FDIC Home - Federal Deposit Insurance Corporation
FDIC - 75 years
FDIC Home - Federal Deposit Insurance Corporation

 
Skip Site Summary Navigation   Home     Deposit Insurance     Consumer Protection     Industry Analysis     Regulations & Examinations     Asset Sales     News & Events     About FDIC  



Home > Deposit Insurance > Are My Deposits Insured?

ARE MY DEPOSITS INSURED?
Find out how FDIC deposit insurance works and estimate coverage on your deposits.

 Photo of safe lock

UPDATES & ALERTS

For information about recent changes to FDIC deposit insurance coverage, visit Changes in FDIC Deposit Insurance Coverage - September-October 2008.

FDIC's deposit insurance resources will be updated and reposted as soon as possible.


LEARN MORE
 

Electronic Deposit Insurance Estimator (EDIE)
If you have more than $250,000 on deposit in the bank, you may have more--or less--deposit insurance coverage than you think. Use EDIE--Online to calculate your FDIC insurance coverage. Bankers can also download EDIE onto their institution’s Intranet for use by staff with or without an Internet connection.
• EDIE - Online Version    [Spanish]
• EDIE - Downloadable Version

Deposit Insurance Guides
• Insuring Your Deposits (Basic Guide)   [Spanish]
• Your Insured Deposits (Comprehensive Guide)    [Spanish]
• Financial Institution Employee's Guide to Deposit Insurance

FDIC Videos: Deposit Insurance Coverage
• Videos on Deposit Insurance Coverage

Never Lose a Penny
Never Lose a Penny explains the importance of EDIE (Electronic Deposit Insurance Estimator) – an online tool that's simple and easy to use. In just a few steps, EDIE can help make sure that all of the money in bank deposit accounts is 100% FDIC-insured. This brochure also includes the Depositor's Bill of Rights – facts about FDIC insurance that every depositor should know.
• Never Lose a Penny - PDF 4.4M (PDF help)
  • Spanish - PDF 4.5M (PDF help)
  • Chinese - PDF 2.5M (PDF help)
  • Korean - PDF 1.4M (PDF help)
  • Vietnamese - PDF 2.1M (PDF help)

Additional Resources
Explore further resources regarding insured deposits.
• When a Bank Fails - Facts for Depositors, Creditors, and Borrowers
• Certificates of Deposit: Tips for Savers
• Deposit Broker's Processing Guide
• Deposit Insurance for Accounts Held by Government Depositors
• Insured Or Not Insured?
• Deposit Insurance Coverage Frequently Asked Questions
 

QUICK LINKS
•  Customer Assistance Online Form
•  FDIC Call Center
•  Consumer News
•  FDIC's Depositor Bill of Rights
•  Symbol of Confidence for 75 Years
•  Bank Find
Bank Find


Home    Contact Us    Search    Help    SiteMap    Forms
Freedom of Information Act (FOIA) Service Center    Website Policies    USA.gov
FDIC Office of Inspector General