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Home > Industry Analysis > Bank Data & Statistics > Statistics at a Glance




Statistics at a Glance
Historical Trends – As of September 30, 2008
Dollar Amounts in Billions YTD
2008
2007 2006 2005 2004 2003 2002 2001 2000 1999 1998 1997 1996 1995 1994 1993 1992 1991 1990
Commercial Banks 7,146 7,283 7,401 7,526 7,631 7770 7,888 8,080 8,315 8,580 8,774 9,143 9,528 9,941 10,452 10,959 11,463 11,921 12,343
New Charters 75 164 178 166 122 110 91 126 190 230 188 187 145 102 50 58 72 105 163
Mergers 196 282 305 269 261 224 276 354 452 416 557 598 552 606 548 501 425 443 389
Savings Institutions 1,238 1,251 1,279 1,307 1,345 1,411 1,466 1,534 1,589 1,642 1,690 1,780 1,926 2,030 2,152 2,262 2,390 2,561 2,815
New Charters 8 17 16 13 6 8 4 20 33 40 33 12 12 9 18 9 8 9 28
Mergers 18 39 37 41 58 49 56 63 81 80 114 127 108 116 109 111 84 72 64
Problem Institutions
Number 171 76 50 52 80 116 136 114 94 79 84 92 117 193 318 575 1,066 1,430 1,496
Assets $ 116 22 8 7 28 30 39 40 24 10 11 6 12 31 73 348 601 837 647
Bank Insurance Fund
Fund Balance $ NA NA NA 35.5 34.8 33.8 32.1 30.4 31.0 29.4 29.6 28.3 26.9 25.5 21.8 13.1 (0.1) (7.0) 4.0
Insured Deposits $ NA NA NA 2,872 2,670 2,555 2,524 2,410 2,300 2,158 2,141 2,056 2,007 1,953 1,896 1,907 1,946 1,958 1,930
Reserve Ratio % NA NA NA 1.23 1.30 1.32 1.27 1.26 1.35 1.36 1.38 1.38 1.34 1.30 1.15 0.69 (0.01) (0.36) 0.21
Number of Failures NA NA NA 0 3 3 10 3 6 7 3 1 5 6 13 41 122 127 169
Failed-Bank Assets $ NA NA NA 0.000 0.157 0.947 2.863 0.056 0.383 1.523 0.290 0.028 0.200 0.802 1.464 3.829 45.391 64.635 16.938
Estimated Losses $ NA NA NA 0.000 0.004 0.066 0.376 0.005 0.039 0.614 0.226 0.005 0.040 0.085 0.179 0.633 3.667 5.996 2.771
Resolution Receivables* $ NA NA NA 0.299 0.375 0.511 0.505 0.079 0.350 0.743 0.748 1.109 4.431 4.143 8.190 13.221 27.824 18.675 12.935
Savings Assn. Ins. Fund
Fund Balance $ NA NA NA 13.1 12.7 12.2 11.7 10.9 10.8 10.3 9.8 9.4 8.9 3.4 1.9 1.2 0.3 0.1 0.0
Insured Deposits $ NA NA NA 1,021 951 897 860 801 755 711 709 690 683 711 693 695 729 776 830
Reserve Ratio % NA NA NA 1.29 1.34 1.36 1.37 1.36 1.43 1.45 1.39 1.36 1.30 0.47 0.28 0.17 0.04 0.01 0.00
Number of Failures NA NA NA 0 1 0 1 1 1 1 0 0 1 2 2 9 59 144 213
Failed-Thrift Assets $ NA NA NA 0.000 0.013 0.000 0.520 1.765 0.031 0.069 0.000 0.000 0.033 0.424 0.137 6.148 44.197 78.899 129.662
Estimated Losses $ NA NA NA 0.000 0.000 0.000 0.000 0.266 0.001 0.001 0.000 0.000 0.021 0.028 0.015 0.065 3.780 9.124 19.259
Resolution Receivables* $ NA NA NA 0.234 0.347 0.273 0.288 1.350 0.004 0.062 0.009 0.005 0.019 0.000 0.007 0.175 0.000 0.000 0.000
Combined Dep. Ins. Fund
Fund Balance $ 34.6 52.4 50.2 48.6 47.5 46.0 43.8 41.4 41.7 39.7 39.4 37.7 35.7 28.8 23.8 14.3 0.2 -6.9 4.1
Insured Deposits $ 4,544 4,292 4,154 3,892 3,622 3,452 3,384 3,211 3,055 2,869 2,850 2,746 2,691 2,664 2,589 2,602 2,675 2,734 2,760
Reserve Ratio % 0.76 1.22 1.21 1.25 1.31 1.33 1.29 1.29 1.36 1.38 1.38 1.37 1.33 1.08 0.92 0.55 0.01 -0.25 0.15
Number Failed/Assisted 13 3 0 0 4 3 11 4 7 8 3 1 6 8 15 50 181 271 382
Failed/Assisted Assets** $ 347.569 2.615 0.000 0.000 0.170 0.947 3.383 1.821 0.414 1.592 0.290 0.028 0.233 1.226 1.601 9.977 89.588 143.534 146.600
Estimated Losses $ 10.962 0.120 0.000 0.000 0.004 0.066 0.376 0.271 0.032 0.616 0.226 0.005 0.061 0.113 0.194 0.698 7.447 15.120 22.030
Resolution Receivables* $ 14.414 0.808 0.482 0.533 0.722 0.784 0.793 1.429 0.354 0.805 0.757 1.114 4.45 4.143 8.197 13.396 27.824 18.675 12.935
Number of FDIC Employees***
(Includes RTC before 1996)
4,827 4,532 4,476 4,514 5,078 5,311 5,430 6,167 6,452 7,266 7,359 7,793 9,151 11,856 17,526 20,994 22,459 22,586 19,247

* Includes remaining receivership assets from prior years.
** Prior years have been revised to reflect failed assets as reported on the Call Report for the quarter prior to failure.
*** Beginning in 2008, FDIC began reporting the number of FDIC employees based on a new, full-time eqivalent methodology.
Prior years have been revised to reflect the number of employees as reported in the FDIC Annual Report.

Last Updated 11/25/2008 Questions, Suggestions & Requests

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