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FDIC Banking Review
| Table A.3 - Number of FDIC-Insured Community Banks by Type of Geographic Area, 1985 and 2003 |
| |
Number of Banks |
Percentage of Base Year (1985) |
| |
Large Metro |
|
Large Metro |
| |
Total |
Rural |
SmallMetro |
Suburban |
Urban |
Total |
Rural |
SmallMetro |
Suburban |
Urban |
| Beginning 1985 |
14,305 |
7,216 |
2,228 |
1,713 |
3,148 |
100 |
50 |
16 |
12 |
22 |
| Additions for De Novo Entry |
2,449 |
394 |
424 |
464 |
1,167 |
17 |
5 |
19 |
27 |
37 |
| Other Additions/(Deductions) |
(44) |
(240) |
49 |
50 |
97 |
0 |
3 |
2 |
3 |
3 |
| Deductions for Mergers |
(7,366) |
(2,978) |
(1,303) |
(1,060) |
(2,025) |
51 |
41 |
58 |
62 |
64 |
| Deductions for Failures |
(2,049) |
(626) |
(325) |
(249) |
(849) |
14 |
9 |
15 |
15 |
27 |
| Year-end 2003 |
7,295 |
3,766 |
1,073 |
918 |
1,538 |
51 |
52 |
48 |
54 |
49 |
| Total Decline 1985-2003 |
7,010 |
3,450 |
1,155 |
795 |
1,610 |
49 |
48 |
52 |
46 |
51 |
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Note: Community banks are defined as banking organizations (bank and thrift holding companies, independent banks, and independent thrifts) with aggregate bank or thrift assets of less than $1 billion (in 2002 dollars).
Large metropolitan areas are those with populations above 500,000. Banks are classified geographically on the basis of the location of their headquarters. (For further information, see above, n. 31.)
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