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FDIC Consumer News

Important Update: FDIC Insurance Coverage Increased in Late 2008

In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.

Illustration of a card being inserted into ATM. The screen displays "Your ATM" with the options to "Enjoy the Benefits", "Resolve a Problem", "Prevent ATM Crimes", and "Keep Fees Down". Spring 2004

ATMs and You: Tips on Self-Service Banking
A special report to help you reap the benefits, save on fees and protect against potential problems including errors, theft and fraud.
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    Tips for Avoiding or Resolving an ATM Problem

    ATM Safety: Common Sense Tips for Combating Crooks

    Simple Ways to Avoid Unnecessary Transaction Fees at the ATM

    Paying for Purchases with Your ATM Card

    Laws Protecting ATM Users

New Ways to Learn About FDIC Insurance
    Test Your Deposit Insurance IQ

    FDIC Issues New Publications Explaining Deposit Insurance
News Briefs
    Reminder: Beware of Fraudulent E-Mail Requests

    Federal Agencies Publish Brochure on Predatory Lending

    Warning Issued About Some Credit Counseling Firms
Wanted: Your Questions About Bank Mergers

For More Information


FDIC Consumer News is published by the
Federal Deposit Insurance Corporation

Donald E. Powell
Chairman

Elizabeth Ford
Assistant Director,
Office of Public Affairs (OPA)

Jay Rosenstein
Senior Writer-Editor, OPA

Mitchell Crawley
Graphic Design

FDIC Consumer News is produced quarterly by the Office of Public Affairs, in cooperation with other FDIC Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC regulations and policies. Mention of a product, service or company does not constitute an endorsement. This newsletter may be reprinted in whole or in part. Please credit material used to FDIC Consumer News.


See other issues of FDIC Consumer News online.

Send comments, suggestions or questions to:

    Jay Rosenstein, Editor
    FDIC Consumer News
    550 17th Street, NW
    Room 7100
    Washington, DC 20429
    E-mail: jrosenstein@fdic.gov
    Fax: (202) 898-3870
Subscriptions
Electronic: To receive e-mail notification of new issues posted to the FDIC Web site, with links to stories, follow instructions posted on www.fdic.gov/about/subscriptions/index.html.

Paper: Subscriptions are available free of charge. Send subscription requests and address changes to:

    FDIC Public Information Center
    801 17th Street, NW
    Room 100
    Washington, DC 20434
    Toll-free phone: (877) 275-3342 or (703) 562-2200 (Washington area)
    E-mail: publicinfo@fdic.gov
    Fax: (703) 562-2296

On the Internet
Consumer information from the FDIC is available at www.fdic.gov.

Find current and past issues of FDIC Consumer News at www.fdic.gov/consumers/consumer/news.



Last Updated 06/01/2004

communications@fdic.gov

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