The 2005 act requires the Comptroller General to conducted studies of (1) federal bank regulators’ administration of the prompt corrective action program and recent changes to the FDIC deposit insurance system, and (2) the organizational structure of the FDIC.

Deposit Insurance:  Assessment of Regulators' Use of Prompt Corrective Action Provisions and FDIC's New Deposit Insurance System - PDF. 1.04MB (PDF Help)
US Government Accountability Office.  February 15, 2007.

Federal Deposit Insurance Corporation: Human Capital and Risk Assessment Programs Appear Sound, but Evaluations of Their Effectiveness Should Be Improved - PDF. 912kb (PDF Help)
US Government Accountability Office.  February 15, 2007.