|
Statistics at a Glance
As of June 30, 2003
Dollar Amounts in Billions
Second Quarter 2003 |
All Insured Institiutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
9,267 |
7,833 |
1,434 |
7 |
1,826 |
36 |
4,116 |
1,044 |
183 |
524 |
1,430 |
101 |
| Number of FDIC-Supervised |
5,321 |
4,833 |
488 |
0 |
1,262 |
10 |
2,396 |
422 |
91 |
275 |
829 |
36 |
| Total Assets $ |
8,923 |
7,485 |
1,438 |
1,484 |
128 |
239 |
3,117 |
1,407 |
380 |
65 |
196 |
1,907 |
| Total Loans $ |
5,246 |
4,291 |
955 |
592 |
79 |
189 |
2,076 |
920 |
309 |
17 |
110 |
954 |
| Domestic Deposits $ |
5,166 |
4,248 |
919 |
407 |
105 |
69 |
2,202 |
832 |
184 |
48 |
160 |
1,160 |
| Net Income (QTR) $ |
30.232 |
25.517 |
4.715 |
4.124 |
0.402 |
2.383 |
10.105 |
5.206 |
1.388 |
0.104 |
0.525 |
5.995 |
| Percent Profitable (QTR) % |
94.2 |
94.1 |
94.9 |
71.4 |
96.5 |
97.2 |
93.8 |
95.4 |
97.8 |
84.0 |
95.2 |
95.0 |
| Average Return on Assets (QTR) % |
1.38 |
1.39 |
1.33 |
1.14 |
1.27 |
4.04 |
1.31 |
1.50 |
1.49 |
0.65 |
1.08 |
1.29 |
| Average Return on Equity (QTR) % |
15.10 |
15.30 |
14.13 |
15.12 |
11.71 |
24.02 |
14.02 |
16.61 |
17.53 |
4.21 |
9.83 |
14.82 |
| Net Interest Margin (QTR) % |
3.74 |
3.83 |
3.29 |
3.13 |
4.03 |
8.91 |
3.98 |
3.25 |
4.59 |
2.80 |
3.86 |
3.27 |
| Equity to Assets % |
9.09 |
9.04 |
9.39 |
7.46 |
10.87 |
17.09 |
9.39 |
9.01 |
8.58 |
15.34 |
11.04 |
8.51 |
| Noncurrent Loan Rate - Total Loans * % |
1.24 |
1.32 |
0.84 |
2.37 |
1.43 |
1.82 |
1.06 |
0.88 |
0.92 |
1.02 |
1.10 |
1.24 |
| Real Estate Loans % |
0.84 |
0.85 |
0.81 |
1.42 |
1.24 |
0.48 |
0.80 |
0.88 |
0.56 |
0.91 |
1.03 |
0.79 |
| C&I Loans % |
2.65 |
2.69 |
1.79 |
4.79 |
2.21 |
1.58 |
1.94 |
1.80 |
1.92 |
2.03 |
1.95 |
2.99 |
| Consumer Loans % |
1.30 |
1.37 |
0.66 |
2.18 |
0.88 |
1.98 |
0.66 |
0.45 |
1.22 |
0.76 |
0.82 |
0.67 |
| Coverage Ratio ** % |
132.42 |
135.92 |
107.59 |
103.13 |
106.69 |
271.96 |
147.88 |
85.99 |
128.42 |
157.37 |
122.39 |
133.80 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.79 |
0.90 |
0.31 |
1.56 |
0.25 |
5.46 |
0.56 |
0.18 |
0.89 |
0.55 |
0.30 |
0.56 |
| Real Estate Loans (QTR) % |
0.12 |
0.15 |
0.05 |
0.17 |
0.08 |
0.25 |
0.15 |
0.06 |
0.16 |
0.32 |
0.08 |
0.13 |
| C&I Loans (QTR) % |
1.34 |
1.33 |
1.49 |
1.52 |
0.73 |
5.81 |
1.32 |
1.01 |
2.03 |
0.60 |
0.72 |
1.11 |
| Consumer Loans (QTR) % |
3.01 |
3.06 |
2.56 |
4.01 |
0.65 |
5.99 |
1.41 |
1.35 |
1.86 |
1.68 |
1.02 |
