|
Statistics at a Glance
| As of March 31, 2006 |
Dollar Amounts in Billions
First Quarter 2006 |
All Insured Institutions |
Commercial Banks |
Savings Institutions |
Asset Concentration Group |
| International Banks |
Agricultural Banks |
Credit Card Lenders |
Commercial Lenders |
Mortgage Lenders |
Consumer Lenders |
Other Specialized < $1 Billion |
All Other < $1Billion |
All Other > $1Billion |
| Number of FDIC-Insured |
8,790 |
7,491 |
1,299 |
4 |
1,647 |
30 |
4,631 |
867 |
118 |
435 |
998 |
60 |
| Number of FDIC-Supervised |
5,236 |
4,793 |
443 |
0 |
1,135 |
12 |
2,788 |
344 |
62 |
260 |
607 |
28 |
| Total Assets $ |
11,210 |
9,333 |
1,877 |
1,972 |
140 |
370 |
3,846 |
1,746 |
98 |
49 |
127 |
2,860 |
| Total Loans $ |
6,864 |
5,499 |
1,365 |
862 |
92 |
250 |
2,716 |
1,247 |
76 |
12 |
70 |
1,540 |
| Domestic Deposits $ |
6,331 |
5,230 |
1,101 |
601 |
115 |
96 |
2,726 |
1,001 |
65 |
35 |
104 |
1,589 |
| Net Income (QTR) $ |
37.254 |
32.061 |
5.193 |
5.560 |
0.441 |
4.169 |
12.899 |
4.499 |
0.524 |
0.213 |
0.337 |
8.614 |
| Percent Profitable (QTR) % |
93.4 |
93.7 |
91.8 |
100.0 |
96.7 |
93.3 |
93.0 |
91.8 |
96.6 |
81.6 |
95.8 |
98.3 |
| Average Return on Assets (QTR) % |
1.35 |
1.40 |
1.12 |
1.16 |
1.26 |
4.58 |
1.36 |
1.05 |
2.19 |
1.74 |
1.07 |
1.22 |
| Average Return on Equity (QTR) % |
13.07 |
13.74 |
10.05 |
14.33 |
11.82 |
18.75 |
13.22 |
9.61 |
22.54 |
9.23 |
9.63 |
12.72 |
| Net Interest Margin (QTR) % |
3.46 |
3.55 |
3.04 |
2.56 |
4.05 |
9.05 |
3.92 |
2.82 |
4.56 |
3.10 |
3.76 |
3.08 |
| Equity to Assets % |
10.38 |
10.23 |
11.12 |
7.95 |
10.81 |
27.22 |
10.28 |
10.81 |
9.63 |
18.77 |
11.09 |
9.57 |
| Noncurrent Loan Rate - Total Loans * % |
0.71 |
0.71 |
0.69 |
0.90 |
0.89 |
1.73 |
0.61 |
0.68 |
0.62 |
0.75 |
0.78 |
0.62 |
| Real Estate Loans % |
0.69 |
0.68 |
0.69 |
1.11 |
0.87 |
1.61 |
0.60 |
0.70 |
0.37 |
0.71 |
0.79 |
0.73 |
| C&I Loans % |
0.70 |
0.69 |
0.89 |
0.78 |
1.42 |
1.30 |
0.71 |
0.67 |
0.82 |
1.11 |
1.09 |
0.57 |
| Consumer Loans % |
1.08 |
1.14 |
0.61 |
1.43 |
0.74 |
1.82 |
0.55 |
0.44 |
0.76 |
0.66 |
0.60 |
0.64 |
| Coverage Ratio ** % |
159.84 |
176.71 |
90.30 |
151.39 |
157.58 |
262.00 |
190.02 |
69.48 |
227.78 |
201.90 |
163.96 |
144.90 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.32 |
0.36 |
0.19 |
0.53 |
0.09 |
2.96 |
0.18 |
0.11 |
0.95 |
0.16 |
0.11 |
0.18 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.03 |
0.11 |
0.02 |
1.01 |
0.06 |
0.04 |
0.06 |
0.00 |
0.02 |
0.05 |
| C&I Loans (QTR) % |
0.22 |
0.18 |
0.72 |
0.03 |
0.28 |
2.21 |
0.27 |
0.14 |
2.21 |
0.14 |
0.26 |
