|
Statistics at a Glance
| As of September 30, 2006 |
Dollar Amounts in Billions
Third Quarter 2006 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,743 |
7,450 |
1,293 |
4 |
1,691 |
29 |
4,711 |
846 |
125 |
396 |
886 |
55 |
| Number of FDIC-Supervised |
5,237 |
4,796 |
441 |
0 |
1,173 |
11 |
2,842 |
339 |
65 |
240 |
541 |
26 |
| Total Assets $ |
11,758 |
9,765 |
1,992 |
2,129 |
152 |
382 |
4,671 |
1,792 |
107 |
41 |
117 |
2,366 |
| Total Loans $ |
7,169 |
5,735 |
1,434 |
887 |
102 |
272 |
3,255 |
1,261 |
85 |
9 |
66 |
1,232 |
| Domestic Deposits $ |
6,475 |
5,323 |
1,152 |
601 |
122 |
70 |
3,217 |
1,019 |
76 |
28 |
95 |
1,246 |
| Net Income (QTR) $ |
37.629 |
32.468 |
5.160 |
4.815 |
0.492 |
3.879 |
15.333 |
4.651 |
0.419 |
0.223 |
0.311 |
7.506 |
| Percent Profitable (QTR) % |
92.6 |
93.1 |
89.6 |
100.0 |
97.0 |
96.6 |
92.3 |
89.1 |
92.0 |
77.0 |
95.5 |
96.4 |
| Average Return on Assets (QTR) % |
1.29 |
1.34 |
1.06 |
0.92 |
1.31 |
4.09 |
1.32 |
1.06 |
1.60 |
2.17 |
1.06 |
1.28 |
| Average Return on Equity (QTR) % |
12.47 |
13.06 |
9.68 |
11.77 |
12.11 |
15.07 |
12.91 |
9.98 |
16.22 |
9.58 |
9.74 |
13.01 |
| Net Interest Margin (QTR) % |
3.38 |
3.48 |
2.90 |
2.44 |
4.06 |
9.54 |
3.78 |
2.63 |
4.95 |
3.22 |
3.70 |
2.96 |
| Equity to Assets % |
10.46 |
10.36 |
10.91 |
7.82 |
10.94 |
27.18 |
10.39 |
10.53 |
9.77 |
22.70 |
11.11 |
9.94 |
| Noncurrent Loan Rate - Total Loans * % |
0.73 |
0.74 |
0.71 |
0.90 |
0.86 |
1.90 |
0.64 |
0.65 |
0.77 |
0.72 |
0.76 |
0.65 |
| Real Estate Loans % |
0.70 |
0.71 |
0.69 |
1.08 |
0.87 |
1.84 |
0.65 |
0.64 |
0.69 |
0.74 |
0.76 |
0.79 |
| C&I Loans % |
0.73 |
0.72 |
0.97 |
0.78 |
1.39 |
1.59 |
0.70 |
0.89 |
1.19 |
1.11 |
1.10 |
0.62 |
| Consumer Loans % |
1.17 |
1.22 |
0.75 |
1.54 |
0.75 |
1.94 |
0.66 |
0.62 |
0.77 |
0.63 |
0.61 |
0.58 |
| Coverage Ratio ** % |
148.42 |
163.68 |
85.10 |
141.80 |
157.34 |
213.38 |
174.16 |
69.03 |
169.54 |
199.62 |
163.02 |
123.42 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.40 |
0.43 |
0.27 |
0.64 |
0.15 |
3.86 |
0.19 |
0.18 |
1.21 |
0.12 |
0.17 |
0.23 |
| Real Estate Loans (QTR) % |
0.07 |
0.07 |
0.06 |
0.13 |
0.05 |
0.76 |
0.08 |
0.06 |
0.10 |
0.03 |
0.03 |
0.04 |
| C&I Loans (QTR) % |
0.30 |
0.27 |
0.73 |
0.08 |
0.36 |
3.46 |
0.30 |
0.14 |
3.88 |
0.06 |
0.36 |
0.21 |
| Consumer Loans (QTR) % |
2.25 |
2.23 |
2.41 |
2.70 |
0.60 |
3.98 |
0.88 |
2.49 |
1.52 |
0.61 |
0.66 |
1.23 |
