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FDIC Consumer News - Fall 2002

Important Update: FDIC Insurance Coverage Increased in Late 2008

In the fall of 2008, Congress temporarily increased the basic FDIC insurance coverage limit from $100,000 to $250,000 through December 31, 2009. In addition, the FDIC simplified the rules for the calculation of deposit insurance coverage for revocable trust deposits, including an expanded definition of the "eligible beneficiaries" for additional insurance coverage. As a result, certain previously published information related to FDIC insurance may not reflect the current insurance coverage. For more information, go to www.fdic.gov/deposit/deposits/index.html or call toll-free 1-877-ASK-FDIC (1-877-275-3342) Monday through Friday, 8:00 a.m. to 8:00 p.m., Eastern Time. For the hearing-impaired, the number is 1-800-925-4618.

Illustration of a person selecting from several credit cards they have in their hand. An electronic credit/debit card machine is on a counter in front of them. Playing Your Cards Right: Smart Ways To Use Credit and Debit Cards
Paying with plastic—by credit or debit card—certainly has benefits. But you must understand the terms and conditions of the card you use—and indications are that many consumers do not.
Related Articles

Problems With Plastic: Our Tips for Tackling Your Top Five Concerns

Credit Cards and Debit Cards... At a Glance

Just for Teens / Just for Seniors

Card "Clubs" and Other Extras: A Good Deal or Not?

A Reader's Guide to Credit Card Mailings (and the Fine Print)

Fighting Fraud: Simple Ways to Protect Yourself

For More Information About Credit Cards and Debit Cards

Also In This Issue:

Setting the Record Straight: Basic Facts about FDIC Insurance

Your Bank Records: What to Keep, What to Toss... and When

For More Information

FDIC Consumer News is published by the
Federal Deposit Insurance Corporation

Donald E. Powell
Chairman

Phil Battey
Director
Office of Public Affairs (OPA)

Elizabeth Ford
Assistant Director, OPA

Jay Rosenstein
Senior Writer-Editor, OPA

Tommy Ballard
Graphic Design & Illustrations

FDIC Consumer News is produced by the Office of Public Affairs, in cooperation with other FDIC Divisions and Offices. It is intended to present information in a nontechnical way and is not intended to be a legal interpretation of FDIC regulations and policies. Mention of a product, service or company does not constitute an endorsement. This newsletter may be reprinted in whole or in part. Please credit material used to FDIC Consumer News.
See other issues of FDIC Consumer News online.

Electronic: To receive e-mail notification of new issues posted to the FDIC Web site, with links to stories, follow instructions posted on www.fdic.gov/about/subscriptions/index.html.

Other consumer information on the Internet is available at the FDIC Web site


Send comments, suggestions or questions to:
Jay Rosenstein
FDIC, 550 17th Street, NW
Room 7100
Washington, DC 20429
E-mail: jrosenstein@fdic.gov
Fax: (202) 898-3870

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FDIC Public Information Center
801 17th Street, NW
Room 100
Washington, DC 20434
Phone: (800) 276-6003 or (703) 562-2200
E-mail: publicinfo@fdic.gov
Fax: (703) 562-2296

 
Last Updated 11/25/2002 communications@fdic.gov

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