2.04 |
| Second Quarter 2002 |
| Number of FDIC-Insured |
9,466 |
7,967 |
1,499 |
6 |
1,892 |
47 |
4,079 |
1,168 |
216 |
440 |
1,526 |
92 |
| Number of FDIC-Supervised |
5,417 |
4,913 |
504 |
0 |
1,322 |
15 |
2,355 |
450 |
110 |
232 |
902 |
31 |
| Total Assets $ |
8,039 |
6,121 |
1,306 |
1,295 |
123 |
299 |
3,356 |
1,192 |
163 |
48 |
190 |
1,372 |
| Total Loans $ |
4,820 |
3,603 |
856 |
558 |
77 |
219 |
2,241 |
763 |
126 |
12 |
109 |
714 |
| Domestic Deposits $ |
4,613 |
3,448 |
820 |
329 |
102 |
113 |
2,287 |
702 |
79 |
35 |
157 |
810 |
| Net Income (QTR) $ |
27.245 |
21.243 |
3.877 |
3.654 |
0.398 |
2.751 |
10.639 |
3.826 |
0.632 |
0.203 |
0.565 |
4.577 |
| Percent Profitable (QTR) % |
92.9 |
93.0 |
92.3 |
100.0 |
96.3 |
93.6 |
91.1 |
93.6 |
94.9 |
86.1 |
94.2 |
97.8 |
| Average Return on Assets (QTR) % |
1.37 |
1.41 |
1.19 |
1.17 |
1.30 |
3.68 |
1.28 |
1.29 |
1.60 |
1.69 |
1.20 |
1.35 |
| Average Return on Equity (QTR) % |
14.88 |
15.27 |
12.90 |
15.81 |
12.15 |
24.17 |
13.35 |
14.38 |
18.82 |
9.73 |
11.58 |
15.96 |
| Net Interest Margin (QTR) % |
4.00 |
4.11 |
3.50 |
3.16 |
4.22 |
8.60 |
4.25 |
3.49 |
4.66 |
3.42 |
4.16 |
3.51 |
| Equity to Assets % |
9.25 |
9.22 |
9.40 |
7.20 |
10.82 |
15.64 |
9.62 |
9.10 |
8.56 |
17.54 |
10.53 |
8.46 |
| Noncurrent Loan Rate - Total Loans * % |
1.37 |
1.47 |
0.87 |
2.39 |
1.31 |
1.99 |
1.19 |
0.91 |
1.43 |
1.07 |
0.99 |
1.47 |
| Real Estate Loans % |
0.92 |
0.95 |
0.83 |
1.72 |
1.16 |
1.53 |
0.83 |
0.88 |
1.35 |
0.96 |
0.92 |
0.93 |
| C&I Loans % |
2.85 |
3.16 |
2.22 |
4.37 |
1.96 |
2.85 |
2.23 |
2.30 |
2.23 |
1.83 |
1.66 |
3.57 |
| Consumer Loans % |
1.32 |
1.54 |
0.54 |
2.23 |
0.83 |
2.04 |
0.71 |
0.56 |
1.37 |
0.64 |
0.76 |
0.43 |
| Coverage Ratio ** % |
125.17 |
127.21 |
109.27 |
89.54 |
114.27 |
245.05 |
136.72 |
91.32 |
110.41 |
158.78 |
136.71 |
115.72 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.94 |
1.10 |
0.23 |
1.48 |
0.30 |
5.78 |
0.73 |
0.17 |
1.01 |
0.67 |
0.31 |
0.70 |
| Real Estate Loans (QTR) % |
0.11 |
0.14 |
0.05 |
0.09 |
0.06 |
0.30 |
0.13 |
0.05 |
0.34 |
0.09 |
0.08 |
0.16 |
| C&I Loans (QTR) % |
1.76 |
1.78 |
1.32 |
1.60 |
0.86 |
4.69 |
1.82 |
1.37 |
2.19 |
2.24 |
0.67 |
1.74 |
| Consumer Loans (QTR) % |
3.02 |
3.17 |
1.56 |
3.80 |
0.63 |
6.39 |
1.36 |
1.42 |
1.32 |
1.34 |
1.02 |
1.28 |
* Nonaccruing loans and loans past due 90+ days ** Loss reserve as a percentage of noncurrent loans |
|