| Third Quarter 2005 |
| Number of FDIC-Insured |
8,858 |
7,541 |
1,317 |
4 |
1,733 |
29 |
4,557 |
928 |
125 |
420 |
992 |
70 |
| Number of FDIC-Supervised |
5,247 |
4,796 |
451 |
0 |
1,199 |
10 |
2,733 |
376 |
70 |
244 |
583 |
32 |
| Total Assets $ |
10,701 |
8,904 |
1,797 |
1,839 |
143 |
360 |
3,667 |
1,677 |
109 |
48 |
129 |
2,729 |
| Total Loans $ |
6,577 |
5,266 |
1,311 |
816 |
94 |
267 |
2,572 |
1,198 |
85 |
12 |
72 |
1,462 |
| Domestic Deposits $ |
6,066 |
5,014 |
1,052 |
562 |
115 |
97 |
2,588 |
955 |
65 |
33 |
105 |
1,546 |
| Net Income (QTR) $ |
34.659 |
29.803 |
4.856 |
4.632 |
0.473 |
2.892 |
12.571 |
4.242 |
0.474 |
0.211 |
0.356 |
8.809 |
| Percent Profitable (QTR) % |
93.9 |
94.2 |
92.3 |
100.0 |
97.6 |
93.1 |
93.5 |
92.6 |
96.0 |
82.1 |
95.4 |
95.7 |
| Average Return on Assets (QTR) % |
1.31 |
1.35 |
1.10 |
1.02 |
1.33 |
3.16 |
1.39 |
1.03 |
1.76 |
1.77 |
1.12 |
1.31 |
| Average Return on Equity (QTR) % |
12.70 |
13.30 |
9.92 |
12.34 |
12.23 |
14.43 |
13.54 |
9.58 |
18.23 |
9.21 |
10.27 |
13.33 |
| Net Interest Margin (QTR) % |
3.50 |
3.60 |
3.03 |
2.55 |
4.16 |
9.01 |
3.97 |
2.75 |
4.75 |
2.99 |
3.79 |
3.13 |
| Equity to Assets % |
10.25 |
10.10 |
10.99 |
8.23 |
10.86 |
22.07 |
10.21 |
10.67 |
9.58 |
19.26 |
10.83 |
9.66 |
| Noncurrent Loan Rate - Total Loans * % |
0.74 |
0.75 |
0.69 |
1.02 |
0.88 |
1.83 |
0.61 |
0.73 |
0.67 |
0.78 |
0.83 |
0.62 |
| Real Estate Loans % |
0.67 |
0.66 |
0.69 |
1.07 |
0.85 |
1.00 |
0.56 |
0.75 |
0.51 |
0.77 |
0.82 |
0.66 |
| C&I Loans % |
0.89 |
0.88 |
1.01 |
1.27 |
1.48 |
1.15 |
0.83 |
0.84 |
0.80 |
0.96 |
1.30 |
0.68 |
| Consumer Loans % |
1.13 |
1.20 |
0.58 |
1.49 |
0.80 |
1.92 |
0.51 |
0.37 |
0.72 |
0.76 |
0.65 |
0.69 |
| Coverage Ratio ** % |
162.98 |
179.00 |
92.83 |
146.29 |
158.50 |
253.52 |
199.38 |
64.53 |
256.39 |
191.81 |
154.45 |
156.65 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.51 |
0.59 |
0.20 |
1.19 |
0.16 |
4.28 |
0.23 |
0.10 |
1.39 |
0.18 |
0.20 |
0.26 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.02 |
0.08 |
0.03 |
0.19 |
0.07 |
0.02 |
0.10 |
0.06 |
0.06 |
0.04 |
| C&I Loans (QTR) % |
0.25 |
0.20 |
1.04 |
-0.19 |
0.42 |
2.34 |
0.39 |
0.24 |
2.76 |
0.16 |
0.39 |
0.17 |
| Consumer Loans (QTR) % |
2.90 |
3.04 |
1.69 |
4.93 |
0.91 |
4.63 |
1.00 |
1.21 |
1.80 |
0.79 |
0.76 |
1.13 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
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