|
Statistics at a Glance
As of June 30, 2002
| Dollar Amounts in
Billions |
Commercial Banks |
Savings Institutions |
Total |
| 2nd Qtr 2002 |
2nd Qtr 2001 |
2nd Qtr 2002 |
2nd Qtr 2001 |
2nd Qtr 2002 |
| Number of FDIC-Insured |
7,966 |
8,178 |
1,498 |
1,569 |
9,464 |
| Number of FDIC-Supervised |
4,913 |
5,027 |
503 |
520 |
5,416 |
| Total Assets $ |
6,750 |
6,360 |
1,288 |
1,275 |
8,038 |
| Total Loans $ |
3,972 |
3,859 |
849 |
861 |
4,821 |
| Domestic Deposits $ |
3,807 |
3,562 |
806 |
776 |
4,613 |
| Net Income $ |
23.440 |
19.097 |
3.880 |
3.354 |
27.320 |
| Percent Profitable % |
93.3 |
92.9 |
92.2 |
89.1 |
93.1 |
| Average Return on Assets % |
1.41 |
1.21 |
1.21 |
1.06 |
1.38 |
| Assets under $1 Billion % |
1.26 |
1.17 |
0.90 |
0.71 |
1.18 |
| Assets over $1 Billion % |
1.44 |
1.21 |
1.29 |
1.17 |
1.42 |
| Average Return on Equity % |
15.26 |
13.83 |
13.24 |
12.52 |
14.92 |
| Net Interest Margin % |
4.11 |
3.90 |
3.50 |
3.15 |
4.01 |
| Equity to Assets % |
9.24 |
8.76 |
9.29 |
8.52 |
9.24 |
| Noncurrent Loans * % |
1.47 |
1.26 |
0.87 |
0.76 |
1.36 |
| Real Estate Loans % |
0.95 |
0.91 |
0.83 |
0.72 |
0.92 |
| C&I Loans % |
2.87 |
2.03 |
2.27 |
1.66 |
2.83 |
| Consumer Loans % |
1.40 |
1.39 |
0.54 |
0.74 |
1.32 |
| Coverage Ratio ** % |
127.22 |
135.07 |
108.78 |
116.32 |
125.07 |
| Net Charge-Off Rate % |
1.07 |
0.83 |
0.23 |
0.25 |
0.92 |
| Real Estate Loans % |
0.14 |
0.13 |
0.05 |
0.07 |
0.11 |
| C&I Loans % |
1.76 |
1.20 |
1.36 |
1.09 |
1.73 |
| Consumer Loans % |
3.05 |
2.56 |
1.61 |
1.91 |
2.92 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
|
| All Insured Institutions |
2nd Qtr 2002 YTD |
2001 |
2000 |
1999 |
1998 |
| Credit Card Loans |
| Held on Balance Sheet $ |
268 |
250 |
266 |
227 |
242 |
| Securitized and Sold $ |
369 |
343 |
301 |
293 |
259 |
| Unused Commitments $ |
3,237 |
2,884 |
2,539 |
2,129 |
2,042 |
| Total Credit Card Lines $ |
3,874 |
3,477 |
3,106 |
2,649 |
2,543 |
| Credit Card Loss Rate $ |
6.80 |
5.16 |
4.36 |
4.39 |
5.15 |
| No of Personal Bankruptcies |
760,228 |
1,451,575 |
1,217,628 |
1,281,360 |
1,397,695 |
|
