|
Statistics at a Glance
As of June 30, 2001
| |
Commercial Banks |
Savings Institutions |
Total |
| Dollar Amounts in Billions |
2nd Qtr 2001 |
2nd Qtr 2000 |
2nd Qtr 2001 |
2nd Qtr 2000 |
2nd Qtr 2001 |
| Number of FDIC-Insured |
8,178 |
8,477 |
1,569 |
1,624 |
9,747 |
| Number of FDIC-Supervised |
5,027 |
5,178 |
520 |
533 |
5,547 |
| Total Assets $ |
6,360 |
5,983 |
1,275 |
1,179 |
7,635 |
| Total Loans $ |
3,859 |
3,704 |
861 |
799 |
4,720 |
| Domestic Deposits $ |
3,565 |
3,289 |
776 |
716 |
4,341 |
| Net Income $ |
19.164 |
14.702 |
3.354 |
2.752 |
22.518 |
| Percent Profitable % |
92.9 |
93.0 |
89.1 |
92.0 |
92.2 |
| Average Return on Assets % |
1.24 |
0.99 |
1.01 |
0.99 |
1.20 |
| Assets under $1 Billion % |
1.19 |
1.28 |
0.70 |
0.80 |
1.08 |
| Assets over $1 Billion % |
1.25 |
1.14 |
1.10 |
1.05 |
1.22 |
| Average Return on Equity % |
14.31 |
11.81 |
11.90 |
12.02 |
13.92 |
| Net Interest Margin % |
3.86 |
3.99 |
3.10 |
3.02 |
3.73 |
| Equity to Assets % |
8.76 |
8.41 |
8.51 |
8.16 |
8.71 |
| Noncurrent Loans * % |
1.26 |
0.99 |
0.77 |
0.65 |
1.18 |
| Real Estate Loans % |
0.91 |
0.77 |
0.74 |
0.62 |
0.86 |
| C&I Loans % |
2.03 |
1.41 |
1.66 |
1.25 |
2.01 |
| Consumer Loans % |
1.39 |
1.32 |
0.74 |
0.72 |
1.32 |
| Coverage Ratio ** % |
134.71 |
169.01 |
114.55 |
134.12 |
132.04 |
| Net Charge-Off Rate % |
0.78 |
0.58 |
0.25 |
0.18 |
0.68 |
| Real Estate Loans % |
0.12 |
0.07 |
0.05 |
0.03 |
0.10 |
| C&I Loans % |
1.05 |
0.60 |
1.23 |
0.58 |
1.05 |
| Consumer Loans % |
2.48 |
2.23 |
1.92 |
1.66 |
2.43 |
|
* Nonaccruing loans and loans past due 90+ days
** Loss reserve as a percentage of noncurrent loans
|
| All Insured Institutions |
2nd Qtr
2001 YTD |
2000 |
1999 |
1998 |
1997 |
1996 |
| Credit Card Loans |
| Held on Balance Sheet |
$ |
226 |
266 |
227 |
242 |
243 |
242 |
| Securitized and Sold |
$ |
308 |
306 |
395 |
261 |
193 |
156 |
| Unused Commitments |
$ |
2,727 |
2,537 |
2,129 |
2,042 |
1,677 |
1,402 |
| Total Credit Card Lines |
$ |
3,261 |
3,108 |
2,751 |
2,544 |
2,112 |
1,799 |
| Credit Card Loss Rate |
% |
5.10 |
4.28 |
4.39 |
5.15 |
5.10 |
4.32 |
| No of Personal Bankruptcies |
390,064 |
1,217,628 |
1,281,360 |
1,397,695 |
1,349,510 |
1,124,286 |
|
