Chapter 2: Overview of Compliance Examinations

• Introduction 55k
• Examination Approach 55k
• Applicability and Adaptability to Large and Small Institutions 49k
• Role of the Compliance Examiner 49k
• Overview of the Examination Process 49k
• References 48k

Compliance Management System

• Introduction 152k

Pre-Examination Planning

• Introduction 55k
• Gather Internally Available Information 55k
• Contact the Institution 55k
• Prepare and Send the Compliance Request Letter 48k
• References 48k

Review and Analysis

• Introduction 45k
• Off-Site Review and Analysis 45k
• Risk Profile and Scope Memorandum 58k
• On-Site Review and Analysis 55k
• Entrance Meeting With Senior Management 55k
• Ongoing Communication 69k
• Review of the Compliance Management System 48k
• Applicable Statutes and Regulations 48k
• Evaluating Management Oversight 62k
• Evaluating the Compliance Program 85k
• Transaction Sampling and Testing 60k
• Consultation Policy 46k
• References 46k

Communicating Findings

• Closing Management Meeting 50k
• Board Meeting 58k
• Report of Examination 66k

Documenting the Examination

• Introduction 77k
• Job Aids 46k

Investigations and Visitations

• Investigations 46k
• Visitations 64k
• References 46k

Enforcement Actions

• Introduction 56k
• Types of Enforcement Actions 56k
• References 66k

Truth in Lending (TIL) Restitution Verification

• Examination Objectives 55k
• Verification Procedures 55k
• References 55k
• Job Aids 36k

Appeals

• Introduction 54k
• Appeals Process 54k
• References 54k

Examination and Visitation Frequency

• References 63k

Consumer Compliance Rating System

• Introduction 45k
• Overview 57k
• Consumer Compliance Ratings 39k