|
Statistics at a Glance
| As of June 30, 2008 |
Dollar Amounts in Billions
Second Quarter 2008 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,451 |
7,203 |
1,248 |
6 |
1,584 |
27 |
4,786 |
845 |
98 |
306 |
756 |
43 |
| Number of FDIC-Supervised |
5,163 |
4,744 |
419 |
0 |
1,101 |
10 |
2,993 |
347 |
52 |
179 |
466 |
15 |
| Total Assets $ |
13,301 |
11,426 |
1,875 |
2,981 |
166 |
450 |
5,359 |
1,379 |
71 |
33 |
99 |
2,763 |
| Total Loans $ |
7,996 |
6,681 |
1,315 |
1,211 |
111 |
327 |
3,784 |
987 |
60 |
8 |
56 |
1,452 |
| Domestic Deposits $ |
7,029 |
5,879 |
1,150 |
760 |
133 |
140 |
3,531 |
806 |
58 |
22 |
81 |
1,499 |
| Net Income (QTR) $ |
4.959 |
10.156 |
-5.197 |
1.977 |
0.485 |
2.702 |
3.414 |
-5.017 |
0.148 |
0.159 |
0.251 |
0.841 |
| Percent Profitable (QTR) % |
82.1 |
82.9 |
77.7 |
66.7 |
94.6 |
77.8 |
76.5 |
83.2 |
84.7 |
78.4 |
92.2 |
81.4 |
| Average Return on Assets (QTR) % |
0.15 |
0.35 |
-1.11 |
0.26 |
1.18 |
2.41 |
0.26 |
-1.46 |
0.82 |
1.90 |
1.02 |
0.12 |
| Average Return on Equity (QTR) % |
1.46 |
3.51 |
-10.43 |
3.38 |
10.63 |
10.73 |
2.25 |
-18.24 |
8.93 |
8.95 |
9.00 |
1.28 |
| Net Interest Margin (QTR) % |
3.37 |
3.41 |
3.16 |
2.86 |
3.87 |
9.08 |
3.65 |
2.98 |
4.61 |
3.04 |
3.68 |
2.63 |
| Equity to Assets % |
10.16 |
10.11 |
10.46 |
7.86 |
10.94 |
21.98 |
11.31 |
7.90 |
9.39 |
21.18 |
11.18 |
9.42 |
| Noncurrent Loan Rate - Total Loans * % |
2.04 |
1.87 |
2.89 |
1.72 |
1.34 |
2.30 |
2.07 |
3.12 |
0.91 |
0.96 |
1.11 |
1.56 |
| Real Estate Loans % |
2.70 |
2.56 |
3.18 |
2.70 |
1.64 |
1.96 |
2.68 |
3.26 |
0.89 |
1.06 |
1.16 |
2.35 |
| C&I Loans % |
0.90 |
0.89 |
1.12 |
0.45 |
1.50 |
3.00 |
1.02 |
1.19 |
0.72 |
1.20 |
1.48 |
0.78 |
| Consumer Loans % |
1.46 |
1.48 |
1.20 |
1.94 |
0.77 |
2.36 |
0.83 |
1.17 |
0.97 |
0.46 |
0.77 |
0.69 |
| Coverage Ratio ** % |
88.55 |
94.54 |
68.90 |
120.04 |
95.85 |
233.60 |
72.88 |
65.63 |
217.38 |
150.22 |
108.47 |
92.38 |
| Net Charge-Off Rate - All Loans (QTR) % |
1.32 |
1.24 |
1.76 |
1.27 |
0.25 |
5.87 |
0.99 |
1.85 |
1.75 |
0.52 |
0.29 |
0.94 |
| Real Estate Loans (QTR) % |
1.16 |
1.01 |
1.62 |
1.60 |
0.22 |
3.15 |
0.90 |
1.82 |
0.58 |
0.03 |
0.15 |
1.07 |
| C&I Loans (QTR) % |
0.87 |
0.82 |
1.66 |
0.23 |
0.45 |
8.13 |
0.90 |
1.60 |
4.25 |
0.40 |
0.45 |
0.56 |
| Consumer Loans (QTR) % |
3.31 |
3.29 |
3.47 |
3.22 |
0.73 |
6.05 |
2.21 |
2.81 |
2.25 |
0.53 |
0.73 |
1.58 |
| Second Quarter 2007 |
| Number of FDIC-Insured |
