|
Statistics at a Glance
| As of March 31, 2008 |
Dollar Amounts in Billions
First Quarter 2008 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,494 |
7,240 |
1,254 |
6 |
1,550 |
26 |
4,749 |
807 |
102 |
364 |
838 |
52 |
| Number of FDIC-Supervised |
5,176 |
4,753 |
423 |
0 |
1,071 |
10 |
2,960 |
330 |
53 |
214 |
518 |
20 |
| Total Assets $ |
13,369 |
11,495 |
1,875 |
3,086 |
158 |
449 |
5,271 |
1,363 |
66 |
39 |
113 |
2,824 |
| Total Loans $ |
7,968 |
6,666 |
1,301 |
1,252 |
103 |
326 |
3,705 |
975 |
56 |
9 |
63 |
1,478 |
| Domestic Deposits $ |
7,069 |
5,937 |
1,132 |
800 |
128 |
145 |
3,492 |
781 |
54 |
28 |
93 |
1,548 |
| Net Income (QTR) $ |
19.347 |
19.302 |
0.045 |
2.600 |
0.466 |
5.189 |
10.197 |
-0.720 |
0.211 |
0.209 |
0.284 |
0.911 |
| Percent Profitable (QTR) % |
86.1 |
87.1 |
80.1 |
83.3 |
96.6 |
92.3 |
82.5 |
83.0 |
90.2 |
73.9 |
94.3 |
86.5 |
| Average Return on Assets (QTR) % |
0.59 |
0.68 |
0.01 |
0.35 |
1.20 |
4.60 |
0.78 |
-0.21 |
1.30 |
2.18 |
1.02 |
0.13 |
| Average Return on Equity (QTR) % |
5.72 |
6.71 |
0.09 |
4.44 |
10.66 |
20.59 |
6.87 |
-2.57 |
14.31 |
10.74 |
9.00 |
1.36 |
| Net Interest Margin (QTR) % |
3.33 |
3.38 |
3.02 |
2.83 |
3.84 |
8.64 |
3.67 |
2.73 |
4.90 |
3.07 |
3.61 |
2.61 |
| Equity to Assets % |
10.18 |
10.08 |
10.81 |
7.57 |
11.22 |
22.86 |
11.36 |
8.09 |
9.01 |
19.97 |
11.33 |
9.61 |
| Noncurrent Loan Rate - Total Loans * % |
1.71 |
1.60 |
2.24 |
1.55 |
1.27 |
2.22 |
1.76 |
2.39 |
0.83 |
0.93 |
1.04 |
1.25 |
| Real Estate Loans % |
2.19 |
2.12 |
2.44 |
2.33 |
1.46 |
2.05 |
2.25 |
2.48 |
0.63 |
0.97 |
1.09 |
1.77 |
| C&I Loans % |
0.79 |
0.78 |
1.06 |
0.47 |
1.55 |
2.82 |
0.87 |
1.14 |
0.81 |
1.35 |
1.33 |
0.65 |
| Consumer Loans % |
1.47 |
1.51 |
1.04 |
2.06 |
0.75 |
2.35 |
0.81 |
1.01 |
0.97 |
0.60 |
0.72 |
0.71 |
| Coverage Ratio ** % |
88.88 |
96.24 |
61.96 |
112.56 |
103.49 |
222.70 |
77.12 |
54.97 |
209.06 |
146.56 |
114.53 |
90.28 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.99 |
0.95 |
1.19 |
1.13 |
0.14 |
4.97 |
0.70 |
1.15 |
1.78 |
0.23 |
0.17 |
0.64 |
| Real Estate Loans (QTR) % |
0.73 |
0.65 |
0.98 |
1.26 |
0.09 |
2.94 |
0.56 |
1.09 |
0.47 |
0.04 |
0.08 |
0.59 |
| C&I Loans (QTR) % |
0.67 |
0.63 |
1.40 |
0.29 |
0.30 |
6.65 |
0.65 |
1.11 |
4.50 |
0.02 |
0.22 |
0.41 |
| Consumer Loans (QTR) % |
3.07 |
3.02 |
3.51 |
3.08 |
0.51 |
5.16 |
2.17 |
2.50 |
2.33 |
0.76 |
0.62 |
1.66 |
| First Quarter 2007 |
