
1.85 |
1.05 |
1.02 |
1.01 |
1.33 |
0.62 |
0.92 |
0.93 |
0.96 |
| Real Estate Loans % |
1.27 |
1.22 |
1.42 |
2.48 |
1.44 |
1.15 |
1.19 |
1.36 |
0.39 |
0.95 |
0.98 |
1.33 |
| C&I Loans % |
0.63 |
0.62 |
0.79 |
1.96 |
0.32 |
1.33 |
0.69 |
0.94 |
0.74 |
1.66 |
1.15 |
0.56 |
| Consumer Loans % |
1.18 |
1.21 |
0.90 |
1.96 |
1.62 |
0.71 |
0.67 |
0.85 |
0.82 |
0.55 |
0.66 |
0.52 |
| Coverage Ratio ** % |
104.83 |
117.46 |
58.43 |
217.39 |
117.20 |
127.75 |
113.26 |
45.95 |
179.84 |
147.77 |
126.59 |
77.04 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.57 |
0.58 |
0.53 |
3.98 |
0.77 |
0.26 |
0.32 |
0.42 |
1.04 |
0.32 |
0.22 |
0.42 |
| Real Estate Loans (QTR) % |
0.22 |
0.21 |
0.26 |
1.53 |
0.40 |
0.11 |
0.19 |
0.27 |
0.09 |
0.03 |
0.09 |
0.16 |
| C&I Loans (QTR) % |
0.49 |
0.46 |
0.93 |
4.79 |
0.12 |
0.92 |
0.44 |
0.41 |
2.66 |
0.16 |
0.55 |
0.47 |
| Consumer Loans (QTR) % |
2.53 |
2.44 |
3.39 |
4.21 |
3.07 |
0.64 |
1.08 |
4.46 |
1.68 |
0.77 |
0.69 |
1.64 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans.
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