8,614 |
7,350 |
1,264 |
4 |
1,645 |
26 |
4,731 |
805 |
118 |
377 |
851 |
57 |
| Number of FDIC-Supervised |
5,215 |
4,786 |
429 |
0 |
1,140 |
10 |
2,914 |
324 |
60 |
221 |
523 |
23 |
| Total Assets $ |
12,261 |
10,411 |
1,850 |
2,544 |
156 |
395 |
4,789 |
1,551 |
118 |
42 |
113 |
2,553 |
| Total Loans $ |
7,467 |
6,163 |
1,304 |
1,128 |
106 |
288 |
3,372 |
1,083 |
93 |
10 |
64 |
1,323 |
| Domestic Deposits $ |
6,692 |
5,523 |
1,169 |
683 |
127 |
100 |
3,310 |
969 |
82 |
29 |
93 |
1,300 |
| Net Income (QTR) $ |
36.776 |
31.973 |
4.803 |
6.172 |
0.484 |
3.297 |
13.978 |
3.512 |
0.882 |
0.245 |
0.312 |
7.893 |
| Percent Profitable (QTR) % |
90.2 |
91.0 |
85.5 |
100.0 |
96.0 |
88.5 |
88.8 |
86.8 |
94.1 |
75.3 |
95.5 |
98.2 |
| Average Return on Assets (QTR) % |
1.21 |
1.25 |
1.04 |
0.99 |
1.26 |
3.34 |
1.17 |
0.91 |
3.04 |
2.31 |
1.10 |
1.26 |
| Average Return on Equity (QTR) % |
11.56 |
12.24 |
8.44 |
12.96 |
11.46 |
13.95 |
10.96 |
8.91 |
22.07 |
11.00 |
9.92 |
11.87 |
| Net Interest Margin (QTR) % |
3.33 |
3.38 |
3.05 |
2.51 |
4.01 |
8.30 |
3.71 |
2.70 |
5.90 |
3.04 |
3.70 |
2.92 |
| Equity to Assets % |
10.43 |
10.08 |
12.41 |
7.64 |
11.13 |
23.96 |
10.68 |
10.22 |
13.73 |
20.98 |
11.10 |
10.39 |
| Noncurrent Loan Rate - Total Loans * % |
0.91 |
0.88 |
1.05 |
0.85 |
1.05 |
1.75 |
0.86 |
1.00 |
0.79 |
0.85 |
0.88 |
0.81 |
| Real Estate Loans % |
1.03 |
1.00 |
1.10 |
1.19 |
1.12 |
2.40 |
0.98 |
1.03 |
0.32 |
0.87 |
0.90 |
1.09 |
| C&I Loans % |
0.62 |
0.61 |
0.74 |
0.36 |
1.46 |
2.00 |
0.68 |
0.66 |
0.83 |
1.54 |
1.19 |
0.49 |
| Consumer Loans % |
1.11 |
1.15 |
0.79 |
1.43 |
0.69 |
1.86 |
0.64 |
0.56 |
1.01 |
0.59 |
0.63 |
0.60 |
| Coverage Ratio ** % |
120.00 |
133.65 |
66.42 |
129.72 |
127.04 |
226.30 |
131.00 |
51.96 |
201.54 |
153.51 |
135.58 |
92.64 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.49 |
0.51 |
0.38 |
0.60 |
0.15 |
3.89 |
0.28 |
0.25 |
1.85 |
0.25 |
0.18 |
0.32 |
| Real Estate Loans (QTR) % |
0.15 |
0.15 |
0.13 |
0.26 |
0.03 |
1.72 |
0.14 |
0.14 |
0.09 |
0.06 |
0.06 |
0.10 |
| C&I Loans (QTR) % |
0.44 |
0.41 |
0.91 |
0.11 |
0.56 |
4.92 |
0.41 |
0.35 |
3.16 |
0.34 |
0.47 |
0.34 |
| Consumer Loans (QTR) % |
2.34 |
2.31 |
2.57 |
2.60 |
0.57 |
4.18 |
1.11 |
2.01 |
2.48 |
0.87 |
0.64 |
1.41 |
* Nonaccruing loans and loans past due 90+ days ** Loss reserve as a percentage of noncurrent loans |
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