Choose Your Coverage Overview

Protect Yourself with Flood Insurance

Just a few inches of water from a flood can cause tens of thousands of dollars in damage. Over the past 10 years, the average flood claim has amounted to over $33,000. Flood insurance is the best way to protect yourself from devastating financial loss.

Flood insurance is available to homeowners, renters, condo owners/renters, and commercial owners/renters. Costs vary depending on how much insurance is purchased, what it covers, and the property’s flood risk.

All policy forms provide coverage for buildings and contents. However, you might want to discuss insuring personal property with your agent, since contents coverage is optional. Typically, there’s a 30-day waiting period—from date of purchase—before your policy goes into effect. That means now is the best time to buy flood insurance.

Insurance for a Homeowner >>
Insurance for a Renter >>
Insurance for a Condo Owner or Renter >>
Insurance for a Commerical Owner or Renter >>

Learn your risk, and find an agent, by taking Your Risk Profile.

The average flood insurance policy costs $500 per year.
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Last Updated: Thursday, 23-Apr-2009, 1:45 PM (EDT)

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