0.14 |
| Consumer Loans (QTR) % |
1.80 |
1.81 |
1.70 |
2.07 |
0.50 |
3.09 |
0.91 |
1.41 |
1.31 |
0.74 |
0.47 |
1.05 |
| First Quarter 2005 |
| Number of FDIC-Insured |
8,931 |
7,600 |
1,331 |
5 |
1,698 |
28 |
4,489 |
971 |
134 |
459 |
1,079 |
68 |
| Number of FDIC-Supervised |
5,243 |
4,792 |
451 |
0 |
1,174 |
10 |
2,650 |
387 |
71 |
256 |
660 |
35 |
| Total Assets $ |
10,286 |
8,594 |
1,692 |
1,876 |
135 |
364 |
3,467 |
1,582 |
111 |
55 |
137 |
2,561 |
| Total Loans $ |
6,201 |
4,980 |
1,221 |
788 |
86 |
272 |
2,397 |
1,109 |
87 |
14 |
76 |
1,372 |
| Domestic Deposits $ |
5,827 |
4,823 |
1,004 |
563 |
111 |
100 |
2,435 |
919 |
61 |
40 |
112 |
1,487 |
| Net Income (QTR) $ |
34.030 |
29.242 |
4.788 |
4.335 |
0.432 |
2.978 |
11.292 |
4.678 |
0.408 |
0.205 |
0.400 |
9.302 |
| Percent Profitable (QTR) % |
94.7 |
94.9 |
93.3 |
100.0 |
97.8 |
96.4 |
94.3 |
93.6 |
96.3 |
84.7 |
95.8 |
97.1 |
| Average Return on Assets (QTR) % |
1.34 |
1.37 |
1.15 |
0.92 |
1.28 |
3.22 |
1.32 |
1.20 |
1.52 |
1.52 |
1.17 |
1.48 |
| Average Return on Equity (QTR) % |
13.01 |
13.56 |
10.45 |
11.38 |
11.83 |
15.18 |
13.35 |
11.03 |
13.51 |
8.73 |
10.73 |
14.51 |
| Net Interest Margin (QTR) % |
3.53 |
3.61 |
3.14 |
2.64 |
4.05 |
8.16 |
3.87 |
2.97 |
4.74 |
3.04 |
3.86 |
3.28 |
| Equity to Assets % |
10.26 |
10.11 |
11.01 |
8.17 |
10.79 |
21.96 |
9.95 |
10.83 |
11.10 |
17.10 |
10.79 |
9.97 |
| Noncurrent Loan Rate - Total Loans * % |
0.75 |
0.80 |
0.52 |
1.22 |
0.96 |
1.68 |
0.60 |
0.52 |
0.64 |
0.94 |
0.80 |
0.71 |
| Real Estate Loans % |
0.59 |
0.64 |
0.48 |
0.91 |
0.86 |
0.12 |
0.55 |
0.51 |
0.53 |
0.89 |
0.78 |
0.70 |
| C&I Loans % |
1.04 |
1.03 |
1.17 |
1.66 |
1.60 |
1.10 |
0.86 |
1.04 |
0.77 |
1.15 |
1.27 |
0.88 |
| Consumer Loans % |
1.25 |
1.31 |
0.71 |
2.00 |
0.73 |
1.85 |
0.49 |
0.34 |
0.67 |
0.99 |
0.70 |
0.72 |
| Coverage Ratio ** % |
172.30 |
178.91 |
131.21 |
136.78 |
151.94 |
258.66 |
211.16 |
97.68 |
260.95 |
171.67 |
165.85 |
150.03 |
| Net Charge-Off Rate - All Loans (QTR) % |
0.47 |
0.52 |
0.23 |
0.76 |
0.13 |
4.39 |
0.22 |
0.10 |
1.49 |
0.22 |
0.21 |
0.18 |
| Real Estate Loans (QTR) % |
0.05 |
0.06 |
0.03 |
0.12 |
0.03 |
0.09 |
0.06 |
0.04 |
0.08 |
0.05 |
0.03 |
0.03 |
| C&I Loans (QTR) % |
0.28 |
0.23 |
1.07 |
0.02 |
0.35 |
3.01 |
0.39 |
0.28 |
2.62 |
0.19 |
0.25 |
0.09 |
| Consumer Loans (QTR) % |
2.55 |
2.60 |
2.06 |
2.77 |
0.63 |
4.84 |
1.03 |
1.30 |
2.01 |
0.81 |
1.22 |
1.13 |
|
* Nonaccruing loans and loans past due 90+ days.
** Loss reserve as a percentage of noncurrent loans
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