| Number of FDIC-Insured |
8,649 |
7,379 |
1,270 |
4 |
1,617 |
26 |
4,719 |
798 |
115 |
403 |
906 |
61 |
| Number of FDIC-Supervised |
5,215 |
4,782 |
433 |
0 |
1,120 |
10 |
2,903 |
315 |
61 |
238 |
542 |
26 |
| Total Assets $ |
11,982 |
10,135 |
1,847 |
2,436 |
149 |
407 |
4,758 |
1,507 |
99 |
46 |
119 |
2,461 |
| Total Loans $ |
7,278 |
5,972 |
1,306 |
1,056 |
99 |
297 |
3,315 |
1,040 |
77 |
10 |
67 |
1,316 |
| Domestic Deposits $ |
6,695 |
5,523 |
1,172 |
683 |
122 |
102 |
3,295 |
956 |
76 |
32 |
98 |
1,331 |
| Net Income (QTR) $ |
35.644 |
31.173 |
4.471 |
5.564 |
0.442 |
3.977 |
13.603 |
3.437 |
0.433 |
0.229 |
0.293 |
7.666 |
| Percent Profitable (QTR) % |
91.0 |
91.9 |
85.7 |
100.0 |
96.0 |
88.5 |
90.5 |
86.0 |
92.2 |
77.4 |
94.3 |
98.4 |
| Average Return on Assets (QTR) % |
1.20 |
1.24 |
0.97 |
0.93 |
1.19 |
3.84 |
1.15 |
0.91 |
1.77 |
2.03 |
0.99 |
1.25 |
| Average Return on Equity (QTR) % |
11.33 |
12.07 |
7.94 |
12.10 |
11.02 |
15.93 |
10.20 |
9.07 |
17.24 |
9.94 |
8.77 |
12.76 |
| Net Interest Margin (QTR) % |
3.32 |
3.38 |
3.02 |
2.46 |
3.91 |
8.18 |
3.72 |
2.71 |
5.03 |
3.15 |
3.63 |
2.89 |
| Equity to Assets % |
10.58 |
10.27 |
12.29 |
7.67 |
10.87 |
24.50 |
11.33 |
10.15 |
10.25 |
20.27 |
11.26 |
9.75 |
| Noncurrent Loan Rate - Total Loans * % |
0.84 |
0.83 |
0.89 |
0.87 |
1.04 |
1.82 |
0.77 |
0.84 |
0.68 |
0.66 |
0.85 |
0.78 |
| Real Estate Loans % |
0.91 |
0.91 |
0.91 |
1.13 |
1.05 |
2.08 |
0.86 |
0.86 |
0.35 |
0.63 |
0.87 |
1.01 |
| C&I Loans % |
0.62 |
0.61 |
0.78 |
0.41 |
1.55 |
1.97 |
0.64 |
0.73 |
1.06 |
1.19 |
1.20 |
0.55 |
| Consumer Loans % |
1.17 |
1.22 |
0.77 |
1.55 |
0.70 |
2.00 |
0.65 |
0.56 |
0.81 |
0.50 |
0.62 |
0.60 |
| Coverage Ratio ** % |
127.97 |
139.88 |
77.16 |
125.21 |
130.87 |
212.70 |
145.46 |
59.61 |
210.26 |
200.85 |
143.19 |
94.32 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.45 |
0.48 |
0.33 |
0.57 |
0.14 |
3.86 |
0.23 |
0.21 |
1.43 |
0.18 |
0.17 |
0.31 |
| Real Estate Loans (QTR) |
% |
0.10 |
0.11 |
0.08 |
0.21 |
0.04 |
1.57 |
0.10 |
0.09 |
0.14 |
0.03 |
0.06 |
| C&I Loans (QTR) % |
0.35 |
0.32 |
0.76 |
0.07 |
0.47 |
3.96 |
0.30 |
0.28 |
3.11 |
0.27 |
0.30 |
0.33 |
| Consumer Loans (QTR) % |
2.43 |
2.38 |
2.83 |
2.65 |
0.59 |
4.17 |
1.19 |
2.72 |
1.87 |
0.51 |
0.65 |
1.53 |
* Nonaccruing loans and loans past due 90+ days. ** Loss reserve as a percentage of noncurrent loans. |
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