Before teenagers are out making financial decisions on their own—at the shopping mall, away at college or anywhere else—they need to be taught the importance of good money management. In an upcoming issue of FDIC Consumer News, we plan to offer tips and information primarily to help parents help their high school- and college-age kids prepare for the real world of credit cards and cash registers.

How can you help? Please send us your suggestions and personal stories. Tell us how you taught the young adults in your family to spend and borrow wisely, especially when using credit cards. What rules, limits and incentives seemed to work? Were there special kinds of credit cards, debit cards or bank accounts that you'd recommend? Also, looking back on it, what would you do differently, and why? The best suggestions may appear in our upcoming report.

If you have questions or topics you'd like addressed in our feature, we're glad to get those, too.